(7) Deposits

Deposits as of December 31, 2015 and 2014 and related interest expense for the years ended December 31, 2015, 2014 and 2013 were as follows:


	2015		2014
	(Dollars in Thousands)
Deposits:
Demand - non-interest bearing
Domestic	$	2,536,192	$	2,382,935
Foreign		613,426		547,318
Total demand non-interest bearing		3,149,618		2,930,253
Savings and interest bearing demand
Domestic		2,450,102		2,488,458
Foreign		570,120		537,222
Total savings and interest bearing demand		3,020,222		3,025,680
Time, certificates of deposit $100,000 or more
Domestic		800,393		835,792
Foreign		848,355		864,346
Less than $100,000
Domestic		430,102		482,089
Foreign		287,563		300,465
Total time, certificates of deposit		2,366,413		2,482,692
Total deposits	$	8,536,253	$	8,438,625


	2015		2014		2013
	(Dollars in Thousands)
Interest expense:
Savings and interest bearing demand
Domestic	$	3,026	$	2,998	$	3,182
Foreign		567		599		580
Total savings and interest bearing demand		3,593		3,597		3,762
Time, certificates of deposit $100,000 or more
Domestic		4,693		4,615		5,761
Foreign		4,116		4,529		5,590
Less than $100,000
Domestic		1,680		2,074		3,065
Foreign		744		815		1,028
Total time, certificates of deposit		11,233		12,033		15,444
Total interest expense on deposits	$	14,826	$	15,630	$	19,206

Scheduled maturities of time deposits as of December 31, 2015 were as follows:


	Total
	(in thousands)
2016	$	2,127,790
2017		170,950
2018		46,317
2019		19,305
2020		1,986
Thereafter		65
Total	$	2,366,413

Scheduled maturities of time deposits in amounts of $100,000 or more at December 31, 2015, were as follows:


	Total
	(in thousands)
Due within 3 months or less	$	682,567
Due after 3 months and within 6 months		416,167
Due after 6 months and within 12 months		398,985
Due after 12 months		151,985
	$	1,649,704

Time deposits that meet or exceed the FDIC insurance limit of $250,000 at December 31, 2015 and December 31, 2014 were $1,021,000 and $1,027,000, respectively.