Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Cash flows from operating activities:
Net income	$ 565,806	$ 571,176
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	105,000	105,000
Provision for foreclosed asset losses	0	75,000
Depreciation	230,277	210,171
Net amortization of investment securities	88,067	98,342
Income on cash surrender value of bank owned life insurance	(8,929)	(41,582)
Amortization of intangibles	53,925	55,816
Loss on sale/writedown of foreclosed assets	53,927	55,581
Change in:
Funds held related to mortgage banking activities	106,373	(32,958)
Other assets	23,239	180,905
Other liabilities	(605,601)	(162,803)
Net cash provided by operating activities	612,084	1,114,648
Cash flows from investing activities:
Proceeds from calls, paydowns and maturities of securities HTM	2,007,264	1,747,433
Proceeds from calls, paydowns and maturities of securities AFS	1,650,285	1,979,181
Purchase of securities held to maturity	(4,193,607)	(5,658,682)
Purchase of securities available for sale	(11,139,454)	(2,600)
Purchase of certificates of deposit in other banks	(245,000)	0
Net change in loans	(3,629,000)	(3,272,014)
Purchase of premises and equipment	(257,923)	(887,726)
Proceeds from sales of other assets	111,777	206,419
Net cash used in for investing activities	(15,695,658)	(5,887,989)
Cash flows from financing activities:
Net change in deposits	18,895,289	12,866,543
Cash dividends paid	(101,913)	(101,913)
Net cash provided for financing activities	18,793,376	12,764,630
Increase(decrease) in cash and cash equivalents	3,709,802	7,991,289
Cash and cash equivalents - beginning of period	36,581,052	21,050,406
Cash and cash equivalents - end of period	40,290,854	29,041,695
NONCASH ITEMS:
Increase in foreclosed properties and decrease in loans	0	306,000
Unrealized gain (loss) on securities available for sale	$ 13,153	$ (59,103)