Commitments, Contingent Liabilities, and Financial Instruments with Off-Balance Sheet Risk (Tables)

12 Months Ended

Dec. 31, 2012

Commitments and Contingencies Disclosure [Abstract]

Contractual or Notional Amounts of Financial Instruments

The contractual or notional amounts of financial instruments having credit risk in excess of that reported in the Consolidated Balance Sheets are as follows:

	Dec. 31, 2012	Dec. 31, 2011
Financial instruments whose contract amounts represent credit risk:
Commitments to extend credit	$ 15,716,172	$ 16,733,733
Standby letters of credit and financial guarantees	$ 10,000	$        45,000

Schedule of Future Cash Payments

The Corporation’s operating leases are comprised of purchase obligations for data processing services, and a rental agreement for our mortgage servicing office in Valdosta, Georgia. We have no capital lease obligations. The following table shows scheduled future cash payments under those obligations as of December 31, 2012.

	Payments Due by Period
	Total	Less than 1 Year	1-3 Years	4-5 Years	After 5 Years
Operating leases	$  45,658	$  28,373	$  14,409	$   2,876	$    0