Consolidated Statements of Cash Flows (Unaudited) (USD $)	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Cash flows from operating activities:
Net income	$ 1,437,934	$ 1,139,678
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	180,000	210,000
Depreciation	448,949	460,555
Net amortization of investment securities	161,713	178,697
Income on cash surrender value of bank owned life insurance	(49,371)	(85,446)
Amortization of intangibles	37,119	107,850
Loss on sale/writedown of foreclosed assets	(20,446)	102,757
Net gain on sale of securities	(154,451)	0
Net loss on disposal of other assets	0	229
Change in:
Other assets	568,778	83,388
Other liabilities	(438,806)	(760,551)
Net cash provided by operating activities	2,171,419	1,437,157
Cash flows from investing activities:
Proceeds from calls, paydowns and maturities of securities HTM	1,549,154	4,905,714
Proceeds from calls, paydowns and maturities of securities AFS	1,408,252	2,643,598
Proceeds from Federal Home Loan Bank stock repurchase	530,000	0
Proceeds from sale of securities available for sale	198,200	0
Purchase of securities held to maturity	(500,000)	(7,300,801)
Purchase of securities available for sale	(16,940,414)	(13,634,454)
Purchase of certificates of deposit in other banks	0	(245,000)
Net change in loans	(8,976,029)	(15,358,601)
Purchase of bank owned life insurance	0	(116,000)
Proceeds from bank owned life insurance	0	68,505
Purchase of premises and equipment	(1,815,617)	(487,392)
Proceeds from sales of other assets	248,767	622,595
Net cash used in investing activities	(24,297,687)	(28,901,836)
Cash flows from financing activities:
Net change in deposits	3,383,810	4,632,988
Payment of short-term portion of long term debt	(10,000,000)	0
Proceeds from issuance of short-term debt	7,000,000	0
Cash dividends paid	(407,654)	(203,827)
Net cash (used in) provided by financing activities	(23,844)	4,429,161
Increase (decrease) in cash and cash equivalents	(22,150,112)	(23,035,518)
Cash and cash equivalents - beginning of period	35,370,160	36,581,052
Cash and cash equivalents - end of period	13,220,048	13,545,534
NONCASH ITEMS:
Increase in foreclosed properties and decrease in loans	260,548	104,330
Unrealized gain (loss) on securities available for sale	1,072,019	(920,849)
Adjustment to Directors' deferred compensation liability	0	(33,000)
Net reclass between short and long-term debt	$ 0	$ 10,000,000