Statements of Operations (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest income:
Interest and fees on loans	$ 2,701,439	$ 2,414,885
Interest on taxable securities available for sale	201,009	408,996
Interest on taxable securities held to maturity	151,786	167,505
Interest on tax exempt securities	238,581	156,355
Dividends	5,450	3,448
Interest on deposits in other banks	17,957	13,111
Interest on certificates of deposit in other banks	3,695	0
Total interest income	3,319,917	3,164,300
Interest expense:
Interest on deposits	291,338	390,737
Interest on federal funds purchased	0	1
Interest on other short-term borrowings	11,089	7,742
Interest on long-term debt	189,308	198,262
Total interest expense	491,735	596,742
Net interest income	2,828,182	2,567,558
Provision for loan losses	105,000	150,000
Net interest income after provision for loan losses	2,723,182	2,417,558
Noninterest income:
Service charges on deposit accounts	299,425	353,193
Income from trust services	50,778	55,497
Income from retail brokerage services	94,883	69,666
Income from insurance services	375,200	352,641
Income from mortgage banking services	567,191	302,717
Provision for foreclosed property losses	(75,000)	(75,000)
Net loss on sale or disposition of assets	(55,581)	17,894
Net gain on sale of securities	0	32,026
Other income	212,447	188,283
Total noninterest income	1,469,343	1,296,917
Noninterest expense:
Salaries and employee benefits	2,021,600	1,905,662
Occupancy expense	233,978	229,118
Equipment expense	222,632	180,597
Data processing expense	278,435	257,462
Amortization of intangible assets	55,816	51,909
Other operating expenses	659,564	620,638
Total noninterest expenses	3,472,025	3,245,386
Income before income taxes	720,500	469,089
Provision (benefit) for income taxes	149,324	94,379
Net income	$ 571,176	$ 374,710
Net income, basic	$ 0.22	$ 0.15
Net income, diluted	$ 0.22	$ 0.15
Dividends paid per share	$ 0.04	$ 0.10
Weighted average shares outstanding	2,547,837	2,547,837
Diluted average shares outstanding	2,547,837	2,547,949