Consolidated Balance Sheets (Unaudited) (USD $)	Sep. 30, 2012	Dec. 31, 2011
Statement of Financial Position [Abstract]
Cash and due from banks	$ 7,567,594	$ 6,552,358
Interest-bearing deposits in other banks	27,524,905	14,498,048
Cash and cash equivalents	35,092,499	21,050,406
Certificates of deposit in other banks	1,715,000	980,000
Investment securities available for sale, at fair value	13,918,452	28,640,832
Investment securities held to maturity (fair value approximates $59,661,476 and $54,158,523)	57,192,929	52,338,728
Federal Home Loan Bank stock, at cost	1,447,500	1,786,500
Total investment securities	72,558,881	82,766,060
Loans	202,514,571	181,332,383
Less: Unearned income	(31,795)	(30,069)
Allowance for loan losses	(2,745,028)	(3,100,000)
Loans, net	199,737,748	178,202,314
Premises and equipment, net	10,566,605	9,942,429
Foreclosed assets, net	1,836,698	2,357,695
Intangible assets	380,963	546,519
Bank owned life insurance	4,722,495	4,593,385
Other assets	5,620,761	5,211,208
Total assets	332,231,650	305,650,016
NOW accounts	42,975,374	29,841,315
Money Market	38,840,555	45,638,259
Savings	25,687,590	24,366,536
Certificates of deposit $100,000 and over	39,720,668	32,629,146
Other time accounts	57,342,612	59,950,041
Total interest-bearing deposits	204,566,799	192,425,297
Noninterest-bearing deposits	73,084,138	56,485,602
Total deposits	277,650,937	248,910,899
Short-term borrowed funds	2,000,000	2,000,000
Long-term debt	20,000,000	22,000,000
Other liabilities	3,461,575	4,188,232
Total liabilities	303,112,512	277,099,131
Common stock - $1 par value, 5,000,000 shares authorized, 4,293,835 shares issued	4,293,835	4,293,835
Capital surplus	31,701,533	31,701,533
Retained earnings	20,123,092	19,132,249
Accumulated other comprehensive income (loss)	(885,527)	(462,937)
Treasury stock, at cost 1,745,998 shares for 2012 and 2011	(26,113,795)	(26,113,795)
Total stockholders' equity	29,119,138	28,550,885
Total liabilities and stockholders' equity	$ 332,231,650	$ 305,650,016