Consolidated Balance Sheets (USD $)	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 6,579,187	$ 8,646,515
Interest-bearing deposits in other banks	33,711,667	27,934,537
Cash and cash equivalents	40,290,854	36,581,052
Certificates of deposit in other banks	4,165,000	3,920,000
Investment securities available for sale, at fair value	31,209,515	21,672,040
Investment securities held to maturity (fair value approximates $64,055,714 and $62,084,319)	61,968,113	59,863,489
Federal Home Loan Bank stock, at cost	1,406,000	1,447,500
Total investment securities	94,583,628	82,983,029
Loans	207,787,773	204,167,116
Less: Unearned income	(28,092)	(30,100)
Allowance for loan losses	(2,943,568)	(2,844,903)
Loans, net	204,816,113	201,292,113
Premises and equipment, net	10,176,936	10,149,290
Foreclosed assets, net	1,524,156	1,689,861
Intangible assets	273,113	327,038
Bank owned life insurance	4,775,442	4,766,513
Other assets	5,444,814	5,472,526
Total assets	366,050,056	347,181,422
Deposits:
NOW accounts	27,716,460	28,881,314
Money Market	94,069,959	77,132,984
Savings	27,586,739	25,988,297
Certificates of deposit $100,000 and over	34,985,621	36,590,450
Other time accounts	53,694,045	55,097,669
Total interest-bearing deposits	238,052,824	223,690,714
Noninterest-bearing deposits	72,604,525	68,071,346
Total deposits	310,657,349	291,762,060
Short-term borrowed funds	2,000,000	2,000,000
Long-term debt	20,000,000	20,000,000
Other liabilities	3,045,126	3,544,354
Total liabilities	335,702,475	317,306,414
Stockholders' equity:
Common stock - $1 par value, 5,000,000 shares authorized, 4,293,835 shares issued	4,293,835	4,293,835
Capital surplus	31,701,533	31,701,533
Retained earnings	21,127,573	20,663,681
Accumulated other comprehensive income (loss)	(661,565)	(670,246)
Treasury stock, at cost 1,745,998 shares for 2013 and 2012	(26,113,795)	(26,113,795)
Total stockholders' equity	30,347,581	29,875,008
Total liabilities and stockholders' equity	$ 366,050,056	$ 347,181,422