Consolidated Statements of Cash Flows (Unaudited) (USD $)	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Cash flows from operating activities:
Net income	$ 1,296,585	$ 1,064,672
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	315,000	780,000
Provision for foreclosed asset losses	225,000	225,000
Depreciation	647,841	599,462
Net amortization of investment securities	251,629	271,501
Income on cash surrender value of bank owned life insurance	(129,110)	(108,081)
Amortization of intangibles	165,556	163,541
Loss on sale/writedown of foreclosed assets	84,481	166,605
Net loss on the impairment of equity securities	0	12,265
Net gain on sale of securities	(337,804)	(376,604)
Net gain on disposal of other assets	(4,453)	(2,820)
Funds held related to mortgage banking activities	(545,616)	501,308
Other assets	(202,712)	453,824
Other liabilities	(181,041)	52,598
Net cash provided by operating activities	1,585,356	3,803,271
Cash flows from investing activities:
Proceeds from calls, paydowns and maturities of securities HTM	10,194,312	12,620,888
Proceeds from calls, paydowns and maturities of securities AFS	6,782,254	9,020,707
Proceeds from sale of securities available for sale	8,833,839	23,188,518
Purchase of securities held to maturity	(15,259,673)	(11,865,948)
Purchase of securities available for sale	(897,667)	(8,249,195)
Purchase of certificates of deposit in other banks	(735,000)	0
Net change in loans	(22,538,434)	(26,009,077)
Purchase bank owned life insurance	0	(1,400,002)
Expenditures for improvements to other real estate owned	0	(42,401)
Purchase of premises and equipment	(1,272,409)	(1,048,824)
Proceeds from sales of other assets	915,217	1,274,499
Net cash provided for investing activities	(13,977,561)	(2,510,835)
Cash flows from financing activities:
Net change in deposits	28,740,038	(2,644,383)
Payment of short-term debt and short-term portion of long-term debt	(2,000,000)	(2,000,000)
Cash dividends paid	(305,740)	(254,784)
Net cash provided for financing activities	26,434,298	(4,899,167)
Increase(decrease) in cash and cash equivalents	14,042,093	3,606,731
Cash and cash equivalents - beginning of period	21,050,406	16,070,635
Cash and cash equivalents - end of period	35,092,499	12,463,904
NONCASH ITEMS:
Increase in foreclosed properties and decrease in loans	688,000	668,420
Unrealized gain (loss) on securities available for sale	(640,289)	956,100
Reclass short-term portion of long-term debt	$ 2,000,000	$ 2,000,000