Consolidated Statements of Cash Flows (Unaudited) (USD $)	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
Cash flows from operating activities:
Net income	$ 876,012	$ 965,780
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	210,000	300,000
Provision for foreclosed asset losses	150,000	150,000
Depreciation	420,733	381,469
Net amortization of investment securities	184,980	182,501
Income on Cash surrender value of bank owned life insurance	(84,394)	(67,301)
Amortization of intangibles	111,632	107,725
Loss on sale/writedown of foreclosed assets	96,481	58,204
Net loss on the impairment of equity securities	0	12,265
Net gain on sale of securities	(337,804)	(220,559)
Net gain on disposal of other assets	0	(5,000)
Funds held related to mortgage banking activities	(359,940)	483,865
Other assets	(302,414)	435,262
Other liabilities	(475,379)	(157,844)
Net cash provided by operating activities	489,907	2,626,367
Cash flows from investing activities:
Proceeds from calls, paydowns and maturities of securities HTM	4,127,661	8,269,128
Proceeds from calls, paydowns and maturities of securities AFS	5,519,236	7,019,734
Proceeds from sale of securities available for sale	8,833,839	11,914,598
Purchase of securities held to maturity	(9,713,070)	(7,772,847)
Purchase of securities available for sale	(2,600)	(8,249,195)
Net change in loans	(13,743,122)	(19,175,086)
Purchase bank owned life insurance	0	(1,400,002)
Expenditures for improvements to other real estate owned	0	(42,401)
Purchase of premises and equipment	(1,106,961)	(741,246)
Proceeds from sales of other assets	407,619	332,291
Net cash provided for investing activities	(5,677,398)	(9,845,026)
Cash flows from financing activities:
Net change in deposits	10,349,338	3,487,087
Cash dividends paid	(203,827)	(254,784)
Net cash provided for financing activities	10,145,511	3,232,303
Increase(decrease) in cash and cash equivalents	4,958,020	(3,986,356)
Cash and cash equivalents - beginning of period	21,050,406	16,070,635
Cash and cash equivalents - end of period	26,008,426	12,084,279
NONCASH ITEMS:
Increase in foreclosed properties and decrease in loans	306,000	97,000
Unrealized gain (loss) on securities available for sale	$ (538,942)	$ 675,981