Consolidated Balance Sheets - USD ($)	Jun. 30, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 8,008,852	$ 7,700,522
Interest-bearing deposits in other banks	8,085,963	18,819,394
Cash and cash equivalents	16,094,815	26,519,916
Certificates of deposit in other banks	1,985,000	0
Investment securities available for sale, at fair value	58,142,103	53,565,503
Investment securities held to maturity (fair value approximates $51,121,184 and $55,123,073)	50,220,759	54,602,535
Federal Home Loan Bank stock, at cost	1,904,700	1,874,200
Total investment securities	110,267,562	110,042,238
Loans	322,653,777	292,543,131
Less: Unearned income	(17,724)	(18,895)
Allowance for loan losses	(3,095,987)	(3,124,611)
Loans, net	319,540,066	289,399,625
Premises and equipment, net	11,399,587	11,209,285
Bank property held for sale	211,500	211,500
Foreclosed assets	0	126,713
Intangible assets	27,344	35,156
Bank owned life insurance	5,423,332	5,356,683
Other assets	5,355,730	5,600,114
Total assets	470,304,936	448,501,230
Deposits:
NOW accounts	49,289,841	47,420,335
Money Market	101,345,624	95,658,654
Savings	30,054,224	29,006,734
Certificates of deposit $100,000 and over	38,335,482	43,234,832
Other time accounts	38,768,445	39,524,168
Total interest-bearing deposits	257,793,616	254,844,723
Noninterest-bearing deposits	133,435,561	116,648,264
Total deposits	391,229,177	371,492,987
Short-term borrowed funds	8,447,619	8,447,619
Long-term debt	26,028,571	26,028,571
Other liabilities	4,284,563	4,109,719
Total liabilities	429,989,930	410,078,896
Stockholders' equity:
Common stock - $1 par value, 5,000,000 shares authorized, 4,293,835 shares issued	4,293,835	4,293,835
Capital surplus	31,701,533	31,701,533
Retained earnings	31,911,703	30,333,410
Accumulated other comprehensive loss	(1,471,612)	(1,785,991)
Treasury stock, at cost 1,746,398 shares for 2017 and 2016	(26,120,453)	(26,120,453)
Total stockholders' equity	40,315,006	38,422,334
Total liabilities and stockholders' equity	$ 470,304,936	$ 448,501,230