XML 35 R22.htm IDEA: XBRL DOCUMENT v3.3.0.814
Allowance for Probable Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2015
Allowance for Probable Loan Losses  
Summary of the transactions in the allowance for probable loan losses by loan class

 

 

 

Three Months Ended September 30, 2015

 

 

 

 

 

Domestic

 

 

 

Foreign

 

 

 

 

 

Commercial

 

Commercial
Real Estate:
Other
Construction
& Land
Development

 

Commercial
Real Estate:
Farmland &
Commercial

 

Commercial
Real Estate:
Multifamily

 

Residential:
First Lien

 

Residential:
Junior Lien

 

Consumer

 

Foreign

 

Total

 

 

 

(Dollars in Thousands)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at June 30,

 

$
18,902

 

$
13,524

 

$
17,885

 

$
685

 

$
3,434

 

$
4,308

 

$
625

 

$
1,175

 

$
60,538

 

Losses charge to allowance

 
(4,921

)
(10

)

—

 

—

 
(45

)
(60

)
(131

)

—

 
(5,167

)

Recoveries credited to allowance

 
770

 
98

 
7

 

—

 
4

 
155

 
21

 
2

 
1,057

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Net (losses) recoveries charged to allowance

 
(4,151

)
88

 
7

 

—

 
(41

)
95

 
(110

)
2

 
(4,110

)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Provision charged to operations

 
5,774

 
654

 
1,733

 
120

 
287

 
130

 
127

 
7

 
8,832

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at September 30,

 

$
20,525

 

$
14,266

 

$
19,625

 

$
805

 

$
3,680

 

$
4,533

 

$
642

 

$
1,184

 

$
65,260

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Three Months Ended September 30, 2014

 

 

 

 

 

Domestic

 

 

 

Foreign

 

 

 

 

 

Commercial

 

Commercial
Real Estate:
Other
Construction
& Land
Development

 

Commercial
Real Estate:
Farmland &
Commercial

 

Commercial
Real Estate:
Multifamily

 

Residential:
First Lien

 

Residential:
Junior Lien

 

Consumer

 

Foreign

 

Total

 

 

 

(Dollars in Thousands)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at June 30,

 

$
28,006

 

$
13,006

 

$
19,538

 

$
786

 

$
3,721

 

$
4,736

 

$
706

 

$
1,038

 

$
71,537

 

Losses charge to allowance

 
(2,920

)
(43

)
(38

)

—

 
(131

)
(242

)
(146

)

—

 
(3,520

)

Recoveries credited to allowance

 
740

 
14

 
42

 

—

 
11

 
40

 
47

 

—

 
894

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Net (losses) recoveries charged to allowance

 
(2,180

)
(29

)
4

 

—

 
(120

)
(202

)
(99

)

—

 
(2,626

)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Provision charged to operations

 
2,454

 
852

 
(701

)
(41

)
27

 
164

 
79

 
(18

)
2,816

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at September 30,

 

$
28,280

 

$
13,829

 

$
18,841

 

$
745

 

$
3,628

 

$
4,698

 

$
686

 

$
1,020

 

$
71,727

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Nine Months Ended September 30, 2015

 

 

 

 

 

Domestic

 

 

 

Foreign

 

 

 

 

 

Commercial

 

Commercial
Real Estate:
Other
Construction
& Land
Development

 

Commercial
Real Estate:
Farmland &
Commercial

 

Commercial
Real Estate:
Multifamily

 

Residential:
First Lien

 

Residential:
Junior Lien

 

Consumer

 

Foreign

 

Total

 

 

 

(Dollars in Thousands)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at December 31,

 

$
22,352

 

$
12,955

 

$
18,683

 

$
846

 

$
3,589

 

$
4,683

 

$
660

 

$
1,060

 

$
64,828

 

Losses charge to allowance

 
(20,303

)
(695

)
(356

)

—

 
(136

)
(162

)
(544

)

—

 
(22,196

)

Recoveries credited to allowance

 
2,100

 
137

 
820

 

—

 
28

 
406

 
151

 
10

 
3,652

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Net (losses) recoveries charged to allowance

 
(18,203

)
(558

)
464

 

—

 
(108

)
244

 
(393

)
10

 
(18,544

)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Provision charged to operations

 
16,376

 
1,869

 
478

 
(41

)
199

 
(394

)
375

 
114

 
18,976

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at September 30,

 

$
20,525

 

$
14,266

 

$
19,625

 

$
805

 

$
3,680

 

$
4,533

 

$
642

 

$
1,184

 

$
65,260

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Nine Months Ended September 30, 2014

 

 

 

 

 

Domestic

 

 

 

Foreign

 

 

 

 

 

Commercial

 

Commercial
Real Estate:
Other
Construction
& Land
Development

 

Commercial
Real Estate:
Farmland &
Commercial

 

Commercial
Real Estate:
Multifamily

 

Residential:
First Lien

 

Residential:
Junior Lien

 

Consumer

 

Foreign

 

Total

 

 

 

(Dollars in Thousands)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at December 31,

 

$
22,433

 

$
12,541

 

$
24,467

 

$
776

 

$
3,812

 

$
4,249

 

$
750

 

$
1,133

 

$
70,161

 

Losses charge to allowance

 
(7,780

)
(442

)
(208

)

—

 
(261

)
(395

)
(555

)
(50

)
(9,691

)

Recoveries credited to allowance

 
2,156

 
66

 
100

 

—

 
16

 
140

 
194

 
46

 
2,718

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Net losses charged to allowance

 
(5,624

)
(376

)
(108

)

—

 
(245

)
(255

)
(361

)
(4

)
(6,973

)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Provision charged to operations

 
11,471

 
1,664

 
(5,518

)
(31

)
61

 
704

 
297

 
(109

)
8,539

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance at September 30,

 

$
28,280

 

$
13,829

 

$
18,841

 

$
745

 

$
3,628

 

$
4,698

 

$
686

 

$
1,020

 

$
71,727

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans individually or collectively evaluated for their impairment and related allowance, by loan class

 

 

 

September 30, 2015

 

 

 

(Dollars in Thousands)

 

 

 

Loans Individually Evaluated for
Impairment

 

Loans Collectively Evaluated for
Impairment

 

 

 

Recorded
Investment

 

Allowance

 

Recorded
Investment

 

Allowance

 

 

 

 

 

 

 

 

 

 

 

Domestic

 

 

 

 

 

 

 

 

 

Commercial

 

$
31,265 

 

$
1,174 

 

$
981,126 

 

$
19,351 

 

Commercial real estate: other construction & land development

 
6,349 

 
100 

 
1,648,900 

 
14,166 

 

Commercial real estate: farmland & commercial

 
9,642 

 
482 

 
1,943,066 

 
19,143 

 

Commercial real estate: multifamily

 
812 

 

—

 
107,470 

 
805 

 

Residential: first lien

 
5,294 

 

—

 
403,982 

 
3,680 

 

Residential: junior lien

 
1,028 

 

—

 
538,396 

 
4,533 

 

Consumer

 
1,243 

 

—

 
57,043 

 
642 

 

Foreign

 
749 

 

—

 
186,607 

 
1,184 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total

 

$
56,382 

 

$
1,756 

 

$
5,866,590 

 

$
63,504 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2014

 

 

 

(Dollars in Thousands)

 

 

 

Loans individually evaluated for
impairment

 

Loans collectively evaluated for
impairment

 

 

 

Recorded
Investment

 

Allowance

 

Recorded
Investment

 

Allowance

 

 

 

 

 

 

 

 

 

 

 

Domestic

 

 

 

 

 

 

 

 

 

Commercial

 

$
40,175 

 

$
9,112 

 

$
1,049,311 

 

$
13,240 

 

Commercial real estate: other construction & land development

 
10,876 

 
1,890 

 
1,404,101 

 
11,065 

 

Commercial real estate: farmland & commercial

 
14,166 

 
1,219 

 
1,887,233 

 
17,464 

 

Commercial real estate: multifamily

 
835 

 

—

 
115,864 

 
846 

 

Residential: first lien

 
5,840 

 

—

 
416,186 

 
3,589 

 

Residential: junior lien

 
2,895 

 

—

 
485,405 

 
4,683 

 

Consumer

 
1,384 

 

—

 
59,753 

 
660 

 

Foreign

 

—

 

—

 
185,221 

 
1,060 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total

 

$
76,171 

 

$
12,221 

 

$
5,603,074 

 

$
52,607 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans accounted on non-accrual basis, by loan class

 

 

 

September 30, 2015

 

December 31, 2014

 

 

 

(Dollars in Thousands)

 

 

 

 

 

 

 

Domestic

 

 

 

 

 

Commercial

 

$
31,213 

 

$
40,121 

 

Commercial real estate: other construction & land development

 
3,797 

 
8,621 

 

Commercial real estate: farmland & commercial

 
7,379 

 
11,903 

 

Commercial real estate: multifamily

 
792 

 
835 

 

Residential: first lien

 
322 

 
527 

 

Residential: junior lien

 
16 

 
1,523 

 

Consumer

 
36 

 
29 

 

Foreign

 
356 

 

—

 

 

 

 

 

 

 

 

 

 

 

 

 

Total non-accrual loans

 

$
43,911 

 

$
63,559 

 

 

 

 

 

 

 

 

 

 

Impaired loans, by loan class

 

The following tables detail key information regarding the Company’s impaired loans by loan class at September 30, 2015 and December 31, 2014:

 

 

 

September 30, 2015

 

 

 

 

 

 

 

 

 

Quarter to Date

 

Year to Date

 

 

 

Recorded
Investment

 

Unpaid
Principal
Balance

 

Related
Allowance

 

Average
Recorded
Investment

 

Interest
Recognized

 

Average
Recorded
Investment

 

Interest
Recognized

 

 

 

(Dollars in Thousands)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans with Related Allowance

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Domestic

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$
10,288 

 

$
21,840 

 

$
1,174 

 

$
11,247 

 

$

—

 

$
15,634 

 

$

—

 

Commercial real estate: other construction & land development

 
169 

 
169 

 
100 

 
170 

 

—

 
1,136 

 

—

 

Commercial real estate: farmland & commercial

 
3,513 

 
3,726 

 
482 

 
3,517 

 
23 

 
4,046 

 
69 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total impaired loans with related allowance

 

$
13,970 

 

$
25,735 

 

$
1,756 

 

$
14,934 

 

$
23 

 

$
20,816 

 

$
69 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

September 30, 2015

 

 

 

 

 

 

 

 

 

Quarter to Date

 

Year to Date

 

 

 

Recorded
Investment

 

Unpaid
Principal
Balance

 

Average
Recorded
Investment

 

Interest
Recognized

 

Average
Recorded
Investment

 

Interest
Recognized

 

 

 

(Dollars in Thousands)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans with No Related Allowance

 

 

 

 

 

 

 

 

 

 

 

 

 

Domestic

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$
20,977 

 

$
21,909 

 

$
21,291 

 

$
1 

 

$
20,623 

 

$
3 

 

Commercial real estate: other construction & land development

 
6,180 

 
6,206 

 
6,045 

 
20 

 
6,561 

 
57 

 

Commercial real estate: farmland & commercial

 
6,129 

 
7,263 

 
6,203 

 

—

 
7,253 

 

—

 

Commercial real estate: multifamily

 
812 

 
812 

 
819 

 

—

 
832 

 
1 

 

Residential: first lien

 
5,294 

 
5,353 

 
5,315 

 
65 

 
5,375 

 
188 

 

Residential: junior lien

 
1,028 

 
1,050 

 
1,075 

 
15 

 
1,255 

 
54 

 

Consumer

 
1,243 

 
1,244 

 
1,263 

 
1 

 
1,201 

 
2 

 

Foreign

 
749 

 
749 

 
632 

 
4 

 
480 

 
13 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total impaired loans with no related allowance

 

$
42,412 

 

$
44,586 

 

$
42,643 

 

$
106 

 

$
43,580 

 

$
318 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2014

 

 

 

Recorded
Investment

 

Unpaid
Principal
Balance

 

Related
Allowance

 

Average
Recorded
Investment

 

Interest
Recognized

 

 

 

(Dollars in Thousands)

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans with Related Allowance

 

 

 

 

 

 

 

 

 

 

 

Domestic

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$
19,944 

 

$
20,026 

 

$
9,112 

 

$
19,313 

 

$

—

 

Commercial real estate: other construction & land development

 
6,714 

 
6,949 

 
1,890 

 
7,183 

 

—

 

Commercial real estate: farmland & commercial

 
5,107 

 
5,257 

 
1,219 

 
6,790 

 
92 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total impaired loans with related allowance

 

$
31,765 

 

$
32,232 

 

$
12,221 

 

$
33,286 

 

$
92 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2014

 

 

 

Recorded
Investment

 

Unpaid Principal
Balance

 

Average
Recorded
Investment

 

Interest
Recognized

 

 

 

(Dollars in Thousands)

 

 

 

 

 

 

 

 

 

 

 

Loans with No Related Allowance

 

 

 

 

 

 

 

 

 

Domestic

 

 

 

 

 

 

 

 

 

Commercial

 

$
20,231 

 

$
20,260 

 

$
18,563 

 

$
4 

 

Commercial real estate: other construction & land development

 
4,162 

 
4,270 

 
4,882 

 
74 

 

Commercial real estate: farmland & commercial

 
9,059 

 
10,562 

 
8,664 

 

—

 

Commercial real estate: multifamily

 
835 

 
835 

 
363 

 

—

 

Residential: first lien

 
5,840 

 
6,034 

 
6,293 

 
273 

 

Residential: junior lien

 
2,895 

 
2,915 

 
3,035 

 
90 

 

Consumer

 
1,384 

 
1,386 

 
1,402 

 
3 

 

Foreign

 

—

 

—

 

—

 

—

 

 

 

 

 

 

 

 

 

 

 

Total impaired loans with no related allowance

 

$
44,406 

 

$
46,262 

 

$
43,202 

 

$
444 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The following tables detail key information regarding the Company’s average recorded investment in and interest recognized on impaired loans by loan class at September 30, 2014:

 

 

 

September 30, 2014

 

 

 

Quarter to Date

 

Year to Date

 

 

 

Average
Recorded
Investment

 

Interest
Recognized

 

Average
Recorded
Investment

 

Interest
Recognized

 

 

 

(Dollars in Thousands)

 

Loans with Related Allowance

 

 

 

 

 

 

 

 

 

Domestic

 

 

 

 

 

 

 

 

 

Commercial

 

$
17,677 

 

$

—

 

$
17,550 

 

$

—

 

Commercial real estate: other construction & land development

 
7,329 

 

—

 
7,326 

 

—

 

Commercial real estate: farmland & commercial

 
7,519 

 
23 

 
6,839 

 
69 

 

 

 

 

 

 

 

 

 

 

 

Total impaired loans with related allowance

 

$
32,525 

 

$
23 

 

$
31,715 

 

$
69 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

September 30, 2014

 

 

 

Quarter to Date

 

Year to Date

 

 

 

Average
Recorded
Investment

 

Interest
Recognized

 

Average
Recorded
Investment

 

Interest
Recognized

 

 

 

(Dollars in Thousands)

 

 

 

 

 

 

 

 

 

 

 

Loans with No Related Allowance

 

 

 

 

 

 

 

 

 

Domestic

 

 

 

 

 

 

 

 

 

Commercial

 

$
21,265 

 

$
1 

 

$
19,557 

 

$
3 

 

Commercial real estate: other construction & land development

 
4,192 

 
19 

 
5,121 

 
56 

 

Commercial real estate: farmland & commercial

 
8,418 

 

—

 
8,643 

 

—

 

Commercial real estate: multifamily

 
256 

 

—

 
270 

 

—

 

Residential: first lien

 
5,648 

 
64 

 
6,028 

 
191 

 

Residential: junior lien

 
2,992 

 
22 

 
3,080 

 
69 

 

Consumer

 
1,408 

 
1 

 
1,407 

 
3 

 

Foreign

 
420 

 
5 

 
426 

 
14 

 

 

 

 

 

 

 

 

 

 

 

Total impaired loans with no related allowance

 

$
44,599 

 

$
112 

 

$
44,532 

 

$
336 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans accounted for as trouble debt restructuring, by loan class

 

 

 

September 30, 2015

 

December 31, 2014

 

 

 

(Dollars in Thousands)

 

Domestic

 

 

 

 

 

Commercial

 

$
2,420 

 

$
2,500 

 

Commercial real estate: other construction & land development

 
2,553 

 
2,254 

 

Commercial real estate: farmland & commercial

 
2,853 

 
2,861 

 

Commercial real estate: multifamily

 
21 

 

—

 

Residential: first lien

 
4,972 

 
5,313 

 

Residential: junior lien

 
1,012 

 
1,371 

 

Consumer

 
1,208 

 
1,354 

 

Foreign

 
393 

 

—

 

 

 

 

 

 

 

 

 

 

 

 

 

Total troubled debt restructuring

 

$
15,432 

 

$
15,653 

 

 

 

 

 

 

 

 

 

 

Information regarding the aging of past due loans, by loan class

 

 

 

September 30, 2015

 

 

 

30 – 59
Days

 

60 – 89
Days

 

90
Days or
Greater

 

90 Days
or Greater
& Still
Accruing

 

Total
Past
Due

 

Current

 

Total
Portfolio

 

 

 

(Dollars in Thousands)

 

Domestic

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$
7,460 

 

$
1,318 

 

$
24,206 

 

$
653 

 

$
32,984 

 

$
979,407 

 

$
1,012,391 

 

Commercial real estate: other construction & land development

 
2,847 

 
1,930 

 
7,292 

 
3,791 

 
12,069 

 
1,643,180 

 
1,655,249 

 

Commercial real estate: farmland & commercial

 
2,862 

 
1,783 

 
3,180 

 
1,653 

 
7,825 

 
1,944,883 

 
1,952,708 

 

Commercial real estate: multifamily

 
49 

 
135 

 
812 

 
21 

 
996 

 
107,286 

 
108,282 

 

Residential: first lien

 
3,926 

 
1,897 

 
5,908 

 
5,628 

 
11,731 

 
397,545 

 
409,276 

 

Residential: junior lien

 
814 

 
388 

 
370 

 
370 

 
1,572 

 
537,852 

 
539,424 

 

Consumer

 
855 

 
201 

 
422 

 
389 

 
1,478 

 
56,808 

 
58,286 

 

Foreign

 
1,310 

 
230 

 
938 

 
582 

 
2,478 

 
184,878 

 
187,356 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total

 

$
20,123 

 

$
7,882 

 

$
43,128 

 

$
13,087 

 

$
71,133 

 

$
5,851,839 

 

$
5,922,972 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2014

 

 

 

30 – 59
Days

 

60 – 89
Days

 

90
Days or
Greater

 

90 Days
or Greater
& Still
Accruing

 

Total
Past
Due

 

Current

 

Total
Portfolio

 

 

 

(Dollars in Thousands)

 

Domestic

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$
4,103 

 

$
2,665 

 

$
40,665 

 

$
2,890 

 

$
47,433 

 

$
1,042,053 

 

$
1,089,486 

 

Commercial real estate: other construction & land development

 
596 

 
10 

 
8,707 

 
439 

 
9,313 

 
1,405,664 

 
1,414,977 

 

Commercial real estate: farmland & commercial

 
2,905 

 
7,131 

 
10,724 

 
1,711 

 
20,760 

 
1,880,639 

 
1,901,399 

 

Commercial real estate: multifamily

 
351 

 

—

 
856 

 
21 

 
1,207 

 
115,492 

 
116,699 

 

Residential: first lien

 
5,895 

 
1,864 

 
4,267 

 
3,901 

 
12,026 

 
410,000 

 
422,026 

 

Residential: junior lien

 
899 

 
231 

 
1,931 

 
431 

 
3,061 

 
485,239 

 
488,300 

 

Consumer

 
896 

 
216 

 
507 

 
482 

 
1,619 

 
59,518 

 
61,137 

 

Foreign

 
1,616 

 
98 

 
113 

 
113 

 
1,827 

 
183,394 

 
185,221 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total past due loans

 

$
17,261 

 

$
12,215 

 

$
67,770 

 

$
9,988 

 

$
97,246 

 

$
5,581,999 

 

$
5,679,245 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Summary of the loan portfolio by credit quality indicator, by loan class

 

 

 

 

 

September 30, 2015

 

 

 

Pass

 

Special
Review

 

Watch List -
 Pass

 

Watch List -
 Substandard

 

Watch List -
 Impaired

 

 

 

(Dollars in Thousands)

 

 

 

 

 

 

 

 

 

 

 

 

 

Domestic

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$
867,908 

 

$

—

 

$
22,793 

 

$
90,425 

 

$
31,265 

 

Commercial real estate: other construction & land development

 
1,586,892 

 
327 

 
12,278 

 
49,403 

 
6,349 

 

Commercial real estate: farmland & commercial

 
1,800,442 

 
5,397 

 
37,293 

 
99,934 

 
9,642 

 

Commercial real estate: multifamily

 
107,335 

 

—

 

—

 
135 

 
812 

 

Residential: first lien

 
400,468 

 

—

 

—

 
3,514 

 
5,294 

 

Residential: junior lien

 
538,140 

 

—

 

—

 
256 

 
1,028 

 

Consumer

 
57,033 

 

—

 

—

 
10 

 
1,243 

 

Foreign

 
186,607 

 

—

 

—

 

—

 
749 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total

 

$
5,544,825 

 

$
5,724 

 

$
72,364 

 

$
243,677 

 

$
56,382 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2014

 

 

 

Pass

 

Special
Review

 

Watch List -
 Pass

 

Watch List -
 Substandard

 

Watch List -
 Impaired

 

 

 

(Dollars in Thousands)

 

 

 

 

 

 

 

 

 

 

 

 

 

Domestic

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

$
961,490 

 

$
38,382 

 

$
3,793 

 

$
45,646 

 

$
40,175 

 

Commercial real estate: other construction & land development

 
1,353,971 

 
1,005 

 
10,428 

 
38,697 

 
10,876 

 

Commercial real estate: farmland & commercial

 
1,754,741 

 
11,674 

 
23,453 

 
97,365 

 
14,166 

 

Commercial real estate: multifamily

 
115,729 

 

—

 

—

 
135 

 
835 

 

Residential: first lien

 
412,668 

 
3,500 

 

—

 
18 

 
5,840 

 

Residential: junior lien

 
484,968 

 

—

 

—

 
437 

 
2,895 

 

Consumer

 
59,622 

 

—

 

—

 
131 

 
1,384 

 

Foreign

 
185,221 

 

—

 

—

 

—

 

—

 

 

 

 

 

 

 

 

 

 

 

 

 

Total

 

$
5,328,410 

 

$
54,561 

 

$
37,674 

 

$
182,429 

 

$
76,171