Quarterly Data (Tables)

12 Months Ended

Dec. 31, 2012

Quarterly Financial Information Disclosure [Abstract]

Schedule of Quarterly Data

SOUTHWEST GEORGIA FINANCIAL CORPORATION
QUARTERLY DATA
(UNAUDITED)
(Dollars in thousands)
	For the Year 2013
	Fourth		Third		Second		First
Interest and dividend income	$	3,735	$	3,649	$	3,602	$	3,488
Interest expense		422		404		405		432
Net interest income		3,313		3,245		3,197		3,056
Provision for loan losses		105		105		105		105
Net interest income after provision for loan losses		3,208		3,140		3,092		2,951
Noninterest income		1,574		1,162		1,149		1,206
Noninterest expenses		3,597		3,572		3,628		3,549
Income before income taxes		1,185		730		613		608
Provision for income taxes		203		80		39		42
Net income	$	982	$	650	$	574	$	566
Earnings per share of common stock:
Basic	$	.39	$	.25	$	.23	$	.22
Diluted	$	.39	$	.25	$	.23	$	.22
		For the Year 2012
		Fourth		Third		Second		First
Interest and dividend income	$	3,598	$	3,442	$	3,374	$	3,320
Interest expense		460		469		477		492
Net interest income		3,138		2,973		2,897		2,828
Provision for loan losses		130		105		105		105
Net interest income after provision for loan losses		3,008		2,868		2,792		2,723
Noninterest income		1,271		1,164		1,621		1,469
Noninterest expenses		3,469		3,551		4,104		3,472
Income before income taxes		810		481		309		720
Provision(benefit) for income taxes		167		60		4		150
Net income	$	643	$	421	$	305	$	570
Earnings per share of common stock:
Basic	$	.25	$	.17	$	.12	$	.22
Diluted	$	.25	$	.17	$	.12	$	.22