3) Investments: Schedule of Major categories of net investment income (Details) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Gross investment income	$ 6,633,414	$ 7,408,727
Investment Income, Investment Expense	(1,547,415)	(1,354,680)
Net Investment Income	5,085,999	6,054,047
Fixed Maturities
Gross investment income	1,953,040	1,910,344
Equity Securities
Gross investment income	65,760	63,578
Mortgage loans on real estate
Gross investment income	1,124,756	2,068,974
Real Estate
Gross investment income	1,079,129	1,096,164
Policy, Student and other loans
Gross investment income	203,135	228,327
Short-term investments, principally gains on sale of mortgage loans
Gross investment income	$ 2,207,594	$ 2,041,340