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Pay vs Performance Disclosure
 12 Months Ended
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Dec. 31, 2020
USD ($)
Pay vs Performance Disclosure          
Pay vs Performance Disclosure, Table
Pay vs. Performance
 
PVP Disclosure
In accordance with rules adopted by the SEC pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, we provide the following disclosure regarding Compensation Actually Paid (“CAP”) and certain performance metrics under the SEC Pay Versus Performance (“PVP”) disclosure requirements for our principal executive
officer
(“PEO”) and
Non-PEO
NEOs and Company performance for the fiscal years listed below.
 
Year
Summary
Compensation
Table Total for
PEO
1
($)
CAP for
PEO
1,2
($)
Average
Summary
Compensation
Table Total for
Non-PEO

NEOs
1

($)
Average
CAP
for
Non-PEO

NEOs
1,2

($)
Value of
Initial Fixed
$100
Investment
based on:
3
Net
Income
($
Millions)
Adjusted
Earnings per
Share
Growth
4
TSR
($)
Peer
Group
TSR
($)
2024
 
26,205,390
 
46,937,835
 
9,461,660
 
12,859,725
 
180
 
174
 
2,720
 
10
%
2023
 
23,661,834
 
26,595,162
 
16,616,433
 
14,770,260
 
144
 
133
 
2,628
 
6
%
2022
 
19,668,985
 
18,544,322
 
6,643,617
 
6,472,711
 
148
 
119
 
2,646
 
12
%
2021
 
19,868,384
 
101,103,407
 
7,644,425
 
25,641,567
 
147
 
133
 
1,308
 
22
%
2020
 
20,294,496
 
39,560,227
 
6,898,103
 
11,455,444
 
102
 
98
 
2,018
 
7
%
 
1.
The PEO for each year reflected in the table is Gregory C. Case, the Company’s CEO. The
non-PEO
NEOs are Edmund Reese and Mindy Simon (for 2024 only), Christa Davies and Eric Andersen (for each year in this table), Lisa Stevens (for years 2021, 2022, 2023 and 2024 only), Darren Zeidel (for years 2021, 2022 and 2023 only), John Bruno (for 2020 only) and Anthony Goland (for 2020 only).
 
2.
The amounts shown for CAP have been calculated in accordance with Item 402(v) of Regulation
S-K
and do not reflect compensation actually earned, realized, or received by the Company’s NEOs. CAP amounts reflect the Summary Compensation Table Total with exclusions and inclusions of certain amounts for the PEO and the
Non-PEO
NEOs as set forth below. Amounts in the “Average Exclusion of Change in Pension Value for
Non-PEO
NEOs” column reflect the amounts attributable to the Change in Pension Value reported in the “Change in Pension Value and
Non-Qualified
Deferred Compensation Earnings” column presented in the Summary Compensation Table. Equity values are calculated in accordance with FASB ASC Topic 718. Amounts in the Exclusion of Stock Awards column are the totals from the Stock Awards column set forth in the Summary Compensation Table.
 
PEO
 
Year
Summary
Compensation
Table Total for
PEO
Exclusion
of Stock
Awards for
PEO
Inclusion
of Equity
Values for
PEO
CAP for PEO
2024
$
26,205,390
($
21,363,030
)
$
42,095,475
$
46,937,835
Average
Non-PEO
NEOs
 
Year
Average
Summary
Compensation
Table Total
for Non-PEO

NEOs
Average
Exclusion
of Change
in Pension
Value for
Non-PEO

NEOs
Average
Exclusion
of Stock
Awards for
Non-PEO

NEOs
Average
Inclusion
of Equity
Values for
Non-PEO

NEOs
Average
CAP for
Non-PEO

NEOs
2024
$
9,461,660
($
817
)
($
6,379,509
)
$
9,778,391
$
12,859,725
 
The amounts in the Inclusion of Equity Values in the tables above are derived from the amounts set forth in the following tables:
 
PEO
 
Year
Year-End

Fair Value
of Equity
Awards
Granted
During Year
That
Remained
Unvested
as of
Last Day
of Year
for
PEO
Change in
Fair Value
from Last
Day of Prior
Year to Last
Day of Year
of Unvested
Equity
Awards for
PEO
Change in
Fair Value
from Last
Day of Prior
Year to
Vesting Date
of Unvested
Equity
Awards that
Vested for
PEO
During Year
for PEO
Value of
Dividends
or Other
Earnings
Paid on
Equity
Awards Not
Otherwise
Included
for
PEO
Total -
Inclusion
of Equity
Values for
PEO
2024
 $
23,796,562
$
7,402,811
$
10,882,209
$
13,894
$
42,095,475
Average
Non-PEO
NEOs
 
Year
Average
Year-End

Fair Value
of Equity
Awards
Granted
During Year
That
Remained
Unvested
as of Last
Day of Year
for Non-PEO

NEOs
Average
Change in
Fair Value
from Last
Day of
Prior Year to
Last Day of
Year of
Unvested
Equity
Awards for
Non-PEO

NEOs
Average
Change in
Fair Value
from Last
Day of Prior
Year to
Vesting
Date of
Unvested
Equity
Awards that
Vested for
Non-PEO

NEOs
Average
Value of
Dividends
or Other
Earnings
Paid on
Equity
Awards
Not
Otherwise
Included
for
Non-PEO

NEOs
Total -
Average
Inclusion
of Equity
Values for
Non-PEO

NEOs
2024
$
7,272,442
$
2,443,513
$
53,353
$
9,083
$
9,778,391
 
3.
The Peer Group Total Shareholder Return (“TSR”) set forth in this table utilizes the S&P 500 Financials Index, which we also utilize in the stock performance graph required by Item 201(e) of Regulation
S-K
included in the Company’s annual report for the year ended December 31, 2024. The comparison assumes $100 was invested for the period starting December 31, 2019, through the end of the listed year in the Company and in the S&P 500 Financials Index, respectively. Historical stock performance is not necessarily indicative of future stock performance.
 
4.
We determined Adjusted earnings per share (EPS) Growth to be the most important financial performance measure used to link Company performance to CAP to our PEO and
Non-PEO
NEOs in 2024. Adjusted EPS Growth, a
non-GAAP
measure, is an indicator of our core operating performance and excludes certain
non-recurring
or extraordinary items.
       
Company Selected Measure Name Adjusted earnings per share (EPS)        
Named Executive Officers, Footnote The PEO for each year reflected in the table is Gregory C. Case, the Company’s CEO. The
non-PEO
NEOs are Edmund Reese and Mindy Simon (for 2024 only), Christa Davies and Eric Andersen (for each year in this table), Lisa Stevens (for years 2021, 2022, 2023 and 2024 only), Darren Zeidel (for years 2021, 2022 and 2023 only), John Bruno (for 2020 only) and Anthony Goland (for 2020 only) 		       
Peer Group Issuers, Footnote The Peer Group Total Shareholder Return (“TSR”) set forth in this table utilizes the S&P 500 Financials Index, which we also utilize in the stock performance graph required by Item 201(e) of Regulation
S-K
included in the Company’s annual report for the year ended December 31, 2024. The comparison assumes $100 was invested for the period starting December 31, 2019, through the end of the listed year in the Company and in the S&P 500 Financials Index, respectively. Historical stock performance is not necessarily indicative of future stock performance. 		       
PEO Total Compensation Amount $ 26,205,390 $ 23,661,834 $ 19,668,985 $ 19,868,384 $ 20,294,496
PEO Actually Paid Compensation Amount $ 46,937,835 26,595,162 18,544,322 101,103,407 39,560,227
Adjustment To PEO Compensation, Footnote
PEO
 
Year
Summary
Compensation
Table Total for
PEO
Exclusion
of Stock
Awards for
PEO
Inclusion
of Equity
Values for
PEO
CAP for PEO
2024
$
26,205,390
($
21,363,030
)
$
42,095,475
$
46,937,835
Average
Non-PEO
NEOs
 
Year
Average
Summary
Compensation
Table Total
for Non-PEO

NEOs
Average
Exclusion
of Change
in Pension
Value for
Non-PEO

NEOs
Average
Exclusion
of Stock
Awards for
Non-PEO

NEOs
Average
Inclusion
of Equity
Values for
Non-PEO

NEOs
Average
CAP for
Non-PEO

NEOs
2024
$
9,461,660
($
817
)
($
6,379,509
)
$
9,778,391
$
12,859,725
 
The amounts in the Inclusion of Equity Values in the tables above are derived from the amounts set forth in the following tables:
 
PEO
 
Year
Year-End

Fair Value
of Equity
Awards
Granted
During Year
That
Remained
Unvested
as of
Last Day
of Year
for
PEO
Change in
Fair Value
from Last
Day of Prior
Year to Last
Day of Year
of Unvested
Equity
Awards for
PEO
Change in
Fair Value
from Last
Day of Prior
Year to
Vesting Date
of Unvested
Equity
Awards that
Vested for
PEO
During Year
for PEO
Value of
Dividends
or Other
Earnings
Paid on
Equity
Awards Not
Otherwise
Included
for
PEO
Total -
Inclusion
of Equity
Values for
PEO
2024
 $
23,796,562
$
7,402,811
$
10,882,209
$
13,894
$
42,095,475
Average
Non-PEO
NEOs
 
Year
Average
Year-End

Fair Value
of Equity
Awards
Granted
During Year
That
Remained
Unvested
as of Last
Day of Year
for Non-PEO

NEOs
Average
Change in
Fair Value
from Last
Day of
Prior Year to
Last Day of
Year of
Unvested
Equity
Awards for
Non-PEO

NEOs
Average
Change in
Fair Value
from Last
Day of Prior
Year to
Vesting
Date of
Unvested
Equity
Awards that
Vested for
Non-PEO

NEOs
Average
Value of
Dividends
or Other
Earnings
Paid on
Equity
Awards
Not
Otherwise
Included
for
Non-PEO

NEOs
Total -
Average
Inclusion
of Equity
Values for
Non-PEO

NEOs
2024
$
7,272,442
$
2,443,513
$
53,353
$
9,083
$
9,778,391
       
Non-PEO NEO Average Total Compensation Amount $ 9,461,660 16,616,433 6,643,617 7,644,425 6,898,103
Non-PEO NEO Average Compensation Actually Paid Amount $ 12,859,725 14,770,260 6,472,711 25,641,567 11,455,444
Adjustment to Non-PEO NEO Compensation Footnote
PEO
 
Year
Summary
Compensation
Table Total for
PEO
Exclusion
of Stock
Awards for
PEO
Inclusion
of Equity
Values for
PEO
CAP for PEO
2024
$
26,205,390
($
21,363,030
)
$
42,095,475
$
46,937,835
Average
Non-PEO
NEOs
 
Year
Average
Summary
Compensation
Table Total
for Non-PEO

NEOs
Average
Exclusion
of Change
in Pension
Value for
Non-PEO

NEOs
Average
Exclusion
of Stock
Awards for
Non-PEO

NEOs
Average
Inclusion
of Equity
Values for
Non-PEO

NEOs
Average
CAP for
Non-PEO

NEOs
2024
$
9,461,660
($
817
)
($
6,379,509
)
$
9,778,391
$
12,859,725
 
The amounts in the Inclusion of Equity Values in the tables above are derived from the amounts set forth in the following tables:
 
PEO
 
Year
Year-End

Fair Value
of Equity
Awards
Granted
During Year
That
Remained
Unvested
as of
Last Day
of Year
for
PEO
Change in
Fair Value
from Last
Day of Prior
Year to Last
Day of Year
of Unvested
Equity
Awards for
PEO
Change in
Fair Value
from Last
Day of Prior
Year to
Vesting Date
of Unvested
Equity
Awards that
Vested for
PEO
During Year
for PEO
Value of
Dividends
or Other
Earnings
Paid on
Equity
Awards Not
Otherwise
Included
for
PEO
Total -
Inclusion
of Equity
Values for
PEO
2024
 $
23,796,562
$
7,402,811
$
10,882,209
$
13,894
$
42,095,475
Average
Non-PEO
NEOs
 
Year
Average
Year-End

Fair Value
of Equity
Awards
Granted
During Year
That
Remained
Unvested
as of Last
Day of Year
for Non-PEO

NEOs
Average
Change in
Fair Value
from Last
Day of
Prior Year to
Last Day of
Year of
Unvested
Equity
Awards for
Non-PEO

NEOs
Average
Change in
Fair Value
from Last
Day of Prior
Year to
Vesting
Date of
Unvested
Equity
Awards that
Vested for
Non-PEO

NEOs
Average
Value of
Dividends
or Other
Earnings
Paid on
Equity
Awards
Not
Otherwise
Included
for
Non-PEO

NEOs
Total -
Average
Inclusion
of Equity
Values for
Non-PEO

NEOs
2024
$
7,272,442
$
2,443,513
$
53,353
$
9,083
$
9,778,391
       
Compensation Actually Paid vs. Total Shareholder Return LOGO        
Compensation Actually Paid vs. Net Income Our net income grew 73% over the 2019-2024 period reflective of strong growth and performance on our key financial metrics. In 2024, we had net income growth of 4%, driven by strong revenue growth. Net income performance does not have a strong relationship with the reported CAP to our PEO and
Non-PEO
NEOs given the lower relative weighting of this measurement of performance as compared to the others previously discussed. 		       
Compensation Actually Paid vs. Company Selected Measure LOGO        
Total Shareholder Return Vs Peer Group LOGO        
Tabular List, Table
Tabular List of Most Important Financial Performance Measures
The following table presents the financial performance measures that the Company considers to have been the most important in linking CAP to our PEO
and
Non-PEO
NEOs for 2024 to Company performance. The measures in this table are not ranked.
 
 
Adjusted Earnings Per Share Growth
Adjusted Operating Income Growth
Stock Price
       
Total Shareholder Return Amount $ 180 144 148 147 102
Peer Group Total Shareholder Return Amount 174 133 119 133 98
Net Income (Loss) $ 2,720,000,000 $ 2,628,000,000 $ 2,646,000,000 $ 1,308,000,000 $ 2,018,000,000
Company Selected Measure Amount 0.10 0.06 0.12 0.22 0.07
PEO Name Gregory C. Case        
Measure:: 1          
Pay vs Performance Disclosure          
Name Adjusted Earnings Per Share Growth        
Non-GAAP Measure Description We determined Adjusted earnings per share (EPS) Growth to be the most important financial performance measure used to link Company performance to CAP to our PEO and
Non-PEO
NEOs in 2024. Adjusted EPS Growth, a
non-GAAP
measure, is an indicator of our core operating performance and excludes certain
non-recurring
or extraordinary items. 		       
Measure:: 2          
Pay vs Performance Disclosure          
Name Adjusted Operating Income Growth        
Measure:: 3          
Pay vs Performance Disclosure          
Name Stock Price        
PEO | Equity Awards Adjustments, Excluding Value Reported in Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount $ 42,095,475        
PEO | Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 23,796,562        
PEO | Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 7,402,811        
PEO | Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 10,882,209        
PEO | Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 13,894        
PEO | Exclusion of Stock Awards and Option Awards [Member]          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (21,363,030)        
Non-PEO NEO | Aggregate Change in Present Value of Accumulated Benefit for All Pension Plans Reported in Summary Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (817)        
Non-PEO NEO | Equity Awards Adjustments, Excluding Value Reported in Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 9,778,391        
Non-PEO NEO | Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 7,272,442        
Non-PEO NEO | Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 2,443,513        
Non-PEO NEO | Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 53,353        
Non-PEO NEO | Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 9,083        
Non-PEO NEO | Exclusion of Stock Awards and Option Awards [Member]          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount $ (6,379,509)