Consolidated Statements of Cash Flows (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Cash flows from operating activities:
Net income	$ 701,085	$ 565,806
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	105,000	105,000
Depreciation	226,127	230,277
Net amortization of investment securities	80,919	88,067
Income on cash surrender value of bank owned life insurance	(12,274)	(8,929)
Amortization of intangibles	33,213	53,925
Loss on sale/writedown of foreclosed assets	0	53,927
Net gain on sale of securities	(154,451)	0
Change in:
Funds held related to mortgage banking activities	(503,465)	106,373
Other assets	179,866	23,239
Other liabilities	75,756	(605,601)
Net cash provided by operating activities	731,776	612,084
Cash flows from investing activities:
Proceeds from calls, paydowns and maturities of securities HTM	575,974	2,007,264
Proceeds from calls, paydowns and maturities of securities AFS	1,170,936	1,608,785
Proceeds from Federal Home Loan Bank stock repurchase	80,000	41,500
Proceeds from sale of securities available for sale	198,200	0
Purchase of securities held to maturity	0	(4,193,607)
Purchase of securities available for sale	(4,825,263)	(11,139,454)
Purchase of certificates of deposit in other banks	0	(245,000)
Net change in loans	(4,490,005)	(3,629,000)
Purchase of premises and equipment	(798,473)	(257,923)
Proceeds from sales of other assets	37,315	111,777
Net cash provided by investing activities	(8,051,316)	(15,695,658)
Cash flows from financing activities:
Net change in deposits	20,430,818	18,895,289
Cash dividends paid	(203,827)	(101,913)
Net cash provided for financing activities	20,226,991	18,793,376
Increase (decrease) in cash and cash equivalents	12,907,451	3,709,802
Cash and cash equivalents - beginning of period	35,370,160	36,581,052
Cash and cash equivalents - end of period	48,277,611	40,290,854
NONCASH ITEMS:
Increase in foreclosed properties and decrease in loans	240,548	0
Unrealized gain (loss) on securities available for sale	$ 589,836	$ 13,153