Deposits

12 Months Ended

Dec. 31, 2019

Deposits:

Deposits

6. DEPOSITS

At December 31, 2019, the scheduled maturities of certificates of deposit are as follows:

Amount
	2020	$	66,752,872
	2021		16,345,763
	2022		4,903,070
	2023		4,630,440
	2024 and thereafter		31,016
	Total	$	92,663,161

The amount of overdraft deposits reclassified as loans were $98,082 and $70,003 for the years ended December 31, 2019 and 2018, respectively. At December 31, 2019, there were 41 certificates of deposit totaling $23,582,708 that were at or above the FDIC insurance limit of $250,000.