6.	Income Taxes

For the three and six months ending June 30, 2015, the tax provision is approximately 29% and 32%, respectively, of book income before tax. The rate for the three months ended June 30, 2015, differed slightly from the statutory federal and state rates due primarily to permanent differences in book and taxable income related to the warrant modification expense. The rate for the six months ended June 30, 2015, differed slightly from the statutory federal and state rates due primarily to permanent differences in book and taxable income related to the warrant modification expense and stock compensation expense. For the three and six months ending June 30, 2014, the tax provision is approximately 37% and 36%, respectively, of book income before tax and approximate the statutory federal and state rates.