Consolidated Statements of Cash Flows (Unaudited) (USD $)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Cash flows from operating activities:
Net income	$ 2,241,490	$ 1,790,260
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	255,000	315,000
Depreciation	667,168	678,783
Net amortization of investment securities	244,487	271,978
Income on cash surrender value of bank owned life insurance	(86,500)	(130,581)
Amortization of intangibles	41,025	161,775
Loss (gain) on sale/writedown of foreclosed assets	(56,909)	142,757
Net gain on sale of securities	(293,508)	0
Net loss (gain) on disposal of other assets	267	(28,670)
Change in:
Other assets	571,446	345,239
Other liabilities	(305,207)	(413,994)
Net cash provided by operating activities	3,278,759	3,132,547
Cash flows from investing activities:
Proceeds from calls, paydowns and maturities of securities HTM	2,259,476	7,336,830
Proceeds from calls, paydowns and maturities of securities AFS	2,111,002	3,448,345
Proceeds from Federal Home Loan Bank stock repurchase	845,000	491,500
Proceeds from sale of securities available for sale	2,208,318	0
Proceeds from maturities of certificates of deposit in other banks	490,000	0
Purchase of securities held to maturity	(1,592,828)	(8,112,143)
Purchase of securities available for sale	(16,940,414)	(15,850,303)
Purchase of Federal Home Loan Bank stock	(954,000)	(765,000)
Purchase of certificates of deposit in other banks	0	(245,000)
Net change in loans	(7,656,773)	(17,519,842)
Purchase of bank owned life insurance	0	(116,000)
Proceeds from bank owned life insurance	0	68,505
Purchase of premises and equipment	(2,168,052)	(668,091)
Proceeds from sales of other assets	424,067	1,120,298
Net cash used in investing activities	(20,974,204)	(30,810,901)
Cash flows from financing activities:
Net change in deposits	850,602	16,895,273
Payment of short-term portion of long term debt	(18,800,000)	(2,000,000)
Proceeds from issuance of short-term debt	13,000,000	9,000,000
Proceeds from issuance of long-term debt	10,000,000	0
Cash dividends paid	(611,481)	(305,740)
Net cash (used in) provided by financing activities	4,439,121	23,589,533
Decrease in cash and cash equivalents	(13,256,324)	(4,088,821)
Cash and cash equivalents - beginning of period	35,370,160	36,581,052
Cash and cash equivalents - end of period	22,113,836	32,492,231
NONCASH ITEMS:
Increase in foreclosed properties and decrease in loans	260,548	104,330
Unrealized gain (loss) on securities available for sale	745,810	(837,863)
Adjustment to Directors' deferred compensation liability	0	(33,000)
Net reclass between short and long-term debt	$ 5,133,333	$ 10,000,000