Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Interest income:
Interest and fees on loans	$ 3,034,357	$ 2,780,804	$ 5,952,508	$ 5,482,244
Interest on taxable securities available for sale	155,347	177,626	299,958	378,634
Interest on taxable securities held to maturity	98,119	142,273	203,633	294,059
Interest on tax exempt securities	281,658	247,426	559,389	486,008
Dividends	8,043	10,927	16,322	16,377
Interest on deposits in other banks	13,551	11,624	36,823	29,581
Interest on certificates of deposit in other banks	10,776	3,695	21,427	7,391
Total interest income	3,601,851	3,374,375	7,090,060	6,694,294
Interest expense:
Interest on deposits	215,226	277,192	460,233	568,530
Interest on federal funds purchased	10	2	12	2
Interest on other short-term borrowings	80,217	11,089	93,976	22,178
Interest on long-term debt	109,129	189,308	282,635	378,616
Total interest expense	404,582	477,591	836,856	969,326
Net interest income	3,197,269	2,896,784	6,253,204	5,724,968
Provision for loan losses	105,000	105,000	210,000	210,000
Net interest income after provision for loan losses	3,092,269	2,791,784	6,043,204	5,514,968
Noninterest income:
Service charges on deposit accounts	286,432	299,894	586,183	599,319
Income from trust services	53,321	50,786	103,514	101,563
Income from retail brokerage services	90,618	106,283	166,686	201,167
Income from insurance services	312,268	328,234	671,341	703,434
Income from mortgage banking services	237,061	450,313	497,648	1,017,504
Provision for foreclosed property losses	0	(75,000)	0	(150,000)
Net loss on sale or disposition of assets	(3,059)	(40,900)	(56,986)	(96,481)
Net gain on sale of securities	0	337,804	0	337,804
Other income	172,217	163,460	386,227	375,906
Total noninterest income	1,148,858	1,620,874	2,354,613	3,090,216
Noninterest expense:
Salaries and employee benefits	2,074,531	2,679,571	4,177,171	4,701,171
Occupancy expense	253,082	246,427	506,497	480,405
Equipment expense	228,676	221,899	460,695	444,532
Data processing expense	271,627	285,072	548,553	563,506
Amortization of intangible assets	53,925	55,816	107,850	111,632
Other operating expenses	746,323	614,559	1,376,585	1,274,123
Total noninterest expenses	3,628,164	4,103,344	7,177,351	7,575,369
Income before income taxes	612,963	309,314	1,220,466	1,029,815
Provision for income taxes	39,091	4,478	80,788	153,803
Net income	$ 573,872	$ 304,836	$ 1,139,678	$ 876,012
Earnings per share of common stock:
Net income, basic	$ 0.23	$ 0.12	$ 0.45	$ 0.34
Net income, diluted	$ 0.23	$ 0.12	$ 0.45	$ 0.34
Dividends paid per share	$ 0.04	$ 0.04	$ 0.08	$ 0.08
Weighted average shares outstanding	2,547,837	2,547,837	2,547,837	2,547,837
Diluted average shares outstanding	2,547,837	2,547,837	2,547,837	2,547,837