Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Interest income:
Interest and fees on loans	$ 2,921,188	$ 2,605,362	$ 8,403,432	$ 7,708,466
Interest on taxable securities available for sale	116,073	262,643	494,708	1,061,942
Interest on taxable securities held to maturity	121,500	155,536	415,560	500,335
Interest on tax exempt securities	260,153	190,656	746,160	506,217
Dividends	5,602	3,753	21,979	10,738
Interest on deposits in other banks	12,349	7,203	41,929	26,955
Interest on certificates of deposit in other banks	5,214	0	12,605	0
Total interest income	3,442,079	3,225,153	10,136,373	9,814,653
Interest expense:
Interest on deposits	274,496	324,216	843,026	1,070,131
Interest on federal funds purchased	1	1	4	1,788
Interest on other short-term borrowings	17,560	13,306	39,738	30,436
Interest on long-term debt	177,362	191,427	555,978	590,154
Total interest expense	469,419	528,950	1,438,746	1,692,509
Net interest income	2,972,660	2,696,203	8,697,627	8,122,144
Provision for loan losses	105,000	480,000	315,000	780,000
Net interest income after provision for loan losses	2,867,660	2,216,203	8,382,627	7,342,144
Noninterest income:
Service charges on deposit accounts	320,434	359,774	919,753	1,033,112
Income from trust services	51,027	52,887	152,591	163,521
Income from retail brokerage services	80,764	73,178	281,931	248,037
Income from insurance services	271,877	272,596	975,312	934,779
Income from mortgage banking services	340,255	346,467	1,357,758	1,119,245
Provision for foreclosed property losses	(75,000)	(75,000)	(225,000)	(225,000)
Net gain (loss) on sale or disposition of assets	16,453	(110,582)	(80,028)	(163,785)
Net gain on sale of securities	0	156,045	337,804	376,604
Net loss on the impairment of equity securities	0	0	0	(12,265)
Other income	157,631	112,585	533,537	449,700
Total noninterest income	1,163,441	1,187,950	4,253,658	3,923,948
Noninterest expense:
Salaries and employee benefits	2,030,495	1,965,606	6,731,666	5,782,322
Occupancy expense	261,274	261,844	741,679	716,962
Equipment expense	238,767	216,477	683,299	578,197
Data processing expense	276,855	256,787	840,361	774,509
Amortization of intangible assets	53,925	55,816	165,556	163,541
Other operating expenses	689,578	624,097	1,963,701	1,969,517
Total noninterest expenses	3,550,894	3,380,627	11,126,262	9,985,048
Income before income taxes	480,207	23,526	1,510,023	1,281,044
Provision for income taxes	59,635	(75,367)	213,438	216,372
Net income	$ 420,572	$ 98,893	$ 1,296,585	$ 1,064,672
Net income, basic	$ 0.17	$ 0.04	$ 0.51	$ 0.42
Net income, diluted	$ 0.17	$ 0.04	$ 0.51	$ 0.42
Dividends paid per share	$ 0.04		$ 0.12	$ 0.10
Weighted average shares outstanding	2,547,837	2,547,837	2,547,837	2,547,837
Diluted average shares outstanding	2,547,837	2,547,837	2,547,837	2,547,875