Stockholders' Equity / Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2016

Equity [Abstract]

Summary of Leverage Ratio

The Corporation’s and the Bank’s ratios under the above rules at December 31, 2016 and 2015, are set forth in the following tables. The Corporation’s leverage ratio at December 31, 2016, was 8.87%.

As of December 31, 2016	Actual					For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio			Amount		Ratio		Amount		Ratio
Southwest Georgia Financial Corporation
Common equity Tier 1 (to risk-
risk- weighted assets)	$	40,187,232		13.03	%	$	13,878,302		>5.13%		N/A*		N/A*
Total capital (to risk-
weighted assets)	$	43,311,843		14.04	%	$	24,672,536		>8.63%		N/A*		N/A*
Tier I capital (to risk-
weighted assets)	$	40,187,232		13.03	%	$	18,504,402		>6.63%		N/A*		N/A*
Leverage (tier I capital
to average assets)	$	40,187,232		8.87	%	$	18,113,752		>4.00%		N/A*		N/A*
Southwest Georgia Bank
Common equity Tier 1 (to risk-
risk- weighted assets)	$	38,377,058		12.47	%	$	13,848,917		>5.13%	$	20,003,991		>  6.50%
Total capital (to risk-
weighted assets)	$	41,501,669		13.49	%	$	24,620,297		>8.63%	$	30,775,371		>10.00%
Tier I capital (to risk-
weighted assets)	$	38,377,058		12.47	%	$	18,465,223		>6.63%	$	24,620,297		>   8.00%
Leverage (tier I capital
to average assets)	$	38,377,058		8.49	%	$	18,077,111		>4.00%	$	22,596,389		>   5.00%

As of December 31, 2015	Actual					For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio			Amount		Ratio		Amount		Ratio
Southwest Georgia Financial Corporation
Common equity Tier 1 (to risk-
weighted assets)	$	37,230,740		14.07	%	$	11,907,692		>4.50%		N/A*		N/A*
Total capital (to risk-
weighted assets)	$	40,262,982		15.22	%	$	21,169,230		>8.00%		N/A*		N/A*
Tier I capital (to risk-
weighted assets)	$	37,230,740		14.07	%	$	15,876,922		>6.00%		N/A*		N/A*
Leverage (tier I capital
to average assets)	$	37,230,740		9.13	%	$	16,316,153		>4.00%		N/A*		N/A*
Southwest Georgia Bank
Common equity Tier 1 (to risk-
weighted assets)	$	34,279,795		12.99	%	$	11,874,310		>4.50%	$	17,151,781		>  6.50%
Total capital (to risk-
weighted assets)	$	37,312,037		14.14	%	$	21,109,884		>8.00%	$	26,387,355		>10.00%
Tier I capital (to risk-
weighted assets)	$	34,279,795		12.99	%	$	15,832,413		>6.00%	$	21,109,884		>   8.00%
Leverage (tier I capital
to average assets)	$	34,279,795		8.43	%	$	16,274,473		>4.00%	$	20,343,091		>   5.00%

*N/A - As of December 31, 2016, the Corporation met the definition under the Basel III Capital Rules of a small bank holding company and, therefore, was exempt from consolidated risk-based and leverage capital adequacy guidelines for bank holding companies.