International Bancshares Corporation (Parent Company Only) Financial Information Statements of Condition

12 Months Ended

Dec. 31, 2025

International Bancshares Corporation (Parent Company Only) Financial Information Statements of Condition

International Bancshares Corporation (Parent Company Only) Financial Information Statements of Condition

(20) International Bancshares Corporation (Parent Company Only) Financial Information

Statements of Condition

(Parent Company Only)

December 31, 2025 and 2024

(Dollars in Thousands)

	2025		2024
ASSETS
Cash	$	72,285	$	65,858
Other investments		169,606		155,416
Net loans		86,205		60,502
Investment in subsidiaries		3,026,533		2,622,447
Goodwill		3,365		3,365
Other assets		29,935		12,744
Total assets	$	3,387,929	$	2,920,332
LIABILITIES AND SHAREHOLDERS’ EQUITY
Liabilities:
Junior subordinated deferrable interest debentures	$	108,868	$	108,868
Due to IBC Trading		21		21
Other liabilities		27,402		14,736
Total liabilities		136,291		123,625
Shareholders’ equity:
Common shares		96,659		96,617
Surplus		160,861		159,333
Retained earnings		3,681,408		3,356,177
Accumulated other comprehensive loss		(246,316)		(379,054)
		3,692,612		3,233,073
Less cost of shares in treasury		(440,974)		(436,366)
Total shareholders’ equity		3,251,638		2,796,707
Total liabilities and shareholders’ equity	$	3,387,929	$	2,920,332