XML 87 R91.htm IDEA: XBRL DOCUMENT v2.4.0.6
Income Taxes - Schedule of Effective Income Tax Rate Reconciliation (Details) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Income Tax Disclosure [Abstract]      
Nonaccrual loan interest $ 9,265 $ (6,608) $ (2,657)
Foreclosed assets expenses (94,690) (162,459) (115,613)
Intangible asset amortization 0 0 (298,699)
Bad debt expense in excess of tax 86,733 (117,431) (75,398)
Realized impairment (loss) gain on equity securities 0 369,733 (65,520)
Nonqualified retirement plan contribution / payments 0 0 9,347
Deferred compensation 0 0 0
Accretion of discounted bonds 8,057 31,323 25,943
Gain on disposition of discounted bonds (8,272) (40,635) (36,213)
Book and tax depreciation difference (48,648) 35,911 256,856
Total deferred taxes $ (47,555) $ 109,834 $ (301,954)