The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COMMON STOCK 002824100   3,151,333 28,906 SH   DFND 1 27,306 0 1,600
ABBOTT LABORATORIES COMMON STOCK 002824100   370,668 3,400 SH   OTR 1 3,400 0 0
ABBVIE INC COMMON STOCK 00287Y109   4,785,073 35,516 SH   DFND 1 33,916 0 1,600
ABBVIE INC COMMON STOCK 00287Y109   463,067 3,437 SH   OTR 1 3,437 0 0
ACADIA HEALTHCARE CO INC. COMMON STOCK 00404A109   1,721,816 21,620 SH   DFND 1 21,620 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101   1,065,509 2,179 SH   DFND 1 2,179 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107   2,828,045 24,827 SH   DFND 1 24,827 0 0
AIR PRODUCTS & CHEMICAL INC COMMON STOCK 009158106   1,157,684 3,865 SH   DFND 1 3,865 0 0
ALASKA AIR GROUP INC COMMON STOCK 011659109   453,943 8,536 SH   DFND 1 8,536 0 0
ALEXANDER & BALDWIN INC COMMON STOCK 014491104   477,840 25,718 SH   DFND 1 25,718 0 0
ALLSTATE CORP COMMON STOCK 020002101   1,026,829 9,417 SH   DFND 1 9,417 0 0
ALPHABET INC COMMON STOCK 02079K107   6,194,632 51,208 SH   DFND 1 51,208 0 0
ALPHABET INC COMMON STOCK 02079K107   290,328 2,400 SH   OTR 1 2,400 0 0
ALPHABET INC COMMON STOCK 02079K305   6,592,960 55,079 SH   DFND 1 55,079 0 0
ALPHABET INC COMMON STOCK 02079K305   287,280 2,400 SH   OTR 1 2,400 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   746,816 16,486 SH   DFND 1 16,486 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   27,180 600 SH   OTR 1 600 0 0
AMAZON.COM INC COMMON STOCK 023135106   9,348,116 71,710 SH   DFND 1 71,710 0 0
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101   477,499 5,671 SH   DFND 1 5,671 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   1,339,425 7,689 SH   DFND 1 7,689 0 0
AMETEK INC COMMON STOCK 031100100   259,008 1,600 SH   DFND 1 1,600 0 0
AMGEN INC COMMON STOCK 031162100   206,478 930 SH   DFND 1 930 0 0
AMPHENOL CORP COMMON STOCK 032095101   671,021 7,899 SH   DFND 1 7,899 0 0
APPLE INC COMMON STOCK 037833100   32,683,563 168,498 SH   DFND 1 168,498 0 0
APPLE INC COMMON STOCK 037833100   2,221,344 11,452 SH   OTR 1 11,452 0 0
ARCHER-DANIELS MIDLAND CO COMMON STOCK 039483102   596,471 7,894 SH   DFND 1 7,894 0 0
ARISTA NETWORKS INC COMMON STOCK 040413106   938,003 5,788 SH   DFND 1 5,788 0 0
ASTRAZENECA COMMON STOCK 046353108   1,024,241 14,311 SH   DFND 1 14,311 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   1,516,992 6,902 SH   DFND 1 6,902 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   448,372 2,040 SH   OTR 1 2,040 0 0
AUTOZONE INC COMMON STOCK 053332102   705,619 283 SH   DFND 1 283 0 0
AVERY DENNISON CORP COMMON STOCK 053611109   254,435 1,481 SH   DFND 1 1,481 0 0
BCE INC COMMON STOCK 05534B760   320,225 7,024 SH   DFND 1 7,024 0 0
BAKER HUGHES CO COMMON STOCK 05722G100   739,203 23,385 SH   DFND 1 23,385 0 0
BALL CORP COMMON STOCK 058498106   258,390 4,439 SH   DFND 1 4,439 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104   517,570 18,040 SH   DFND 1 18,040 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109   768,321 18,635 SH   DFND 1 18,635 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109   235,176 5,704 SH   OTR 1 5,704 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   5,270,496 15,456 SH   DFND 1 15,456 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   17,050 50 SH   OTR 1 50 0 0
BIOGEN INC. COMMON STOCK 09062X103   965,645 3,390 SH   DFND 1 3,390 0 0
BLACKBAUD INC COMMON STOCK 09227Q100   608,020 8,542 SH   DFND 1 8,542 0 0
BLACKROCK INC COMMON STOCK 09247X101   1,382,967 2,001 SH   DFND 1 2,001 0 0
BLACKROCK INC COMMON STOCK 09247X101   114,038 165 SH   OTR 1 165 0 0
BOOZ ALLEN HAMILTON HOLDING CORP COMMON STOCK 099502106   359,686 3,223 SH   DFND 1 3,223 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107   1,184,843 21,905 SH   DFND 1 21,905 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   875,479 13,690 SH   DFND 1 13,690 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   358,120 5,600 SH   OTR 1 5,600 0 0
CME GROUP INC COMMON STOCK 12572Q105   1,015,391 5,480 SH   DFND 1 5,480 0 0
CSX CORP COMMON STOCK 126408103   391,196 11,472 SH   DFND 1 11,472 0 0
CVS/CAREMARK CORP COMMON STOCK 126650100   243,271 3,519 SH   DFND 1 3,519 0 0
CVS/CAREMARK CORP COMMON STOCK 126650100   138,260 2,000 SH   OTR 1 2,000 0 0
CANADIAN IMPERIAL BANK COMMON STOCK 136069101   448,054 10,498 SH   DFND 1 10,498 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104   786,166 15,815 SH   DFND 1 15,815 0 0
CATERPILLAR INC COMMON STOCK 149123101   4,443,664 18,060 SH   DFND 1 18,060 0 0
CATERPILLAR INC COMMON STOCK 149123101   639,730 2,600 SH   OTR 1 2,600 0 0
CHEVRON CORP COMMON STOCK 166764100   6,814,052 43,305 SH   DFND 1 43,305 0 0
CISCO SYSTEMS COMMON STOCK 17275R102   2,361,833 45,648 SH   DFND 1 45,648 0 0
CLOROX CO COMMON STOCK 189054109   1,244,329 7,824 SH   DFND 1 7,824 0 0
COCA COLA CO COMMON STOCK 191216100   5,753,420 95,540 SH   DFND 1 95,540 0 0
COCA COLA CO COMMON STOCK 191216100   361,320 6,000 SH   OTR 1 6,000 0 0
COMCAST CORP COMMON STOCK 20030N101   222,545 5,356 SH   DFND 1 5,356 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   2,413,595 23,295 SH   DFND 1 23,295 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   41,444 400 SH   OTR 1 400 0 0
CORTEVA INC COMMON STOCK 22052L104   227,137 3,964 SH   DFND 1 3,964 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   948,626 1,762 SH   DFND 1 1,762 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   4,845 9 SH   OTR 1 9 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109   333,668 3,103 SH   DFND 1 3,103 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109   118,283 1,100 SH   OTR 1 1,100 0 0
DANAHER CORP COMMON STOCK 235851102   3,018,720 12,578 SH   DFND 1 12,578 0 0
DATADOG INC COMMON STOCK 23804L103   1,192,857 12,125 SH   DFND 1 12,125 0 0
DEERE & CO COMMON STOCK 244199105   515,000 1,271 SH   DFND 1 1,271 0 0
DISNEY WALT CO COMMON STOCK 254687106   804,859 9,015 SH   DFND 1 9,015 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109   493,714 9,533 SH   DFND 1 9,533 0 0
DRAFTKINGS INC COMMON STOCK 26142V105   1,511,011 56,869 SH   DFND 1 56,869 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   1,268,294 14,133 SH   DFND 1 14,133 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   654,604 9,163 SH   DFND 1 9,163 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   14,288 200 SH   OTR 1 200 0 0
EOG RESOURCES INC COMMON STOCK 26875P101   2,454,628 21,449 SH   DFND 1 21,449 0 0
EMBRAER SA COMMON STOCK 29082A107   783,824 50,700 SH   DFND 1 50,700 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   786,487 8,701 SH   DFND 1 8,701 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   280,209 3,100 SH   OTR 1 3,100 0 0
ENBRIDGE INC COMMON STOCK 29250N105   294,045 7,915 SH   DFND 1 7,915 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   4,843,851 45,164 SH   DFND 1 44,140 0 1,024
EXXON MOBIL CORP COMMON STOCK 30231G102   396,825 3,700 SH   OTR 1 3,700 0 0
META PLATFORMS INC COMMON STOCK 30303M102   3,517,523 12,257 SH   DFND 1 12,257 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100   352,628 13,454 SH   DFND 1 13,454 0 0
FIRST SOLAR INC COMMON STOCK 336433107   1,119,249 5,888 SH   DFND 1 5,888 0 0
FIRSTENERGY CORP COMMON STOCK 337932107   778,961 20,035 SH   DFND 1 20,035 0 0
GFL ENVIRONMENTAL INC COMMON STOCK 36168Q104   644,971 16,623 SH   DFND 1 16,623 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   576,316 7,094 SH   DFND 1 7,094 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   2,026,505 9,419 SH   DFND 1 9,419 0 0
GENERAL MILLS INC COMMON STOCK 370334104   3,029,806 39,502 SH   DFND 1 39,502 0 0
GENERAL MILLS INC COMMON STOCK 370334104   306,800 4,000 SH   OTR 1 4,000 0 0
GENUINE PARTS CO COMMON STOCK 372460105   389,229 2,300 SH   OTR 1 2,300 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   968,000 12,560 SH   DFND 1 12,560 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   38,535 500 SH   OTR 1 500 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   1,509,490 4,680 SH   DFND 1 4,680 0 0
GRAINGER W W INC COMMON STOCK 384802104   324,899 412 SH   DFND 1 412 0 0
HARLEY-DAVIDSON COMMON STOCK 412822108   208,056 5,909 SH   DFND 1 5,909 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104   881,959 12,246 SH   DFND 1 12,246 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104   72,020 1,000 SH   OTR 1 1,000 0 0
HAWAIIAN ELECTRIC INDS INC COMMON STOCK 419870100   807,260 22,300 SH   DFND 1 22,300 0 0
HOME DEPOT INC COMMON STOCK 437076102   1,270,524 4,090 SH   DFND 1 4,090 0 0
HOME DEPOT INC COMMON STOCK 437076102   1,149,368 3,700 SH   OTR 1 3,700 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   9,830,937 47,378 SH   DFND 1 47,378 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   633,290 3,052 SH   OTR 1 3,052 0 0
HORMEL FOODS CORP COMMON STOCK 440452100   364,112 9,053 SH   DFND 1 9,053 0 0
HUMANA INC COMMON STOCK 444859102   402,417 900 SH   DFND 1 900 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   1,980,266 7,916 SH   DFND 1 7,916 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   625,400 2,500 SH   OTR 1 2,500 0 0
INTEL CORP COMMON STOCK 458140100   1,214,540 36,320 SH   DFND 1 36,320 0 0
INTEL CORP COMMON STOCK 458140100   40,128 1,200 SH   OTR 1 1,200 0 0
INT'L BUSINESS MACHINES COMMON STOCK 459200101   350,850 2,622 SH   DFND 1 2,622 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103   303,305 9,535 SH   DFND 1 9,535 0 0
INVESCO MUTUAL FUNDS - 46090E103   3,583,744 9,701 SH   DFND 1 9,701 0 0
INTUIT COMMON STOCK 461202103   2,790,837 6,091 SH   DFND 1 6,091 0 0
IRIDIUM COMMUNICATIONS INC COMMON STOCK 46269C102   207,791 3,345 SH   DFND 1 3,345 0 0
ISHARES MUTUAL FUNDS - 464287150   5,705,736 58,317 SH   DFND 1 58,317 0 0
ISHARES MUTUAL FUNDS - 464287168   12,109,175 106,877 SH   DFND 1 106,753 0 124
ISHARES MUTUAL FUNDS - 464287168   65,941 582 SH   OTR 1 582 0 0
ISHARES MUTUAL FUNDS - 464287200   120,203,530 269,690 SH   DFND 1 269,690 0 0
ISHARES MUTUAL FUNDS - 464287226   28,124,383 287,130 SH   DFND 1 287,130 0 0
ISHARES MUTUAL FUNDS - 464287234   2,550,115 64,462 SH   DFND 1 64,462 0 0
ISHARES MUTUAL FUNDS - 464287309   975,937 13,847 SH   DFND 1 13,847 0 0
ISHARES MUTUAL FUNDS - 464287408   2,376,748 14,745 SH   DFND 1 14,745 0 0
ISHARES MUTUAL FUNDS - 464287465   2,261,352 31,191 SH   DFND 1 31,191 0 0
ISHARES MUTUAL FUNDS - 464287473   624,109 5,682 SH   DFND 1 5,682 0 0
ISHARES MUTUAL FUNDS - 464287481   1,493,806 15,459 SH   DFND 1 15,441 0 18
ISHARES MUTUAL FUNDS - 464287507   6,813,124 26,056 SH   DFND 1 26,056 0 0
ISHARES MUTUAL FUNDS - 464287598   298,614 1,892 SH   DFND 1 1,892 0 0
ISHARES MUTUAL FUNDS - 464287614   954,874 3,470 SH   DFND 1 3,470 0 0
ISHARES MUTUAL FUNDS - 464287689   683,024 2,684 SH   DFND 1 2,684 0 0
ISHARES MUTUAL FUNDS - 464287804   10,062,956 100,983 SH   DFND 1 100,983 0 0
ISHARES MUTUAL FUNDS - 464288273   5,081,658 86,159 SH   DFND 1 86,117 0 42
ISHARES MUTUAL FUNDS - 464288273   117,960 2,000 SH   OTR 1 2,000 0 0
ISHARES MUTUAL FUNDS - 464288414   215,274 2,017 SH   DFND 1 2,017 0 0
ISHARES MUTUAL FUNDS - 464288448   4,052,952 153,929 SH   DFND 1 153,929 0 0
ISHARES MUTUAL FUNDS - 46432F834   74,546,920 1,190,465 SH   DFND 1 1,189,831 0 634
ISHARES MUTUAL FUNDS - 46432F834   1,194,539 19,076 SH   OTR 1 19,076 0 0
ISHARES MUTUAL FUNDS - 46432F842   34,638,503 513,163 SH   DFND 1 513,163 0 0
ISHARES MUTUAL FUNDS - 46434G103   14,458,778 293,341 SH   DFND 1 293,341 0 0
ISHARES MUTUAL FUNDS - 46434G103   14,787 300 SH   OTR 1 300 0 0
ISHARES MUTUAL FUNDS - 46434V613   7,836,941 172,354 SH   DFND 1 171,423 0 931
ISHARES MUTUAL FUNDS - 46434V878   1,462,674 29,079 SH   DFND 1 29,079 0 0
ISHARES MUTUAL FUNDS - 46435G516   415,408 5,696 SH   DFND 1 5,696 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   9,345,829 64,259 SH   DFND 1 64,259 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   87,264 600 SH   OTR 1 600 0 0
JP MORGAN MUTUAL FUNDS - 46641Q837   2,600,411 51,863 SH   DFND 1 51,863 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   10,144,065 61,286 SH   DFND 1 61,286 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   297,936 1,800 SH   OTR 1 1,800 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103   1,328,827 9,625 SH   DFND 1 9,625 0 0
KINDER MORGAN INC COMMON STOCK 49456B101   418,293 24,291 SH   DFND 1 24,291 0 0
KONINKLIJKE PHILIPS NV COMMON STOCK 500472303   895,670 41,294 SH   DFND 1 41,294 0 0
LAMB WESTON HOLDINGS, INC. COMMON STOCK 513272104   601,996 5,237 SH   DFND 1 5,237 0 0
LIBERTY MEDIA CORP COMMON STOCK 531229854   1,615,809 21,464 SH   DFND 1 21,464 0 0
LILLY ELI & CO COMMON STOCK 532457108   2,665,218 5,683 SH   DFND 1 5,683 0 0
LILLY ELI & CO COMMON STOCK 532457108   665,952 1,420 SH   OTR 1 1,420 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   210,393 457 SH   DFND 1 457 0 0
LOWES COS INC COMMON STOCK 548661107   1,118,571 4,956 SH   DFND 1 4,956 0 0
M & T BANK CORPORATION COMMON STOCK 55261F104   545,908 4,411 SH   DFND 1 4,411 0 0
MGM RESORTS INTERNATIONAL COMMON STOCK 552953101   1,957,822 44,577 SH   DFND 1 44,577 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202   318,518 1,734 SH   DFND 1 1,734 0 0
MARTIN MARIETTA MATERIALS COMMON STOCK 573284106   2,949,737 6,389 SH   DFND 1 6,389 0 0
MARVELL TECHNOLOGY INC COMMON STOCK 573874104   2,670,912 44,679 SH   DFND 1 44,679 0 0
MASTERCARD INC COMMON STOCK 57636Q104   2,324,411 5,910 SH   DFND 1 5,910 0 0
MCDONALDS CORP COMMON STOCK 580135101   5,102,509 17,099 SH   DFND 1 17,099 0 0
MCDONALDS CORP COMMON STOCK 580135101   805,707 2,700 SH   OTR 1 2,700 0 0
MCKESSON CORP COMMON STOCK 58155Q103   3,212,516 7,518 SH   DFND 1 7,518 0 0
MERCADOLIBRE INC COMMON STOCK 58733R102   942,942 796 SH   DFND 1 796 0 0
MERCK & CO INC COMMON STOCK 58933Y105   7,630,285 66,126 SH   DFND 1 66,126 0 0
METHANEX CORP COMMON STOCK 59151K108   354,542 8,570 SH   DFND 1 8,570 0 0
MICROSOFT CORP COMMON STOCK 594918104   44,216,063 129,841 SH   DFND 1 129,841 0 0
MICROSOFT CORP COMMON STOCK 594918104   2,127,694 6,248 SH   OTR 1 6,248 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105   792,055 10,859 SH   DFND 1 10,859 0 0
MORGAN STANLEY COMMON STOCK 617446448   542,801 6,356 SH   DFND 1 6,356 0 0
NATERA INC COMMON STOCK 632307104   2,137,489 43,927 SH   DFND 1 43,927 0 0
NATIONAL GRID PLC COMMON STOCK 636274409   200,374 2,976 SH   DFND 1 2,976 0 0
NETFLIX INC COMMON STOCK 64110L106   2,330,191 5,290 SH   DFND 1 5,290 0 0
NEWMONT CORPORATION COMMON STOCK 651639106   1,262,440 29,593 SH   DFND 1 29,593 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   2,563,759 34,552 SH   DFND 1 34,552 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   682,640 9,200 SH   OTR 1 9,200 0 0
NIKE INC COMMON STOCK 654106103   263,012 2,383 SH   DFND 1 2,383 0 0
NVIDIA CORP COMMON STOCK 67066G104   8,471,817 20,027 SH   DFND 1 20,027 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105   366,501 6,233 SH   DFND 1 6,233 0 0
ON SEMICONDUCTOR CORPORATION COMMON STOCK 682189105   450,958 4,768 SH   DFND 1 4,768 0 0
ORACLE CORP COMMON STOCK 68389X105   253,066 2,125 SH   DFND 1 2,125 0 0
PNC FINANCIAL SERVICES COMMON STOCK 693475105   362,233 2,876 SH   DFND 1 2,876 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105   209,262 819 SH   DFND 1 819 0 0
PARKER-HANNIFIN CORP COMMON STOCK 701094104   477,408 1,224 SH   DFND 1 1,224 0 0
PAYPAL HOLDINGS INC. COMMON STOCK 70450Y103   699,931 10,489 SH   DFND 1 10,489 0 0
PEPSICO INC COMMON STOCK 713448108   3,293,398 17,781 SH   DFND 1 17,781 0 0
PFIZER INC COMMON STOCK 717081103   4,923,479 134,228 SH   DFND 1 133,637 0 591
PFIZER INC COMMON STOCK 717081103   270,112 7,364 SH   OTR 1 7,364 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   2,085,459 21,363 SH   DFND 1 21,363 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   39,048 400 SH   OTR 1 400 0 0
PHILLIPS 66 COMMON STOCK 718546104   772,864 8,103 SH   DFND 1 8,103 0 0
PHILLIPS 66 COMMON STOCK 718546104   38,152 400 SH   OTR 1 400 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   9,923,040 65,395 SH   DFND 1 64,755 0 640
PROCTER & GAMBLE CO COMMON STOCK 742718109   531,090 3,500 SH   OTR 1 3,500 0 0
QUALCOMM INC COMMON STOCK 747525103   1,889,879 15,876 SH   DFND 1 15,876 0 0
QUALCOMM INC COMMON STOCK 747525103   333,312 2,800 SH   OTR 1 2,800 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100   888,056 6,318 SH   DFND 1 6,318 0 0
REALTY INCOME CORP COMMON STOCK 756109104   322,387 5,392 SH   DFND 1 5,392 0 0
REGIONS FINANCIAL CORP COMMON STOCK 7591EP100   194,327 10,905 SH   DFND 1 10,905 0 0
SHELL PLC COMMON STOCK 780259305   908,416 15,045 SH   DFND 1 15,045 0 0
S&P GLOBAL INC COMMON STOCK 78409V104   3,142,577 7,839 SH   DFND 1 7,839 0 0
SPDR MUTUAL FUNDS - 78462F103   96,951,986 218,715 SH   DFND 1 104,855 0 113,860
SPDR MUTUAL FUNDS - 78462F103   39,895 90 SH   OTR 1 90 0 0
SPDR MUTUAL FUNDS - 78463X889   205,947 6,329 SH   DFND 1 6,299 0 30
SPDR MUTUAL FUNDS - 78464A805   1,698,475 31,199 SH   DFND 1 31,199 0 0
SPDR MUTUAL FUNDS - 78467Y107   723,155 1,510 SH   DFND 1 1,510 0 0
SALESFORCE INC COMMON STOCK 79466L302   1,115,878 5,282 SH   DFND 1 5,282 0 0
SANOFI COMMON STOCK 80105N105   980,831 18,197 SH   DFND 1 18,197 0 0
SAP SE COMMON STOCK 803054204   443,536 3,242 SH   DFND 1 3,242 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108   1,227,264 24,985 SH   DFND 1 24,985 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105   1,296,893 22,881 SH   DFND 1 22,881 0 0
SCHWAB MUTUAL FUNDS - 808524805   535,825 15,030 SH   DFND 1 14,954 0 76
SEMPRA ENERGY COMMON STOCK 816851109   486,999 3,345 SH   DFND 1 3,345 0 0
SERVICENOW INC. COMMON STOCK 81762P102   1,288,600 2,293 SH   DFND 1 2,293 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102   278,338 4,716 SH   DFND 1 4,716 0 0
SOUTHERN CO COMMON STOCK 842587107   2,020,967 28,768 SH   DFND 1 27,768 0 1,000
STANLEY BLACK & DECKER INC COMMON STOCK 854502101   233,525 2,492 SH   DFND 1 2,492 0 0
STARBUCKS CORP COMMON STOCK 855244109   1,227,748 12,394 SH   DFND 1 12,394 0 0
STARBUCKS CORP COMMON STOCK 855244109   29,718 300 SH   OTR 1 300 0 0
STATE STREET CORP COMMON STOCK 857477103   368,387 5,034 SH   DFND 1 5,034 0 0
TJX COMPANIES INC COMMON STOCK 872540109   398,088 4,695 SH   DFND 1 4,695 0 0
TARGET CORP COMMON STOCK 87612E106   512,171 3,883 SH   DFND 1 3,883 0 0
TESLA INC. COMMON STOCK 88160R101   2,215,884 8,465 SH   DFND 1 8,465 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   331,057 1,839 SH   DFND 1 1,839 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   582,365 3,235 SH   OTR 1 3,235 0 0
THE TRADE DESK, INC. COMMON STOCK 88339J105   1,317,300 17,059 SH   DFND 1 17,059 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   2,448,581 4,693 SH   DFND 1 4,693 0 0
3M CO COMMON STOCK 88579Y101   1,412,570 14,113 SH   DFND 1 13,913 0 200
3M CO COMMON STOCK 88579Y101   37,033 370 SH   OTR 1 370 0 0
TRANSDIGM GROUP INC COMMON STOCK 893641100   4,927,778 5,511 SH   DFND 1 5,511 0 0
TRANSMEDICS GROUP INC COMMON STOCK 89377M109   2,118,742 25,229 SH   DFND 1 25,229 0 0
TRAVELERS COS INC COMMON STOCK 89417E109   603,818 3,477 SH   DFND 1 3,477 0 0
TRAVELERS COS INC COMMON STOCK 89417E109   260,490 1,500 SH   OTR 1 1,500 0 0
TRIP.COM GROUP LTD-ADR COMMON STOCK 89677Q107   847,105 24,203 SH   DFND 1 24,203 0 0
US BANCORP COMMON STOCK 902973304   854,118 25,851 SH   DFND 1 25,851 0 0
UBER TECHNOLOGIES COMMON STOCK 90353T100   215,633 4,995 SH   DFND 1 4,995 0 0
UNILEVER PLC COMMON STOCK 904767704   200,597 3,848 SH   DFND 1 3,848 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   1,280,924 6,260 SH   DFND 1 6,260 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   675,246 3,300 SH   OTR 1 3,300 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   1,196,502 6,675 SH   DFND 1 6,675 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   35,850 200 SH   OTR 1 200 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   2,982,376 6,205 SH   DFND 1 6,205 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   96,128 200 SH   OTR 1 200 0 0
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VANGUARD MUTUAL FUNDS - 921946794   624,606 9,883 SH   OTR 1 9,883 0 0
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VANGUARD MUTUAL FUNDS - 922042858   47,433,288 1,166,010 SH   DFND 1 1,137,781 0 28,229
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VAXCYTE COMMON STOCK 92243G108   977,527 19,574 SH   DFND 1 19,574 0 0
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VERIZON COMMUNICATIONS COMMON STOCK 92343V104   1,751,310 47,091 SH   DFND 1 47,091 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   78,099 2,100 SH   OTR 1 2,100 0 0
VERTIV HOLDINGS CO COMMON STOCK 92537N108   557,498 22,507 SH   DFND 1 22,507 0 0
VISA INC COMMON STOCK 92826C839   10,002,657 42,120 SH   DFND 1 42,120 0 0
WABTEC CORPORATION COMMON STOCK 929740108   1,827,545 16,664 SH   DFND 1 16,664 0 0
WALMART INC COMMON STOCK 931142103   4,256,904 27,083 SH   DFND 1 27,083 0 0
WALMART INC COMMON STOCK 931142103   141,462 900 SH   OTR 1 900 0 0
WELLS FARGO COMPANY COMMON STOCK 949746101   481,347 11,278 SH   DFND 1 11,278 0 0
WEYERHAEUSER CO COMMON STOCK 962166104   345,824 10,320 SH   DFND 1 10,320 0 0
XCEL ENERGY INC COMMON STOCK 98389B100   232,143 3,734 SH   DFND 1 3,734 0 0
ACCENTURE PLC COMMON STOCK G1151C101   404,857 1,312 SH   DFND 1 1,312 0 0
ACCENTURE PLC COMMON STOCK G1151C101   61,716 200 SH   OTR 1 200 0 0
EATON CORP PLC COMMON STOCK G29183103   1,489,761 7,408 SH   DFND 1 7,408 0 0
MEDTRONIC PLC COMMON STOCK G5960L103   1,092,095 12,396 SH   DFND 1 12,396 0 0
TRANE TECHNOLOGIES PLC COMMON STOCK G8994E103   392,657 2,053 SH   DFND 1 2,053 0 0
CHUBB LTD COMMON STOCK H1467J104   753,104 3,911 SH   DFND 1 3,911 0 0
TE CONNECTIVITY LTD COMMON STOCK H84989104   384,878 2,746 SH   DFND 1 2,746 0 0