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Consolidated Statements of Income (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Interest income:      
Interest and fees on loans $ 11,455,071 $ 10,408,472 $ 9,943,649
Interest on debt securities: Taxable 1,151,447 1,922,523 2,412,444
Interest on debt securities: Tax-exempt 1,015,261 721,358 597,242
Dividends 32,807 14,632 5,404
Interest on deposits in other banks 60,037 35,277 57,805
Interest on certificates of deposit in other banks 19,578 1,858 0
Total interest income 13,734,201 13,104,120 13,016,544
Interest expense:      
Deposits 1,111,430 1,369,745 2,053,646
Federal funds purchased 4 1,810 3
Other short-term borrowings 53,765 41,677 111,452
Long-term debt 733,339 781,581 724,012
Total interest expense 1,898,538 2,194,813 2,889,113
Net interest income 11,835,663 10,909,307 10,127,431
Provision for loan losses 445,000 983,667 600,000
Net interest income after provision for loan losses 11,390,663 9,925,640 9,527,431
Noninterest income:      
Service charges on deposit accounts 1,241,756 1,359,866 1,509,247
Income from trust services 205,047 214,016 241,583
Income from retail brokerage services 381,916 324,018 300,210
Income from insurance services 1,280,474 1,273,320 1,124,612
Income from mortgage banking services 1,675,936 1,477,166 1,350,625
Provision for foreclosed asset losses (320,000) (300,000) (275,000)
Net gain (loss) on sale or disposition of assets 23,972 (160,182) 30,852
Net gain on sale of securities 337,804 381,312 534,973
Net loss on the impairment of equity securities 0 (12,265) 0
Other income 697,929 601,510 569,815
Total noninterest income 5,524,834 5,158,761 5,386,917
Noninterest expense:      
Salaries and employee benefits 8,717,337 7,716,684 6,970,460
Occupancy expense 1,006,426 952,668 891,291
Equipment expense 939,933 811,701 739,223
Data processing expense 1,081,840 1,039,252 989,413
Amortization of intangible assets 219,482 219,357 207,638
Other operating expenses 2,630,514 2,596,398 2,676,372
Total noninterest expenses 14,595,532 13,336,060 12,474,397
Income before income taxes 2,319,965 1,748,341 2,439,951
Provision for income taxes 380,878 287,203 583,735
Net income $ 1,939,087 $ 1,461,138 $ 1,856,216
Basic earnings per share:      
Net income $ 0.76 $ 0.57 $ 0.73
Weighted average shares outstanding 2,547,837 2,547,837 2,547,837
Diluted earnings per share:      
Net income $ 0.76 $ 0.57 $ 0.73
Weighted average shares outstanding 2,547,865 2,547,865 2,547,894