Quarterly Data (Tables)

12 Months Ended

Dec. 31, 2012

Quarterly Financial Information Disclosure [Abstract]

Schedule of Quarterly Data

SOUTHWEST GEORGIA FINANCIAL CORPORATION
QUARTERLY DATA
(UNAUDITED)
(Dollars in thousands)
	For the Year 2012
	Fourth	Third	Second	First
Interest and dividend income	$   3,598	$ 3,442	$ 3,374	$  3,320
Interest expense	460	469	477	492
Net interest income	3,138	2,973	2,897	2,828
Provision for loan losses	130	105	105	105
Net interest income after provision for loan losses	3,008	2,868	2,792	2,723
Noninterest income	1,271	1,164	1,621	1,469
Noninterest expenses	3,469	3,551	4,104	3,472
Income (loss) before income taxes	810	481	309	720
Provision(benefit) for income taxes	167	60	4	150
Net income (loss)	$      643	$    421	$   305	$    570
Earnings (loss) per share of common stock:
Basic	$       .25	$     .17	$    .12	$     .22
Diluted	$       .25	$     .17	$    .12	$     .22
	For the Year 2011
	Fourth	Third	Second	First
Interest and dividend income	$   3,289	$ 3,225	$ 3,425	$  3,165
Interest expense	502	529	567	597
Net interest income	2,787	2,696	2,858	2,568
Provision for loan losses	204	480	150	150
Net interest income after provision for loan losses	2,583	2,216	2,708	2,418
Noninterest income	1,235	1,188	1,439	1,297
Noninterest expenses	3,351	3,380	3,359	3,246
Income (loss) before income taxes	467	24	788	469
Provision(benefit) for income taxes	71	(75)	197	94
Net income (loss)	$      396	$      99	$   591	$    375
Earnings (loss) per share of common stock:
Basic	$       .15	$     .04	$    .23	$     .15
Diluted	$       .15	$     .04	$    .23	$     .15