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3) Investments: Available-for-sale Securities (Details) (USD $)
Mar. 31, 2013
Dec. 31, 2012
Available-for-sale Securities, Amortized Cost Basis $ 5,373,763  
AvailableForSaleSecuritiesEstimatedFairValue 4,956,549  
Mortgage loans on real estate and construction 80,033,044 84,462,205
Mortgage loans on real estate and construction, allowance for losses (4,250,242) (4,239,861)
Real estate held for investment, net of depreciation 3,494,107 3,543,751
Other real estate owned, held for investment, net of depreciation 61,820,040 55,027,669
Other real estate owned held for sale   5,682,610
Real estate held 65,314,147 64,254,030
Loans Held-for-sale, Consumer, Installment, Student 20,006,527 20,188,516
Short-term investments at amortized cost 20,649,723 40,925,390
Residential Mortgage
   
Mortgage loans on real estate and construction 49,359,697 50,584,923
Residential Construction
   
Mortgage loans on real estate and construction 1,196,029 3,161,112
Commercial Loan
   
Mortgage loans on real estate and construction 33,727,560 34,956,031
Industrial, miscellaneous and all other equity securities
   
Available-for-sale Securities, Amortized Cost Basis 5,373,763 6,047,474
Available-for-sale Securities, Gross Unrealized Gains 354,215 309,752
AvailableForSaleSecuritiesGrossUnrealizedLosses (771,429) (970,909)
AvailableForSaleSecuritiesEstimatedFairValue 4,956,549 5,386,317
Equity Securities
   
Available-for-sale Securities, Amortized Cost Basis 5,373,763 6,067,755
Available-for-sale Securities, Gross Unrealized Gains 354,215 309,752
AvailableForSaleSecuritiesGrossUnrealizedLosses (771,429) (972,395)
AvailableForSaleSecuritiesEstimatedFairValue 4,956,549 5,405,112
Nonredeemable Preferred Stock
   
Available-for-sale Securities, Amortized Cost Basis   20,281
AvailableForSaleSecuritiesGrossUnrealizedLosses   (1,486)
AvailableForSaleSecuritiesEstimatedFairValue   18,795
Common Stock
   
Available-for-sale Securities, Amortized Cost Basis 5,373,763  
AvailableForSaleSecuritiesEstimatedFairValue $ 4,956,549