QUARTERLY FINANCIAL INFORMATION (Tables)

12 Months Ended

Oct. 31, 2017

Quarterly Financial Information Disclosure [Abstract]

Schedule of Selected Quarterly Financial Information

	First			Second			Third			Fourth
2017 (In thousands, except per share data)	Quarter			Quarter			Quarter			Quarter
Sales and service fees	$	48,744		$	58,222		$	60,770		$	75,931
Gross profit		12,586			17,068			17,540			23,370
Gross profit margin		26	%		29	%		29	%		31	%
Selling, general and administrative expenses		11,167			11,714			12,395			14,385
Operating income		1,419			5,354			5,145			8,985
Provision for income taxes		543			1,467			1,353			2,238
Net income		879			3,646			3,888			6,702
Income per common share – basic	$	0.13		$	0.55		$	0.58		$	1.01
Income per common share – diluted	$	0.13		$	0.54		$	0.58		$	1.00

	First			Second			Third			Fourth
2016 (In thousands, except per share data)	Quarter			Quarter			Quarter			Quarter
Sales and service fees	$	56,503		$	52,029		$	52,403		$	66,354
Gross profit		17,698			16,610			16,135			19,997
Gross profit margin		31	%		32	%		31	%		30	%
Selling, general and administrative expenses		11,961			11,943			12,042			14,878
Operating income		5,737			4,667			4,093			5,119
Provision for income taxes		1,709			1,225			1,120			1,539
Net income		3,895			3,674			2,720			3,003
Income per common share – basic	$	0.59		$	0.56		$	0.41		$	0.45
Income per common share – diluted	$	0.58		$	0.56		$	0.40		$	0.45