The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD COMMON STOCK 000375204   446,726 13,024 SH   DFND 1 13,024 0 0
AT&T INC COMMON STOCK 00206R102   270,101 14,031 SH   DFND 1 14,031 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100   3,020,283 29,827 SH   DFND 1 28,227 0 1,600
ABBOTT LABORATORIES COMMON STOCK 002824100   344,284 3,400 SH   OTR 1 3,400 0 0
ABBVIE INC COMMON STOCK 00287Y109   7,214,530 45,269 SH   DFND 1 43,669 0 1,600
ABBVIE INC COMMON STOCK 00287Y109   547,755 3,437 SH   OTR 1 3,437 0 0
ACADIA HEALTHCARE CO INC. COMMON STOCK 00404A109   1,595,140 22,078 SH   DFND 1 22,078 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101   237,772 617 SH   DFND 1 617 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107   2,473,472 25,237 SH   DFND 1 25,237 0 0
AIR PRODUCTS & CHEMICAL INC COMMON STOCK 009158106   1,114,087 3,879 SH   DFND 1 3,879 0 0
ALASKA AIR GROUP INC COMMON STOCK 011659109   282,266 6,727 SH   DFND 1 6,727 0 0
ALEXANDER & BALDWIN INC COMMON STOCK 014491104   729,491 38,577 SH   DFND 1 38,577 0 0
ALLSTATE CORP COMMON STOCK 020002101   1,358,975 12,264 SH   DFND 1 12,264 0 0
ALPHABET INC COMMON STOCK 02079K107   5,293,288 50,897 SH   DFND 1 50,897 0 0
ALPHABET INC COMMON STOCK 02079K107   249,600 2,400 SH   OTR 1 2,400 0 0
ALPHABET INC COMMON STOCK 02079K305   5,648,415 54,453 SH   DFND 1 54,453 0 0
ALPHABET INC COMMON STOCK 02079K305   248,952 2,400 SH   OTR 1 2,400 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   735,605 16,486 SH   DFND 1 16,486 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   26,772 600 SH   OTR 1 600 0 0
AMAZON.COM INC COMMON STOCK 023135106   7,523,439 72,838 SH   DFND 1 72,838 0 0
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101   516,009 5,671 SH   DFND 1 5,671 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   1,268,798 7,692 SH   DFND 1 7,692 0 0
AMETEK INC COMMON STOCK 031100100   247,352 1,702 SH   DFND 1 1,702 0 0
AMGEN INC COMMON STOCK 031162100   230,874 955 SH   DFND 1 955 0 0
AMPHENOL CORP COMMON STOCK 032095101   645,506 7,899 SH   DFND 1 7,899 0 0
ELEVANCE HEALTH INC COMMON STOCK 036752103   209,213 455 SH   DFND 1 455 0 0
APPLE INC COMMON STOCK 037833100   27,785,487 168,499 SH   DFND 1 168,499 0 0
APPLE INC COMMON STOCK 037833100   1,888,435 11,452 SH   OTR 1 11,452 0 0
ARCHER-DANIELS MIDLAND CO COMMON STOCK 039483102   628,836 7,894 SH   DFND 1 7,894 0 0
ASTRAZENECA COMMON STOCK 046353108   953,768 13,741 SH   DFND 1 13,741 0 0
AUTOLIV INC COMMON STOCK 052800109   217,529 2,330 SH   DFND 1 2,330 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   1,537,931 6,908 SH   DFND 1 6,908 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   454,165 2,040 SH   OTR 1 2,040 0 0
AUTOZONE INC COMMON STOCK 053332102   666,154 271 SH   DFND 1 271 0 0
AVERY DENNISON CORP COMMON STOCK 053611109   264,996 1,481 SH   DFND 1 1,481 0 0
BCE INC COMMON STOCK 05534B760   364,996 8,149 SH   DFND 1 8,149 0 0
BAKER HUGHES CO COMMON STOCK 05722G100   690,735 23,934 SH   DFND 1 23,934 0 0
BALL CORP COMMON STOCK 058498106   876,582 15,906 SH   DFND 1 15,906 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104   671,070 23,464 SH   DFND 1 23,464 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109   988,374 18,978 SH   DFND 1 18,978 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109   297,064 5,704 SH   OTR 1 5,704 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   4,844,296 15,689 SH   DFND 1 15,689 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   15,439 50 SH   OTR 1 50 0 0
BIOGEN INC. COMMON STOCK 09062X103   934,454 3,361 SH   DFND 1 3,361 0 0
BLACKBAUD INC COMMON STOCK 09227Q100   628,487 9,069 SH   DFND 1 9,069 0 0
BLACKROCK INC COMMON STOCK 09247X101   1,329,537 1,987 SH   DFND 1 1,987 0 0
BLACKROCK INC COMMON STOCK 09247X101   110,405 165 SH   OTR 1 165 0 0
BOEING CO COMMON STOCK 097023105   240,896 1,134 SH   DFND 1 1,134 0 0
BOEING CO COMMON STOCK 097023105   42,486 200 SH   OTR 1 200 0 0
BOOZ ALLEN HAMILTON HOLDING CORP COMMON STOCK 099502106   298,740 3,223 SH   DFND 1 3,223 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107   346,508 6,926 SH   DFND 1 6,926 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   1,019,411 14,708 SH   DFND 1 14,708 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   388,136 5,600 SH   OTR 1 5,600 0 0
CME GROUP INC COMMON STOCK 12572Q105   1,028,655 5,371 SH   DFND 1 5,371 0 0
CSX CORP COMMON STOCK 126408103   384,071 12,828 SH   DFND 1 12,828 0 0
CVS/CAREMARK CORP COMMON STOCK 126650100   312,921 4,211 SH   DFND 1 4,211 0 0
CVS/CAREMARK CORP COMMON STOCK 126650100   148,620 2,000 SH   OTR 1 2,000 0 0
CANADIAN IMPERIAL BANK COMMON STOCK 136069101   496,654 11,708 SH   DFND 1 11,708 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104   725,598 15,860 SH   DFND 1 15,860 0 0
CATERPILLAR INC COMMON STOCK 149123101   4,195,780 18,335 SH   DFND 1 18,335 0 0
CATERPILLAR INC COMMON STOCK 149123101   594,984 2,600 SH   OTR 1 2,600 0 0
CHEVRON CORP COMMON STOCK 166764100   6,827,755 41,847 SH   DFND 1 41,847 0 0
CISCO SYSTEMS COMMON STOCK 17275R102   2,470,732 47,264 SH   DFND 1 47,264 0 0
CLOROX CO COMMON STOCK 189054109   1,266,237 8,002 SH   DFND 1 8,002 0 0
COCA COLA CO COMMON STOCK 191216100   5,904,949 95,195 SH   DFND 1 95,195 0 0
COCA COLA CO COMMON STOCK 191216100   372,180 6,000 SH   OTR 1 6,000 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   2,351,179 23,699 SH   DFND 1 23,699 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   39,684 400 SH   OTR 1 400 0 0
CORTEVA INC COMMON STOCK 22052L104   239,069 3,964 SH   DFND 1 3,964 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   950,016 1,912 SH   DFND 1 1,912 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   4,472 9 SH   OTR 1 9 0 0
CROWN CASTLE INC COMMON STOCK 22822V101   202,100 1,510 SH   DFND 1 1,510 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109   327,711 3,111 SH   DFND 1 3,111 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109   115,874 1,100 SH   OTR 1 1,100 0 0
DANAHER CORP COMMON STOCK 235851102   3,159,570 12,536 SH   DFND 1 12,536 0 0
DATADOG INC COMMON STOCK 23804L103   965,507 13,288 SH   DFND 1 13,288 0 0
DEERE & CO COMMON STOCK 244199105   684,971 1,659 SH   DFND 1 1,659 0 0
DISNEY WALT CO COMMON STOCK 254687106   955,240 9,540 SH   DFND 1 9,540 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109   481,775 8,617 SH   DFND 1 8,617 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   1,398,140 14,493 SH   DFND 1 14,493 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   657,916 9,167 SH   DFND 1 9,167 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   14,354 200 SH   OTR 1 200 0 0
EOG RESOURCES INC COMMON STOCK 26875P101   2,323,436 20,269 SH   DFND 1 20,269 0 0
EMBRAER SA COMMON STOCK 29082A107   960,856 58,696 SH   DFND 1 58,696 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   786,526 9,026 SH   DFND 1 9,026 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   270,134 3,100 SH   OTR 1 3,100 0 0
ENBRIDGE INC COMMON STOCK 29250N105   336,868 8,830 SH   DFND 1 8,830 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   4,749,049 43,307 SH   DFND 1 42,283 0 1,024
EXXON MOBIL CORP COMMON STOCK 30231G102   405,742 3,700 SH   OTR 1 3,700 0 0
META PLATFORMS INC COMMON STOCK 30303M102   1,953,668 9,218 SH   DFND 1 9,218 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100   368,113 13,818 SH   DFND 1 13,818 0 0
FIRST SOLAR INC COMMON STOCK 336433107   1,370,696 6,302 SH   DFND 1 6,302 0 0
FIRSTENERGY CORP COMMON STOCK 337932107   825,275 20,601 SH   DFND 1 20,601 0 0
FORD MOTOR COMPANY COMMON STOCK 345370860   140,049 11,115 SH   DFND 1 11,115 0 0
GFL ENVIRONMENTAL INC COMMON STOCK 36168Q104   405,805 11,783 SH   DFND 1 11,783 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   2,167,992 9,500 SH   DFND 1 9,500 0 0
GENERAL MILLS INC COMMON STOCK 370334104   3,382,678 39,582 SH   DFND 1 39,582 0 0
GENERAL MILLS INC COMMON STOCK 370334104   341,840 4,000 SH   OTR 1 4,000 0 0
GENUINE PARTS CO COMMON STOCK 372460105   384,813 2,300 SH   OTR 1 2,300 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   1,156,108 13,934 SH   DFND 1 13,934 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   41,485 500 SH   OTR 1 500 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   1,554,753 4,753 SH   DFND 1 4,753 0 0
GRAINGER W W INC COMMON STOCK 384802104   283,790 412 SH   DFND 1 412 0 0
HARLEY-DAVIDSON COMMON STOCK 412822108   224,365 5,909 SH   DFND 1 5,909 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104   870,219 12,487 SH   DFND 1 12,487 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104   69,690 1,000 SH   OTR 1 1,000 0 0
HAWAIIAN ELECTRIC INDS INC COMMON STOCK 419870100   2,076,442 54,074 SH   DFND 1 54,074 0 0
HOME DEPOT INC COMMON STOCK 437076102   1,231,234 4,172 SH   DFND 1 4,172 0 0
HOME DEPOT INC COMMON STOCK 437076102   1,091,944 3,700 SH   OTR 1 3,700 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   9,055,265 47,380 SH   DFND 1 47,380 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   583,298 3,052 SH   OTR 1 3,052 0 0
HORMEL FOODS CORP COMMON STOCK 440452100   361,034 9,053 SH   DFND 1 9,053 0 0
HUMANA INC COMMON STOCK 444859102   436,914 900 SH   DFND 1 900 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104   133,145 11,888 SH   DFND 1 11,888 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   2,013,089 8,269 SH   DFND 1 8,269 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   608,625 2,500 SH   OTR 1 2,500 0 0
INTEL CORP COMMON STOCK 458140100   1,341,237 41,054 SH   DFND 1 41,054 0 0
INTEL CORP COMMON STOCK 458140100   39,204 1,200 SH   OTR 1 1,200 0 0
INT'L BUSINESS MACHINES COMMON STOCK 459200101   349,617 2,667 SH   DFND 1 2,667 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103   387,613 10,749 SH   DFND 1 10,749 0 0
INVESCO MUTUAL FUNDS - 46090E103   3,113,342 9,701 SH   DFND 1 9,701 0 0
INTUIT COMMON STOCK 461202103   3,860,443 8,659 SH   DFND 1 8,659 0 0
IRIDIUM COMMUNICATIONS INC COMMON STOCK 46269C102   231,928 3,745 SH   DFND 1 3,745 0 0
ISHARES MUTUAL FUNDS - 464287150   5,387,907 59,502 SH   DFND 1 59,502 0 0
ISHARES MUTUAL FUNDS - 464287168   12,917,575 110,237 SH   DFND 1 110,111 0 126
ISHARES MUTUAL FUNDS - 464287168   68,199 582 SH   OTR 1 582 0 0
ISHARES MUTUAL FUNDS - 464287200   115,515,946 281,006 SH   DFND 1 281,006 0 0
ISHARES MUTUAL FUNDS - 464287226   27,869,905 279,706 SH   DFND 1 279,706 0 0
ISHARES MUTUAL FUNDS - 464287234   2,563,596 64,967 SH   DFND 1 64,967 0 0
ISHARES MUTUAL FUNDS - 464287309   884,684 13,847 SH   DFND 1 13,847 0 0
ISHARES MUTUAL FUNDS - 464287408   2,254,546 14,856 SH   DFND 1 14,856 0 0
ISHARES MUTUAL FUNDS - 464287465   2,227,347 31,143 SH   DFND 1 31,143 0 0
ISHARES MUTUAL FUNDS - 464287473   963,869 9,076 SH   DFND 1 9,076 0 0
ISHARES MUTUAL FUNDS - 464287481   1,539,751 16,911 SH   DFND 1 16,893 0 18
ISHARES MUTUAL FUNDS - 464287507   6,662,011 26,631 SH   DFND 1 26,631 0 0
ISHARES MUTUAL FUNDS - 464287598   429,678 2,822 SH   DFND 1 2,822 0 0
ISHARES MUTUAL FUNDS - 464287614   847,825 3,470 SH   DFND 1 3,470 0 0
ISHARES MUTUAL FUNDS - 464287804   9,526,691 98,518 SH   DFND 1 98,518 0 0
ISHARES MUTUAL FUNDS - 464288273   5,298,835 89,041 SH   DFND 1 88,999 0 42
ISHARES MUTUAL FUNDS - 464288273   119,020 2,000 SH   OTR 1 2,000 0 0
ISHARES MUTUAL FUNDS - 464288414   217,312 2,017 SH   DFND 1 2,017 0 0
ISHARES MUTUAL FUNDS - 464288448   5,086,040 185,014 SH   DFND 1 185,014 0 0
ISHARES MUTUAL FUNDS - 46432F834   76,472,095 1,234,416 SH   DFND 1 1,233,782 0 634
ISHARES MUTUAL FUNDS - 46432F834   1,181,758 19,076 SH   OTR 1 19,076 0 0
ISHARES MUTUAL FUNDS - 46432F842   35,730,189 534,483 SH   DFND 1 534,483 0 0
ISHARES MUTUAL FUNDS - 46434G103   12,859,873 263,576 SH   DFND 1 263,576 0 0
ISHARES MUTUAL FUNDS - 46434G103   14,637 300 SH   OTR 1 300 0 0
ISHARES MUTUAL FUNDS - 46434V613   8,924,770 193,386 SH   DFND 1 192,455 0 931
ISHARES MUTUAL FUNDS - 46434V878   1,323,485 26,338 SH   DFND 1 26,338 0 0
ISHARES MUTUAL FUNDS - 46435G425   4,175,534 46,164 SH   DFND 1 46,164 0 0
ISHARES MUTUAL FUNDS - 46435G516   455,968 6,347 SH   DFND 1 6,347 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   8,402,783 64,483 SH   DFND 1 64,483 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   78,186 600 SH   OTR 1 600 0 0
JP MORGAN MUTUAL FUNDS - 46641Q837   2,471,818 49,122 SH   DFND 1 49,122 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   9,523,975 61,445 SH   DFND 1 61,445 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   279,000 1,800 SH   OTR 1 1,800 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103   1,513,467 11,276 SH   DFND 1 11,276 0 0
KINDER MORGAN INC COMMON STOCK 49456B101   384,383 21,952 SH   DFND 1 21,952 0 0
KONINKLIJKE PHILIPS NV COMMON STOCK 500472303   699,540 38,122 SH   DFND 1 38,122 0 0
KRAFT HEINZ CO COMMON STOCK 500754106   355,877 9,203 SH   DFND 1 9,203 0 0
LPL FINANCIAL HOLDINGS INC COMMON STOCK 50212V100   510,452 2,522 SH   DFND 1 2,522 0 0
LAMB WESTON HOLDINGS, INC. COMMON STOCK 513272104   543,505 5,200 SH   DFND 1 5,200 0 0
LIBERTY MEDIA CORP COMMON STOCK 531229854   1,248,163 16,680 SH   DFND 1 16,680 0 0
LILLY ELI & CO COMMON STOCK 532457108   1,886,063 5,492 SH   DFND 1 5,492 0 0
LILLY ELI & CO COMMON STOCK 532457108   487,656 1,420 SH   OTR 1 1,420 0 0
LIVE NATION ENTERTAINMENT INC COMMON STOCK 538034109   1,637,020 23,386 SH   DFND 1 23,386 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   215,093 455 SH   DFND 1 455 0 0
LOWES COS INC COMMON STOCK 548661107   991,054 4,956 SH   DFND 1 4,956 0 0
M & T BANK CORPORATION COMMON STOCK 55261F104   453,768 3,795 SH   DFND 1 3,795 0 0
MGM RESORTS INTERNATIONAL COMMON STOCK 552953101   3,202,507 72,096 SH   DFND 1 72,096 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202   287,913 1,734 SH   DFND 1 1,734 0 0
MARTIN MARIETTA MATERIALS COMMON STOCK 573284106   1,662,387 4,682 SH   DFND 1 4,682 0 0
MARVELL TECHNOLOGY INC COMMON STOCK 573874104   1,950,977 45,057 SH   DFND 1 45,057 0 0
MASTERCARD INC COMMON STOCK 57636Q104   2,232,431 6,143 SH   DFND 1 6,143 0 0
MCDONALDS CORP COMMON STOCK 580135101   4,814,046 17,217 SH   DFND 1 17,217 0 0
MCDONALDS CORP COMMON STOCK 580135101   754,947 2,700 SH   OTR 1 2,700 0 0
MCKESSON CORP COMMON STOCK 58155Q103   3,551,963 9,976 SH   DFND 1 9,976 0 0
MERCADOLIBRE INC COMMON STOCK 58733R102   983,269 746 SH   DFND 1 746 0 0
MERCK & CO INC COMMON STOCK 58933Y105   6,941,315 65,244 SH   DFND 1 65,244 0 0
METHANEX CORP COMMON STOCK 59151K108   359,119 7,718 SH   DFND 1 7,718 0 0
MICROSOFT CORP COMMON STOCK 594918104   38,328,059 132,945 SH   DFND 1 132,945 0 0
MICROSOFT CORP COMMON STOCK 594918104   1,801,298 6,248 SH   OTR 1 6,248 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105   757,090 10,859 SH   DFND 1 10,859 0 0
MORGAN STANLEY COMMON STOCK 617446448   559,374 6,371 SH   DFND 1 6,371 0 0
NATERA INC COMMON STOCK 632307104   2,417,175 43,537 SH   DFND 1 43,537 0 0
NATIONAL GRID PLC COMMON STOCK 636274409   276,990 4,074 SH   DFND 1 4,074 0 0
NETFLIX INC COMMON STOCK 64110L106   1,535,315 4,444 SH   DFND 1 4,444 0 0
NEWMONT CORPORATION COMMON STOCK 651639106   1,426,538 29,101 SH   DFND 1 29,101 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   2,731,871 35,442 SH   DFND 1 35,442 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   709,136 9,200 SH   OTR 1 9,200 0 0
NVIDIA CORP COMMON STOCK 67066G104   5,229,297 18,826 SH   DFND 1 18,826 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105   389,126 6,233 SH   DFND 1 6,233 0 0
ON SEMICONDUCTOR CORPORATION COMMON STOCK 682189105   389,043 4,726 SH   DFND 1 4,726 0 0
PNC FINANCIAL SERVICES COMMON STOCK 693475105   348,509 2,742 SH   DFND 1 2,742 0 0
PARKER-HANNIFIN CORP COMMON STOCK 701094104   411,399 1,224 SH   DFND 1 1,224 0 0
PAYPAL HOLDINGS INC. COMMON STOCK 70450Y103   1,373,610 18,088 SH   DFND 1 18,088 0 0
PEPSICO INC COMMON STOCK 713448108   3,417,400 18,746 SH   DFND 1 18,746 0 0
PFIZER INC COMMON STOCK 717081103   5,636,803 138,157 SH   DFND 1 137,566 0 591
PFIZER INC COMMON STOCK 717081103   300,451 7,364 SH   OTR 1 7,364 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   2,173,540 22,350 SH   DFND 1 22,350 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   38,900 400 SH   OTR 1 400 0 0
PHILLIPS 66 COMMON STOCK 718546104   842,265 8,308 SH   DFND 1 8,308 0 0
PHILLIPS 66 COMMON STOCK 718546104   40,552 400 SH   OTR 1 400 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   9,797,933 65,895 SH   DFND 1 65,255 0 640
PROCTER & GAMBLE CO COMMON STOCK 742718109   520,415 3,500 SH   OTR 1 3,500 0 0
PROMETHEUS BIOSCIENCES INC COMMON STOCK 74349U108   535,099 4,986 SH   DFND 1 4,986 0 0
QUALCOMM INC COMMON STOCK 747525103   2,025,339 15,875 SH   DFND 1 15,875 0 0
QUALCOMM INC COMMON STOCK 747525103   357,224 2,800 SH   OTR 1 2,800 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100   916,931 6,481 SH   DFND 1 6,481 0 0
REALTY INCOME CORP COMMON STOCK 756109104   368,204 5,815 SH   DFND 1 5,815 0 0
REGIONS FINANCIAL CORP COMMON STOCK 7591EP100   214,461 11,555 SH   DFND 1 11,555 0 0
SHELL PLC COMMON STOCK 780259305   1,058,278 18,392 SH   DFND 1 18,392 0 0
S&P GLOBAL INC COMMON STOCK 78409V104   2,743,681 7,958 SH   DFND 1 7,958 0 0
SPDR MUTUAL FUNDS - 78462F103   92,610,985 226,217 SH   DFND 1 112,357 0 113,860
SPDR MUTUAL FUNDS - 78462F103   36,845 90 SH   OTR 1 90 0 0
SPDR MUTUAL FUNDS - 78463X889   245,978 7,658 SH   DFND 1 7,628 0 30
SPDR MUTUAL FUNDS - 78464A805   1,748,509 34,672 SH   DFND 1 34,672 0 0
SPDR MUTUAL FUNDS - 78467Y107   692,199 1,510 SH   DFND 1 1,510 0 0
SALESFORCE INC COMMON STOCK 79466L302   557,782 2,792 SH   DFND 1 2,792 0 0
SANOFI COMMON STOCK 80105N105   1,027,451 18,880 SH   DFND 1 18,880 0 0
SAP SE COMMON STOCK 803054204   414,203 3,273 SH   DFND 1 3,273 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108   377,045 7,679 SH   DFND 1 7,679 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105   1,201,860 22,945 SH   DFND 1 22,945 0 0
SCHWAB MUTUAL FUNDS - 808524805   581,473 16,709 SH   DFND 1 16,633 0 76
SEMPRA ENERGY COMMON STOCK 816851109   593,152 3,924 SH   DFND 1 3,924 0 0
SERVICENOW INC. COMMON STOCK 81762P102   1,053,982 2,268 SH   DFND 1 2,268 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102   287,676 4,716 SH   DFND 1 4,716 0 0
SOUTHERN CO COMMON STOCK 842587107   1,910,320 27,455 SH   DFND 1 26,455 0 1,000
STANLEY BLACK & DECKER INC COMMON STOCK 854502101   200,805 2,492 SH   DFND 1 2,492 0 0
STARBUCKS CORP COMMON STOCK 855244109   1,254,045 12,043 SH   DFND 1 12,043 0 0
STARBUCKS CORP COMMON STOCK 855244109   31,239 300 SH   OTR 1 300 0 0
STATE STREET CORP COMMON STOCK 857477103   384,051 5,074 SH   DFND 1 5,074 0 0
TJX COMPANIES INC COMMON STOCK 872540109   369,626 4,717 SH   DFND 1 4,717 0 0
TARGET CORP COMMON STOCK 87612E106   648,776 3,917 SH   DFND 1 3,917 0 0
TESLA INC. COMMON STOCK 88160R101   1,851,380 8,924 SH   DFND 1 8,924 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   340,398 1,830 SH   DFND 1 1,830 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   601,742 3,235 SH   OTR 1 3,235 0 0
THE TRADE DESK, INC. COMMON STOCK 88339J105   1,044,976 17,156 SH   DFND 1 17,156 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   2,707,211 4,697 SH   DFND 1 4,697 0 0
3M CO COMMON STOCK 88579Y101   1,794,438 17,072 SH   DFND 1 16,872 0 200
3M CO COMMON STOCK 88579Y101   38,891 370 SH   OTR 1 370 0 0
TRANSDIGM GROUP INC COMMON STOCK 893641100   4,084,729 5,542 SH   DFND 1 5,542 0 0
TRANSMEDICS GROUP INC COMMON STOCK 89377M109   885,205 11,689 SH   DFND 1 11,689 0 0
TRAVELERS COS INC COMMON STOCK 89417E109   603,192 3,519 SH   DFND 1 3,519 0 0
TRAVELERS COS INC COMMON STOCK 89417E109   257,115 1,500 SH   OTR 1 1,500 0 0
TRIP.COM GROUP LTD-ADR COMMON STOCK 89677Q107   890,930 23,651 SH   DFND 1 23,651 0 0
TYSON FOODS INC COMMON STOCK 902494103   318,669 5,372 SH   DFND 1 5,372 0 0
US BANCORP COMMON STOCK 902973304   972,391 26,973 SH   DFND 1 26,973 0 0
UBER TECHNOLOGIES COMMON STOCK 90353T100   698,360 22,030 SH   DFND 1 22,030 0 0
UNILEVER PLC COMMON STOCK 904767704   255,653 4,923 SH   DFND 1 4,923 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   1,272,164 6,321 SH   DFND 1 6,321 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   664,158 3,300 SH   OTR 1 3,300 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   1,341,445 6,915 SH   DFND 1 6,915 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   38,798 200 SH   OTR 1 200 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   3,775,049 7,988 SH   DFND 1 7,988 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   94,518 200 SH   OTR 1 200 0 0
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VERIZON COMMUNICATIONS COMMON STOCK 92343V104   81,669 2,100 SH   OTR 1 2,100 0 0
VISA INC COMMON STOCK 92826C839   9,581,381 42,497 SH   DFND 1 42,497 0 0
WABTEC CORPORATION COMMON STOCK 929740108   1,743,488 17,252 SH   DFND 1 17,252 0 0
WALMART INC COMMON STOCK 931142103   3,923,653 26,610 SH   DFND 1 26,610 0 0
WALMART INC COMMON STOCK 931142103   132,705 900 SH   OTR 1 900 0 0
WELLS FARGO COMPANY COMMON STOCK 949746101   426,469 11,409 SH   DFND 1 11,409 0 0
WEYERHAEUSER CO COMMON STOCK 962166104   335,498 11,135 SH   DFND 1 11,135 0 0
XCEL ENERGY INC COMMON STOCK 98389B100   253,912 3,765 SH   DFND 1 3,765 0 0
YUM! BRANDS INC COMMON STOCK 988498101   264,293 2,001 SH   DFND 1 2,001 0 0
ZIONS BANCORP COMMON STOCK 989701107   207,417 6,930 SH   DFND 1 6,930 0 0
ACCENTURE PLC COMMON STOCK G1151C101   378,983 1,326 SH   DFND 1 1,326 0 0
ACCENTURE PLC COMMON STOCK G1151C101   57,162 200 SH   OTR 1 200 0 0
EATON CORP PLC COMMON STOCK G29183103   1,541,201 8,995 SH   DFND 1 8,995 0 0
MEDTRONIC PLC COMMON STOCK G5960L103   1,025,887 12,725 SH   DFND 1 12,725 0 0
TRANE TECHNOLOGIES PLC COMMON STOCK G8994E103   387,095 2,104 SH   DFND 1 2,104 0 0
CHUBB LTD COMMON STOCK H1467J104   800,607 4,123 SH   DFND 1 4,123 0 0
TE CONNECTIVITY LTD COMMON STOCK H84989104   555,033 4,232 SH   DFND 1 4,232 0 0