Short-Term Borrowed Funds (Tables)

12 Months Ended

Dec. 31, 2012

Debt Disclosure [Abstract]

Summary of FHLB

Information concerning federal funds purchased and FHLB short-term advances are summarized as follows:

	2012	2011
Average balance during the year	$   2,000,000	$   2,931,507
Average interest rate during the year	2.46%	1.32%
Maximum month-end balance during the year	$ 2,000,000	$ 12,000,000