Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cash flows from operating activities:
Net income	$ 2,530,596	$ 2,241,490
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	141,300	255,000
Depreciation	711,978	667,168
Net amortization of investment securities	236,511	244,487
Income on cash surrender value of bank owned life insurance	(110,281)	(86,500)
Amortization of intangibles	11,719	41,025
Gain on sale/writedown of foreclosed assets	(12,787)	(56,909)
Net gain on sale of securities	(3,587)	(293,508)
Net gain on disposal of other assets	(9,305)	267
Change in:
Other assets	(88,838)	571,446
Other liabilities	49,210	(305,207)
Net cash provided by operating activities	3,456,516	3,278,759
Cash flows from investing activities:
Proceeds from calls, paydowns and maturities of securities HTM	3,115,158	2,259,476
Proceeds from calls, paydowns and maturities of securities AFS	1,892,662	2,111,002
Proceeds from Federal Home Loan Bank stock repurchase	141,600	845,000
Proceeds from sale of securities available for sale	4,044,500	2,208,318
Proceeds from sale of securities held to maturity	516,746	0
Proceeds from maturities of certificates of deposit in other banks	245,000	490,000
Purchase of securities held to maturity	(3,583,857)	(1,592,828)
Purchase of securities available for sale	(1,094,645)	(16,940,414)
Purchase of Federal Home Loan Bank Stock	(195,800)	(954,000)
Net change in loans	(14,611,304)	(7,656,773)
Proceeds from bank owned life insurance	30,011	0
Purchase of premises and equipment	(319,416)	(2,168,052)
Proceeds from sales of other assets	201,000	424,067
Net cash used in investing activities	(9,618,345)	(20,974,204)
Cash flows from financing activities:
Net change in deposits	12,798,589	850,602
Payment of short-term portion of long-term debt	(5,133,333)	(18,800,000)
Proceeds from issuance of short-term debt	1,600,000	13,000,000
Proceeds from issuance of long-term debt	6,400,000	10,000,000
Cash dividends paid	(764,351)	(611,481)
Net cash provided by financing activities	14,900,905	4,439,121
Increase (decrease) in cash and cash equivalents	8,739,076	(13,256,324)
Cash and cash equivalents - beginning of period	12,558,697	35,370,160
Cash and cash equivalents - end of period	21,297,773	22,113,836
NONCASH ITEMS:
Increase in foreclosed properties and decrease in loans	0	260,548
Sale of foreclosed properties through loans	150,000	0
Unrealized gain on securities available for sale	611,106	745,810
Net reclass between short and long-term debt	$ 5,133,333	$ 5,133,333