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Note 2: Investments: Schedule of Major categories of net investment income (Details) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Gross Investment Income $ 29,347,536 $ 25,730,087 $ 24,309,679
Investment Income, Investment Expense (6,097,382) (5,719,383) (5,693,695)
Net Investment Income 23,250,154 20,010,704 18,615,984
Fixed Maturities
     
Gross Investment Income 7,731,051 7,762,894 6,761,254
Equity Securities
     
Gross Investment Income 264,063 272,011 238,929
Collateralized Mortgage Backed Securities
     
Gross Investment Income 6,878,354 6,863,026 6,154,760
Real Estate
     
Gross Investment Income 4,927,128 3,741,263 3,040,864
Policy, Student and other loans
     
Gross Investment Income 830,683 835,312 897,945
Short-term investments, principally gains on sale of mortgage loans
     
Gross Investment Income $ 8,716,257 $ 6,255,581 $ 7,215,927