11) Derivative Investments: Schedule of Gains and Losses on Derivatives (Tables)

3 Months Ended

Mar. 31, 2013

Tables/Schedules

Schedule of Gains and Losses on Derivatives

	Net Amount Gain (Loss) Recognized in OCI
	Three Months Ended March 31
Derivative - Cash Flow Hedging Relationships:	2013	2012
Interest Rate Lock Commitments	$         (715,724)	$             976,780
Interest Rate Swaps	9,117	7,975
Sub Total	(706,607)	984,755
Tax Effect	(127,960)	334,662
Total	$         (578,647)	$             650,093