Statement of Cash Flows (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Cash flows from operating activities:
Net cash provided by operating activities	$ 5,449,312	$ 25,192,747
Cash flows from investing activities:
Purchase-fixed maturity securities	(9,919,352)	(4,573,813)
Calls and maturities - fixed maturity securities	2,406,652	1,406,357
Purchase - equity securities	(425,877)	(202,883)
Sales - equity securities	1,252,757	1,262,645
Purchase of short-term investments	(10,206,512)	(3,416,721)
Sales of short-term investments	30,482,179	5,135,398
Purchase of restricted assets	(56,243)	(241,247)
Changes in assets for perpetual care trusts	(54,533)	(68,720)
Amount received for perpetual care trusts	9,105	31,189
Mortgage, policy, and other loans made	(27,324,342)	(29,559,249)
Payments received for mortgage, policy and other loans	30,188,402	29,240,276
Purchase of property and equipment	(810,223)	(635,862)
Disposal of property and equipment		14,768
Purchase of real estate	(30,317)	(53,910)
Sale of real estate	757,150	251,720
Net cash provided by (used in) investing activities	16,268,846	(1,410,052)
Cash flows from financing activities:
Annuity contract receipts	2,189,717	2,194,651
Annuity contract withdrawals	(4,125,531)	(3,591,348)
Proceeds from stock options exercised	216,728
Repayment of bank loans on notes and contracts	(535,814)	(396,815)
Proceeds from borrowing on bank loans	4,733,975
Change in line of credit borrowings	(4,608,204)	(4,400,000)
Net cash used in financing activities	(2,129,129)	(6,193,512)
Net change in cash and cash equivalents	19,589,029	17,589,183
Cash and cash equivalents at beginning of period	38,906,115	17,083,604
Cash and cash equivalents at end of period	58,495,144	34,672,787
Mortgage loans foreclosed into real estate	$ 1,747,802	$ 9,021,747