Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Cash flows from operating activities:
Net income	$ 571,176	$ 374,710
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	105,000	150,000
Provision for foreclosed asset losses	75,000	75,000
Depreciation	210,171	190,735
Net amortization and (accretion) of investment securities	98,342	101,985
Income on Cash surrender value of bank owned life insurance	(41,582)	(27,838)
Amortization of intangibles	55,816	51,909
Loss on sale/writedown of foreclosed assets	55,581	(17,894)
Net gain on sale of securities	0	(32,026)
Net (gain)loss on disposal of other assets	0	0
Funds held related to mortgage banking activities	(32,958)	256,380
Other assets	180,905	105,292
Other liabilities	(162,803)	(45,901)
Net cash provided by operating activities	1,114,648	1,182,352
Cash flows from investing activities:
Proceeds from calls, paydowns and maturities of securities HTM	1,747,433	3,439,047
Proceeds from calls, paydowns and maturities of securities AFS	1,979,181	3,564,756
Proceeds from sale of securities available for sale	0	67,876
Purchase of securities held to maturity	(5,658,682)	(1,000,000)
Purchase of securities available for sale	(2,600)	(7,799,195)
Net change in loans	(3,272,014)	(10,599,387)
Expenditures for improvements to other real estate owned	0	(42,401)
Purchase of premises and equipment	(887,726)	(173,319)
Proceeds from sales of other assets	206,419	115,644
Net cash provided for investing activities	(5,887,989)	(12,426,979)
Cash flows from financing activities:
Net change in deposits	12,866,543	17,404,740
Cash dividends paid	(101,913)	(254,784)
Net cash provided for financing activities	12,764,630	17,149,956
Increase(decrease) in cash and cash equivalents	7,991,289	5,905,329
Cash and cash equivalents - beginning of period	21,050,406	16,070,635
Cash and cash equivalents - end of period	29,041,695	21,975,964
NONCASH ITEMS:
Increase in foreclosed properties and decrease in loans	306,000	0
Unrealized gain (loss) on securities available for sale	$ (59,103)	$ 21,129