Consolidated Balance Sheets (USD $)	Jun. 30, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 7,237,410	$ 8,646,515
Interest-bearing deposits in other banks	6,308,124	27,934,537
Cash and cash equivalents	13,545,534	36,581,052
Certificates of deposit in other banks	4,165,000	3,920,000
Investment securities available for sale, at fair value	31,768,594	21,672,040
Investment securities held to maturity (fair value approximates $62,600,219 and $62,084,319)	62,094,832	59,863,489
Federal Home Loan Bank stock, at cost	1,406,000	1,447,500
Total investment securities	95,269,426	82,983,029
Loans	219,415,416	204,167,116
Less: Unearned income	(29,977)	(30,100)
Allowance for loan losses	(3,049,055)	(2,844,903)
Loans, net	216,336,384	201,292,113
Premises and equipment, net	10,175,898	10,149,290
Foreclosed assets, net	1,068,839	1,689,861
Intangible assets	219,188	327,038
Bank owned life insurance	4,890,000	4,766,513
Other assets	5,699,628	5,472,526
Total assets	351,369,897	347,181,422
Deposits:
NOW accounts	20,947,353	28,881,314
Money Market	87,320,120	77,132,984
Savings	29,179,862	25,988,297
Certificates of deposit $100,000 and over	32,377,831	36,590,450
Other time accounts	52,201,463	55,097,669
Total interest-bearing deposits	222,026,629	223,690,714
Noninterest-bearing deposits	74,368,419	68,071,346
Total deposits	296,395,048	291,762,060
Short-term borrowed funds	12,000,000	2,000,000
Long-term debt	10,000,000	20,000,000
Other liabilities	2,771,750	3,544,354
Total liabilities	321,166,798	317,306,414
Stockholders' equity:
Common stock - $1 par value, 5,000,000 shares authorized, 4,293,835 shares issued	4,293,835	4,293,835
Capital surplus	31,701,533	31,701,533
Retained earnings	21,599,533	20,663,681
Accumulated other comprehensive loss	(1,278,007)	(670,246)
Treasury stock, at cost 1,745,998 shares for 2013 and 2012	(26,113,795)	(26,113,795)
Total stockholders' equity	30,203,099	29,875,008
Total liabilities and stockholders' equity	$ 351,369,897	$ 347,181,422