Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest income:
Interest and fees on loans	$ 3,104,117	$ 2,921,188	$ 9,056,625	$ 8,403,432
Interest on taxable securities available for sale	149,301	116,073	449,259	494,708
Interest on taxable securities held to maturity	90,578	121,500	294,211	415,560
Interest on tax exempt securities	271,199	260,153	830,588	746,160
Dividends	10,398	5,602	26,720	21,979
Interest on deposits in other banks	12,499	12,349	49,322	41,929
Interest on certificates of deposit in other banks	10,928	5,214	32,355	12,605
Total interest income	3,649,020	3,442,079	10,739,080	10,136,373
Interest expense:
Interest on deposits	209,152	274,496	669,385	843,026
Interest on federal funds purchased	1	1	13	4
Interest on other short-term borrowings	102,669	17,560	196,646	39,738
Interest on long-term debt	91,984	177,362	374,618	555,978
Total interest expense	403,806	469,419	1,240,662	1,438,746
Net interest income	3,245,214	2,972,660	9,498,418	8,697,627
Provision for loan losses	105,000	105,000	315,000	315,000
Net interest income after provision for loan losses	3,140,214	2,867,660	9,183,418	8,382,627
Noninterest income:
Service charges on deposit accounts	338,348	320,434	924,532	919,753
Income from trust services	60,869	51,027	164,383	152,591
Income from retail brokerage services	88,414	80,764	255,100	281,931
Income from insurance services	307,912	271,877	979,252	975,312
Income from mortgage banking services	204,467	340,255	702,115	1,357,758
Provision for foreclosed property losses	0	(75,000)	0	(225,000)
Net loss on sale or disposition of assets	(11,102)	16,453	(68,088)	(80,028)
Net gain on sale of securities	0	0	0	337,804
Other income	173,856	157,631	560,083	533,537
Total noninterest income	1,162,764	1,163,441	3,517,377	4,253,658
Noninterest expense:
Salaries and employee benefits	2,114,007	2,030,495	6,291,177	6,731,666
Occupancy expense	266,352	261,274	772,849	741,679
Equipment expense	223,778	238,767	684,473	683,299
Data processing expense	277,630	276,855	826,183	840,361
Amortization of intangible assets	53,925	53,925	161,775	165,556
Other operating expenses	635,999	689,578	2,012,584	1,963,701
Total noninterest expenses	3,571,691	3,550,894	10,749,041	11,126,262
Income before income taxes	731,287	480,207	1,951,754	1,510,023
Provision for income taxes	80,705	59,635	161,494	213,438
Net income	$ 650,582	$ 420,572	$ 1,790,260	$ 1,296,585
Earnings per share of common stock:
Net income, basic	$ 0.25	$ 0.17	$ 0.70	$ 0.51
Net income, diluted	$ 0.25	$ 0.17	$ 0.70	$ 0.51
Dividends paid per share	$ 0.04	$ 0.04	$ 0.12	$ 0.12
Weighted average shares outstanding	2,547,837	2,547,837	2,547,837	2,547,837
Diluted average shares outstanding	2,547,837	2,547,837	2,547,837	2,547,837