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Consolidated Balance Sheets (Unaudited) (USD $)
Jun. 30, 2012
Dec. 31, 2011
Statement of Financial Position [Abstract]    
Cash and due from banks $ 6,642,779 $ 6,552,358
Interest-bearing deposits in other banks 19,365,647 14,498,048
Cash and cash equivalents 26,008,426 21,050,406
Certificates of deposit in other banks 980,000 980,000
Investment securities available for sale, at fair value 14,243,160 28,640,832
Investment securities held to maturity (fair value approximates $59,773,823 and $54,158,523) 57,778,216 52,338,728
Federal Home Loan Bank stock, at cost 1,593,500 1,786,500
Total investment securities 73,614,876 82,766,060
Loans 194,369,314 181,332,383
Less: Unearned income (29,659) (30,069)
Allowance for loan losses (2,910,218) (3,100,000)
Loans, net 191,429,437 178,202,314
Premises and equipment, net 10,628,657 9,942,429
Foreclosed assets, net 2,009,595 2,357,695
Intangible assets 434,888 546,519
Bank owned life insurance 4,677,779 4,593,385
Other assets 5,696,862 5,211,208
Total assets 315,480,520 305,650,016
NOW accounts 30,134,829 29,841,315
Money Market 55,980,661 45,638,259
Savings 26,002,779 24,366,536
Certificates of deposit $100,000 and over 35,152,493 32,629,146
Other time accounts 57,763,464 59,950,041
Total interest-bearing deposits 205,034,226 192,425,297
Noninterest-bearing deposits 54,226,011 56,485,602
Total deposits 259,260,237 248,910,899
Short-term borrowed funds 2,000,000 2,000,000
Long-term debt 22,000,000 22,000,000
Other liabilities 3,352,913 4,188,232
Total liabilities 286,613,150 277,099,131
Common stock - $1 par value, 5,000,000 shares authorized, 4,293,835 shares issued 4,293,835 4,293,835
Capital surplus 31,701,533 31,701,533
Retained earnings 19,804,434 19,132,249
Accumulated other comprehensive income (loss) (818,637) (462,937)
Treasury stock, at cost 1,745,998 shares for 2012 and 2011 (26,113,795) (26,113,795)
Total stockholders' equity 28,867,370 28,550,885
Total liabilities and stockholders' equity $ 315,480,520 $ 305,650,016