Consolidated Statements of Cash Flows (Unaudited) (USD $)	6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012
Cash flows from operating activities:
Net income	$ 1,139,678	$ 876,012
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	210,000	210,000
Provision for foreclosed asset losses	0	150,000
Depreciation	460,555	420,733
Net amortization of investment securities	178,697	184,980
Income on cash surrender value of bank owned life insurance	(85,446)	(84,394)
Amortization of intangibles	107,850	111,632
Loss on sale/writedown of foreclosed assets	102,757	96,481
Net gain on sale of securities	0	(337,804)
Net loss on disposal of other assets	229	0
Change in:
Funds held related to mortgage banking activities	(17,468)	(359,940)
Other assets	83,388	(302,414)
Other liabilities	(743,083)	(475,379)
Net cash provided by operating activities	1,437,157	489,907
Cash flows from investing activities:
Proceeds from calls, paydowns and maturities of securities HTM	4,905,714	4,127,661
Proceeds from calls, paydowns and maturities of securities AFS	2,643,598	5,519,236
Proceeds from sale of securities available for sale	0	8,833,839
Purchase of securities held to maturity	(7,300,801)	(9,713,070)
Purchase of securities available for sale	(13,634,454)	(2,600)
Purchase of certificates of deposit in other banks	(245,000)	0
Net change in loans	(15,358,601)	(13,743,122)
Purchase of bank owned life insurance	(116,000)	0
Proceeds from bank owned life insurance	68,505	0
Purchase of premises and equipment	(487,392)	(1,106,961)
Proceeds from sales of other assets	622,595	407,619
Net cash used in for investing activities	(28,901,836)	(5,677,398)
Cash flows from financing activities:
Net change in deposits	4,632,988	10,349,338
Cash dividends paid	(203,827)	(203,827)
Net cash provided for financing activities	4,429,161	10,145,511
Increase (decrease) in cash and cash equivalents	(23,035,518)	4,958,020
Cash and cash equivalents - beginning of period	36,581,052	21,050,406
Cash and cash equivalents - end of period	13,545,534	26,008,426
NONCASH ITEMS:
Increase in foreclosed properties and decrease in loans	104,330	306,000
Unrealized gain (loss) on securities available for sale	(920,849)	(538,942)
Adjustment to Directors' deferred compensation liability	(33,000)	0
Net reclass between short and long-term debt	$ 10,000,000	$ 0