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Consolidated Balance Sheets (USD $)
Dec. 31, 2011
Dec. 31, 2010
Statement of Financial Position [Abstract]    
Cash and due from banks $ 6,552,358 $ 5,111,869
Interest-bearing deposits in other banks 14,498,048 10,958,766
Cash and cash equivalents 21,050,406 16,070,635
Certificates of deposit in other banks 980,000 0
Investment securities available for sale, at fair value 28,640,832 54,945,921
Investment securities to be held to maturity (fair value approximates $54,158,523 and $46,570,196) 52,338,728 46,255,446
Federal Home Loan Bank stock, at cost 1,786,500 1,649,900
Loans, net of allowance for loan losses of $3,100,000 and $2,754,614 178,202,314 154,978,016
Premises and equipment, net 9,942,429 9,221,341
Foreclosed assets, net 2,357,695 3,288,121
Intangible assets 546,519 640,876
Bank owned life insurance 4,593,385 3,029,314
Other assets 5,211,208 6,324,361
Total assets 305,650,016 296,403,931
Deposits:    
NOW accounts 29,841,315 29,238,582
Money market 45,638,259 50,468,227
Savings 24,366,536 22,635,415
Certificates of deposit $100,000 and over 32,629,146 32,472,318
Other time accounts 59,950,041 65,858,838
Total interest-bearing deposits 192,425,297 200,673,380
Noninterest-bearing deposits 56,485,602 38,857,679
Total deposits 248,910,899 239,531,059
Short-term borrowed funds 2,000,000 2,000,000
Long-term debt 22,000,000 24,000,000
Other liabilities 4,188,232 4,097,279
Total liabilities 277,099,131 269,628,338
Stockholders equity:    
Common stock $1 par value, 5,000,000 shares authorized, 4,293,835 shares issued 4,293,835 4,293,835
Additional paid-in capital 31,701,533 31,701,533
Retained earnings 19,132,249 17,925,895
Accumulated other comprehensive income (loss) (462,937) (1,031,875)
Treasury stock, at cost 1,745,998 shares for 2011 and 2010 (26,113,795) (26,113,795)
Total stockholders equity 28,550,885 26,775,593
Total liabilities and stockholders equity $ 305,650,016 $ 296,403,931