20) Mortgage Servicing Rights: Schedule of Mortgage Servicing Rights Amortization (Tables)

12 Months Ended

Dec. 31, 2012

Tables/Schedules

Schedule of Mortgage Servicing Rights Amortization

	Estimated MSR Amortization
2013	$          310,830
2014	310,830
2015	310,830
2016	310,830
2017	310,830
Thereafter	$        1,243,320
Total	$        2,797,470