Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest income:
Interest and fees on loans	$ 2,918,151	$ 2,701,439
Interest on taxable securities available for sale	144,611	201,009
Interest on taxable securities held to maturity	105,513	151,786
Interest on tax exempt securities	277,732	238,581
Dividends	8,280	5,450
Interest on deposits in other banks	23,272	17,957
Interest on certificates of deposit in other banks	10,650	3,695
Total interest income	3,488,209	3,319,917
Interest expense:
Interest on deposits	245,008	291,338
Interest on federal funds purchased	1	0
Interest on other short-term borrowings	13,759	11,089
Interest on long-term debt	173,506	189,308
Total interest expense	432,274	491,735
Net interest income	3,055,935	2,828,182
Provision for loan losses	105,000	105,000
Net interest income after provision for loan losses	2,950,935	2,723,182
Noninterest income:
Service charges on deposit accounts	299,751	299,425
Income from trust services	50,193	50,778
Income from retail brokerage services	76,069	94,883
Income from insurance services	359,072	375,200
Income from mortgage banking services	260,587	567,191
Provision for foreclosed property losses	0	(75,000)
Net gain (loss) on sale or disposition of assets	(53,927)	(55,581)
Other income	214,010	212,447
Total noninterest income	1,205,755	1,469,343
Noninterest expense:
Salaries and employee benefits	2,102,639	2,021,600
Occupancy expense	253,415	233,978
Equipment expense	232,019	222,632
Data processing expense	276,926	278,435
Amortization of intangible assets	53,925	55,816
Other operating expenses	630,263	659,564
Total noninterest expenses	3,549,187	3,472,025
Income before income taxes	607,503	720,500
Provision for income taxes	41,697	149,324
Net income	$ 565,806	$ 571,176
Earnings per share of common stock:
Net income, basic	$ 0.22	$ 0.22
Net income, diluted	$ 0.22	$ 0.22
Dividends paid per share	$ 0.04	$ 0.04
Weighted average shares outstanding	2,547,837	2,547,837
Diluted average shares outstanding	2,547,837	2,547,837