The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD COMMON STOCK 000375204   416,478 13,673 SH   DFND 1 13,673 0 0
AT&T INC COMMON STOCK 00206R102   524,908 28,512 SH   DFND 1 28,512 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100   3,283,489 29,907 SH   DFND 1 28,307 0 1,600
ABBOTT LABORATORIES COMMON STOCK 002824100   373,286 3,400 SH   OTR 1 3,400 0 0
ABBVIE INC COMMON STOCK 00287Y109   7,332,087 45,369 SH   DFND 1 43,769 0 1,600
ABBVIE INC COMMON STOCK 00287Y109   555,454 3,437 SH   OTR 1 3,437 0 0
ACADIA HEALTHCARE CO INC. COMMON STOCK 00404A109   1,540,123 18,709 SH   DFND 1 18,709 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101   214,034 636 SH   DFND 1 636 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107   2,375,117 36,670 SH   DFND 1 36,670 0 0
AIR PRODUCTS & CHEMICAL INC COMMON STOCK 009158106   1,164,916 3,779 SH   DFND 1 3,779 0 0
ALASKA AIR GROUP INC COMMON STOCK 011659109   374,611 8,724 SH   DFND 1 8,724 0 0
ALEXANDER & BALDWIN INC COMMON STOCK 014491104   726,967 38,813 SH   DFND 1 38,813 0 0
ALIBABA GROUP HOLDING LTD. COMMON STOCK 01609W102   376,234 4,271 SH   DFND 1 4,271 0 0
ALLSTATE CORP COMMON STOCK 020002101   2,053,796 15,146 SH   DFND 1 15,146 0 0
ALPHABET INC COMMON STOCK 02079K107   4,793,904 54,028 SH   DFND 1 54,028 0 0
ALPHABET INC COMMON STOCK 02079K107   212,952 2,400 SH   OTR 1 2,400 0 0
ALPHABET INC COMMON STOCK 02079K305   5,563,345 63,055 SH   DFND 1 63,055 0 0
ALPHABET INC COMMON STOCK 02079K305   211,752 2,400 SH   OTR 1 2,400 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   815,465 17,840 SH   DFND 1 17,840 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   27,426 600 SH   OTR 1 600 0 0
AMAZON.COM INC COMMON STOCK 023135106   6,028,176 71,764 SH   DFND 1 71,764 0 0
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101   567,614 5,978 SH   DFND 1 5,978 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   1,140,488 7,719 SH   DFND 1 7,719 0 0
AMETEK INC COMMON STOCK 031100100   286,705 2,052 SH   DFND 1 2,052 0 0
AMGEN INC COMMON STOCK 031162100   258,699 985 SH   DFND 1 985 0 0
AMPHENOL CORP COMMON STOCK 032095101   612,621 8,046 SH   DFND 1 8,046 0 0
ANTERO RESOURCES CORP COMMON STOCK 03674X106   418,399 13,501 SH   DFND 1 13,501 0 0
ELEVANCE HEALTH INC COMMON STOCK 036752103   266,234 519 SH   DFND 1 519 0 0
APPLE INC COMMON STOCK 037833100   22,712,154 174,803 SH   DFND 1 174,803 0 0
APPLE INC COMMON STOCK 037833100   1,487,958 11,452 SH   OTR 1 11,452 0 0
ARCHER-DANIELS MIDLAND CO COMMON STOCK 039483102   732,958 7,894 SH   DFND 1 7,894 0 0
ASTRAZENECA COMMON STOCK 046353108   749,054 11,048 SH   DFND 1 11,048 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   1,705,698 7,141 SH   DFND 1 7,141 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   487,274 2,040 SH   OTR 1 2,040 0 0
AUTOZONE INC COMMON STOCK 053332102   781,777 317 SH   DFND 1 317 0 0
AVERY DENNISON CORP COMMON STOCK 053611109   263,536 1,456 SH   DFND 1 1,456 0 0
BCE INC COMMON STOCK 05534B760   438,227 9,971 SH   DFND 1 9,971 0 0
BAKER HUGHES CO COMMON STOCK 05722G100   773,151 26,182 SH   DFND 1 26,182 0 0
BALL CORP COMMON STOCK 058498106   419,297 8,199 SH   DFND 1 8,199 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104   1,143,467 34,525 SH   DFND 1 34,525 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109   1,015,416 13,092 SH   DFND 1 13,092 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109   442,402 5,704 SH   OTR 1 5,704 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   4,864,260 15,747 SH   DFND 1 15,747 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   15,445 50 SH   OTR 1 50 0 0
BIOGEN INC. COMMON STOCK 09062X103   790,609 2,855 SH   DFND 1 2,855 0 0
BLACKBAUD INC COMMON STOCK 09227Q100   510,317 8,670 SH   DFND 1 8,670 0 0
BLACKROCK INC COMMON STOCK 09247X101   1,230,181 1,736 SH   DFND 1 1,736 0 0
BLACKROCK INC COMMON STOCK 09247X101   116,924 165 SH   OTR 1 165 0 0
BOEING CO COMMON STOCK 097023105   164,774 865 SH   DFND 1 865 0 0
BOEING CO COMMON STOCK 097023105   38,098 200 SH   OTR 1 200 0 0
BOOZ ALLEN HAMILTON HOLDING CORP COMMON STOCK 099502106   340,422 3,257 SH   DFND 1 3,257 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   1,180,777 16,411 SH   DFND 1 16,411 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   402,920 5,600 SH   OTR 1 5,600 0 0
CSX CORP COMMON STOCK 126408103   402,987 13,008 SH   DFND 1 13,008 0 0
CVS/CAREMARK CORP COMMON STOCK 126650100   719,899 7,725 SH   DFND 1 7,725 0 0
CVS/CAREMARK CORP COMMON STOCK 126650100   186,380 2,000 SH   OTR 1 2,000 0 0
CANADIAN IMPERIAL BANK COMMON STOCK 136069101   504,212 12,465 SH   DFND 1 12,465 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104   332,891 8,070 SH   DFND 1 8,070 0 0
CATERPILLAR INC COMMON STOCK 149123101   4,685,791 19,560 SH   DFND 1 19,560 0 0
CATERPILLAR INC COMMON STOCK 149123101   622,856 2,600 SH   OTR 1 2,600 0 0
CENTENE CORP COMMON STOCK 15135B101   1,450,261 17,684 SH   DFND 1 17,684 0 0
CHEVRON CORP COMMON STOCK 166764100   7,643,942 42,587 SH   DFND 1 42,587 0 0
CISCO SYSTEMS COMMON STOCK 17275R102   1,942,764 40,780 SH   DFND 1 40,780 0 0
CLOROX CO COMMON STOCK 189054109   1,122,921 8,002 SH   DFND 1 8,002 0 0
COCA COLA CO COMMON STOCK 191216100   6,081,243 95,602 SH   DFND 1 95,602 0 0
COCA COLA CO COMMON STOCK 191216100   381,660 6,000 SH   OTR 1 6,000 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   2,763,914 23,423 SH   DFND 1 23,423 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   47,200 400 SH   OTR 1 400 0 0
CORTEVA INC COMMON STOCK 22052L104   233,004 3,964 SH   DFND 1 3,964 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   1,226,171 2,686 SH   DFND 1 2,686 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   4,109 9 SH   OTR 1 9 0 0
CROWN CASTLE INC COMMON STOCK 22822V101   200,613 1,479 SH   DFND 1 1,479 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109   486,404 3,638 SH   DFND 1 3,638 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109   147,070 1,100 SH   OTR 1 1,100 0 0
DANAHER CORP COMMON STOCK 235851102   4,010,765 15,111 SH   DFND 1 15,111 0 0
DATADOG INC COMMON STOCK 23804L103   559,272 7,609 SH   DFND 1 7,609 0 0
DEERE & CO COMMON STOCK 244199105   787,203 1,836 SH   DFND 1 1,836 0 0
DISNEY WALT CO COMMON STOCK 254687106   990,255 11,398 SH   DFND 1 11,398 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109   544,154 8,874 SH   DFND 1 8,874 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   1,531,874 14,874 SH   DFND 1 14,874 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   609,298 8,878 SH   DFND 1 8,878 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   13,726 200 SH   OTR 1 200 0 0
EOG RESOURCES INC COMMON STOCK 26875P101   2,450,774 18,922 SH   DFND 1 18,922 0 0
EMBRAER SA COMMON STOCK 29082A107   631,021 57,733 SH   DFND 1 57,733 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   906,327 9,435 SH   DFND 1 9,435 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   297,786 3,100 SH   OTR 1 3,100 0 0
ENBRIDGE INC COMMON STOCK 29250N105   388,033 9,924 SH   DFND 1 9,924 0 0
ENTERGY CORP NEW COMMON STOCK 29364G103   218,368 1,941 SH   DFND 1 1,941 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   4,626,318 41,943 SH   DFND 1 40,919 0 1,024
EXXON MOBIL CORP COMMON STOCK 30231G102   408,110 3,700 SH   OTR 1 3,700 0 0
META PLATFORMS INC COMMON STOCK 30303M102   551,038 4,579 SH   DFND 1 4,579 0 0
FEDEX CORPORATION COMMON STOCK 31428X106   253,046 1,461 SH   DFND 1 1,461 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100   461,474 14,065 SH   DFND 1 14,065 0 0
FIRST REPUBLIC BANK/SAN FRAN COMMON STOCK 33616C100   653,819 5,364 SH   DFND 1 5,364 0 0
FIRST SOLAR INC COMMON STOCK 336433107   994,458 6,639 SH   DFND 1 6,639 0 0
FIRSTENERGY CORP COMMON STOCK 337932107   776,777 18,521 SH   DFND 1 18,521 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   2,415,597 9,736 SH   DFND 1 9,736 0 0
GENERAL MILLS INC COMMON STOCK 370334104   3,355,428 40,017 SH   DFND 1 40,017 0 0
GENERAL MILLS INC COMMON STOCK 370334104   335,400 4,000 SH   OTR 1 4,000 0 0
GENUINE PARTS CO COMMON STOCK 372460105   399,073 2,300 SH   OTR 1 2,300 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   1,770,151 20,619 SH   DFND 1 20,619 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   42,925 500 SH   OTR 1 500 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   1,638,952 4,773 SH   DFND 1 4,773 0 0
HARLEY-DAVIDSON COMMON STOCK 412822108   253,302 6,089 SH   DFND 1 6,089 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104   952,274 12,558 SH   DFND 1 12,558 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104   75,830 1,000 SH   OTR 1 1,000 0 0
HAWAIIAN ELECTRIC INDS INC COMMON STOCK 419870100   755,268 18,047 SH   DFND 1 18,047 0 0
HOME DEPOT INC COMMON STOCK 437076102   1,334,187 4,224 SH   DFND 1 4,224 0 0
HOME DEPOT INC COMMON STOCK 437076102   1,168,682 3,700 SH   OTR 1 3,700 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   10,170,892 47,461 SH   DFND 1 47,461 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   654,044 3,052 SH   OTR 1 3,052 0 0
HORMEL FOODS CORP COMMON STOCK 440452100   414,641 9,103 SH   DFND 1 9,103 0 0
HUMANA INC COMMON STOCK 444859102   460,971 900 SH   DFND 1 900 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104   177,847 12,613 SH   DFND 1 12,613 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   1,821,662 8,269 SH   DFND 1 8,269 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   550,750 2,500 SH   OTR 1 2,500 0 0
INTEL CORP COMMON STOCK 458140100   1,272,424 48,143 SH   DFND 1 48,143 0 0
INTEL CORP COMMON STOCK 458140100   31,716 1,200 SH   OTR 1 1,200 0 0
INT'L BUSINESS MACHINES COMMON STOCK 459200101   400,548 2,843 SH   DFND 1 2,843 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103   385,016 11,118 SH   DFND 1 11,118 0 0
INVESCO MUTUAL FUNDS - 46090E103   2,583,182 9,701 SH   DFND 1 9,701 0 0
INTUIT COMMON STOCK 461202103   3,375,710 8,673 SH   DFND 1 8,673 0 0
ISHARES MUTUAL FUNDS - 464287150   5,942,106 70,072 SH   DFND 1 70,072 0 0
ISHARES MUTUAL FUNDS - 464287168   13,565,088 112,480 SH   DFND 1 112,354 0 126
ISHARES MUTUAL FUNDS - 464287168   70,189 582 SH   OTR 1 582 0 0
ISHARES MUTUAL FUNDS - 464287200   108,727,588 282,990 SH   DFND 1 282,990 0 0
ISHARES MUTUAL FUNDS - 464287226   27,557,962 284,132 SH   DFND 1 284,132 0 0
ISHARES MUTUAL FUNDS - 464287234   2,458,459 64,867 SH   DFND 1 64,867 0 0
ISHARES MUTUAL FUNDS - 464287309   810,636 13,857 SH   DFND 1 13,857 0 0
ISHARES MUTUAL FUNDS - 464287408   2,155,160 14,856 SH   DFND 1 14,856 0 0
ISHARES MUTUAL FUNDS - 464287465   2,062,015 31,414 SH   DFND 1 31,414 0 0
ISHARES MUTUAL FUNDS - 464287473   1,407,448 13,361 SH   DFND 1 13,236 0 125
ISHARES MUTUAL FUNDS - 464287481   1,693,070 20,252 SH   DFND 1 20,104 0 148
ISHARES MUTUAL FUNDS - 464287507   6,441,772 26,631 SH   DFND 1 26,631 0 0
ISHARES MUTUAL FUNDS - 464287598   634,959 4,187 SH   DFND 1 4,187 0 0
ISHARES MUTUAL FUNDS - 464287614   743,413 3,470 SH   DFND 1 3,470 0 0
ISHARES MUTUAL FUNDS - 464287804   9,323,744 98,518 SH   DFND 1 98,518 0 0
ISHARES MUTUAL FUNDS - 464288273   5,273,082 93,362 SH   DFND 1 93,071 0 291
ISHARES MUTUAL FUNDS - 464288273   112,960 2,000 SH   OTR 1 2,000 0 0
ISHARES MUTUAL FUNDS - 464288414   212,834 2,017 SH   DFND 1 2,017 0 0
ISHARES MUTUAL FUNDS - 464288448   5,310,188 195,515 SH   DFND 1 195,515 0 0
ISHARES MUTUAL FUNDS - 46432F834   72,422,293 1,251,249 SH   DFND 1 1,250,456 0 793
ISHARES MUTUAL FUNDS - 46432F834   1,104,119 19,076 SH   OTR 1 19,076 0 0
ISHARES MUTUAL FUNDS - 46432F842   32,945,533 534,483 SH   DFND 1 534,483 0 0
ISHARES MUTUAL FUNDS - 46434G103   12,716,878 272,310 SH   DFND 1 272,310 0 0
ISHARES MUTUAL FUNDS - 46434G103   14,010 300 SH   OTR 1 300 0 0
ISHARES MUTUAL FUNDS - 46434V613   9,829,385 218,771 SH   DFND 1 216,571 0 2,200
ISHARES MUTUAL FUNDS - 46434V878   1,308,546 26,150 SH   DFND 1 26,150 0 0
ISHARES MUTUAL FUNDS - 46435G425   3,952,655 46,639 SH   DFND 1 46,639 0 0
ISHARES MUTUAL FUNDS - 46435G516   417,252 6,347 SH   DFND 1 6,347 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   7,872,894 58,709 SH   DFND 1 58,709 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   80,460 600 SH   OTR 1 600 0 0
JP MORGAN MUTUAL FUNDS - 46641Q837   2,453,062 48,934 SH   DFND 1 48,934 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   10,859,398 61,474 SH   DFND 1 61,474 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   317,970 1,800 SH   OTR 1 1,800 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103   1,589,366 11,708 SH   DFND 1 11,708 0 0
KINDER MORGAN INC COMMON STOCK 49456B101   371,996 20,575 SH   DFND 1 20,575 0 0
KONINKLIJKE PHILIPS NV COMMON STOCK 500472303   353,467 23,580 SH   DFND 1 23,580 0 0
KRAFT HEINZ CO COMMON STOCK 500754106   391,428 9,615 SH   DFND 1 9,615 0 0
LAMB WESTON HOLDINGS, INC. COMMON STOCK 513272104   456,094 5,104 SH   DFND 1 5,104 0 0
LIBERTY MEDIA CORP COMMON STOCK 531229854   288,737 4,830 SH   DFND 1 4,830 0 0
LILLY ELI & CO COMMON STOCK 532457108   2,041,756 5,581 SH   DFND 1 5,581 0 0
LILLY ELI & CO COMMON STOCK 532457108   519,493 1,420 SH   OTR 1 1,420 0 0
LIVE NATION ENTERTAINMENT INC COMMON STOCK 538034109   2,675,508 38,364 SH   DFND 1 38,364 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   221,352 455 SH   DFND 1 455 0 0
LOWES COS INC COMMON STOCK 548661107   954,362 4,790 SH   DFND 1 4,790 0 0
M & T BANK CORPORATION COMMON STOCK 55261F104   563,417 3,884 SH   DFND 1 3,884 0 0
MGM RESORTS INTERNATIONAL COMMON STOCK 552953101   2,523,971 75,275 SH   DFND 1 75,275 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202   268,895 1,806 SH   DFND 1 1,806 0 0
MARVELL TECHNOLOGY INC COMMON STOCK 573874104   1,031,159 27,839 SH   DFND 1 27,839 0 0
MASTERCARD INC COMMON STOCK 57636Q104   2,146,538 6,173 SH   DFND 1 6,173 0 0
MCDONALDS CORP COMMON STOCK 580135101   4,644,980 17,626 SH   DFND 1 17,626 0 0
MCDONALDS CORP COMMON STOCK 580135101   711,531 2,700 SH   OTR 1 2,700 0 0
MCKESSON CORP COMMON STOCK 58155Q103   4,418,915 11,780 SH   DFND 1 11,780 0 0
MERCADOLIBRE INC COMMON STOCK 58733R102   233,558 276 SH   DFND 1 276 0 0
MERCK & CO INC COMMON STOCK 58933Y105   7,167,606 64,602 SH   DFND 1 64,602 0 0
MICROSOFT CORP COMMON STOCK 594918104   31,879,286 132,930 SH   DFND 1 132,930 0 0
MICROSOFT CORP COMMON STOCK 594918104   1,498,395 6,248 SH   OTR 1 6,248 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105   725,085 10,879 SH   DFND 1 10,879 0 0
MORGAN STANLEY COMMON STOCK 617446448   631,529 7,428 SH   DFND 1 7,428 0 0
NATERA INC COMMON STOCK 632307104   1,525,978 37,988 SH   DFND 1 37,988 0 0
NATIONAL GRID PLC COMMON STOCK 636274409   369,702 6,129 SH   DFND 1 6,129 0 0
NETFLIX INC COMMON STOCK 64110L106   1,173,032 3,978 SH   DFND 1 3,978 0 0
NEWMONT CORPORATION COMMON STOCK 651639106   1,393,015 29,513 SH   DFND 1 29,513 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   3,906,961 46,734 SH   DFND 1 46,734 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   769,120 9,200 SH   OTR 1 9,200 0 0
NVIDIA CORP COMMON STOCK 67066G104   1,479,965 10,127 SH   DFND 1 10,127 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105   397,341 6,308 SH   DFND 1 6,308 0 0
PNC FINANCIAL SERVICES COMMON STOCK 693475105   439,705 2,784 SH   DFND 1 2,784 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105   1,151,485 8,252 SH   DFND 1 8,252 0 0
PARKER-HANNIFIN CORP COMMON STOCK 701094104   327,666 1,126 SH   DFND 1 1,126 0 0
PAYPAL HOLDINGS INC. COMMON STOCK 70450Y103   1,152,197 16,178 SH   DFND 1 16,178 0 0
PEPSICO INC COMMON STOCK 713448108   3,451,148 19,103 SH   DFND 1 19,103 0 0
PFIZER INC COMMON STOCK 717081103   6,956,391 135,761 SH   DFND 1 135,170 0 591
PFIZER INC COMMON STOCK 717081103   377,331 7,364 SH   OTR 1 7,364 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   2,331,268 23,034 SH   DFND 1 23,034 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   40,484 400 SH   OTR 1 400 0 0
PHILLIPS 66 COMMON STOCK 718546104   862,616 8,288 SH   DFND 1 8,288 0 0
PHILLIPS 66 COMMON STOCK 718546104   41,632 400 SH   OTR 1 400 0 0
PIONEER NATURAL RESOURCES CO COMMON STOCK 723787107   317,690 1,391 SH   DFND 1 1,391 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   9,964,765 65,748 SH   DFND 1 65,108 0 640
PROCTER & GAMBLE CO COMMON STOCK 742718109   530,460 3,500 SH   OTR 1 3,500 0 0
PROMETHEUS BIOSCIENCES INC COMMON STOCK 74349U108   408,210 3,711 SH   DFND 1 3,711 0 0
QUALCOMM INC COMMON STOCK 747525103   1,672,413 15,212 SH   DFND 1 15,212 0 0
QUALCOMM INC COMMON STOCK 747525103   307,832 2,800 SH   OTR 1 2,800 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100   920,492 5,884 SH   DFND 1 5,884 0 0
REALTY INCOME CORP COMMON STOCK 756109104   369,037 5,818 SH   DFND 1 5,818 0 0
REATA PHARMACEUTICALS INC-A COMMON STOCK 75615P103   427,923 11,264 SH   DFND 1 11,264 0 0
REGIONS FINANCIAL CORP COMMON STOCK 7591EP100   252,791 11,725 SH   DFND 1 11,725 0 0
SHELL PLC COMMON STOCK 780259305   1,029,607 18,079 SH   DFND 1 18,079 0 0
S&P GLOBAL INC COMMON STOCK 78409V104   2,567,321 7,665 SH   DFND 1 7,665 0 0
SPDR MUTUAL FUNDS - 78462F103   87,017,744 227,539 SH   DFND 1 113,679 0 113,860
SPDR MUTUAL FUNDS - 78462F103   34,419 90 SH   OTR 1 90 0 0
SPDR MUTUAL FUNDS - 78463X889   257,060 8,658 SH   DFND 1 8,328 0 330
SPDR MUTUAL FUNDS - 78464A805   1,912,031 40,432 SH   DFND 1 39,958 0 474
SPDR MUTUAL FUNDS - 78467Y107   668,614 1,510 SH   DFND 1 1,510 0 0
SALESFORCE INC COMMON STOCK 79466L302   316,492 2,387 SH   DFND 1 2,387 0 0
SANOFI COMMON STOCK 80105N105   750,958 15,506 SH   DFND 1 15,506 0 0
SAP SE COMMON STOCK 803054204   340,635 3,301 SH   DFND 1 3,301 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105   1,659,711 19,934 SH   DFND 1 19,934 0 0
SCHWAB MUTUAL FUNDS - 808524805   732,266 22,734 SH   DFND 1 22,274 0 460
SEMPRA ENERGY COMMON STOCK 816851109   608,269 3,936 SH   DFND 1 3,936 0 0
SIGNATURE BANK COMMON STOCK 82669G104   785,802 6,820 SH   DFND 1 6,820 0 0
SNOWFLAKE INC-CLASS A COMMON STOCK 833445109   687,843 4,792 SH   DFND 1 4,792 0 0
SOLAREDGE TECHNOLOGIES INC COMMON STOCK 83417M104   421,221 1,487 SH   DFND 1 1,487 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102   357,401 5,887 SH   DFND 1 5,887 0 0
SOUTHERN CO COMMON STOCK 842587107   1,920,068 26,888 SH   DFND 1 25,888 0 1,000
STANLEY BLACK & DECKER INC COMMON STOCK 854502101   202,449 2,695 SH   DFND 1 2,695 0 0
STARBUCKS CORP COMMON STOCK 855244109   1,248,435 12,585 SH   DFND 1 12,585 0 0
STARBUCKS CORP COMMON STOCK 855244109   29,760 300 SH   OTR 1 300 0 0
STATE STREET CORP COMMON STOCK 857477103   391,032 5,041 SH   DFND 1 5,041 0 0
TJX COMPANIES INC COMMON STOCK 872540109   374,915 4,710 SH   DFND 1 4,710 0 0
TARGET CORP COMMON STOCK 87612E106   576,935 3,871 SH   DFND 1 3,871 0 0
TESLA INC. COMMON STOCK 88160R101   1,451,066 11,780 SH   DFND 1 11,780 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   302,353 1,830 SH   DFND 1 1,830 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   534,487 3,235 SH   OTR 1 3,235 0 0
THE TRADE DESK, INC. COMMON STOCK 88339J105   546,389 12,188 SH   DFND 1 12,188 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   2,512,800 4,563 SH   DFND 1 4,563 0 0
3M CO COMMON STOCK 88579Y101   2,049,073 17,087 SH   DFND 1 16,887 0 200
3M CO COMMON STOCK 88579Y101   44,370 370 SH   OTR 1 370 0 0
TRANSDIGM GROUP INC COMMON STOCK 893641100   3,111,102 4,941 SH   DFND 1 4,941 0 0
TRANSMEDICS GROUP INC COMMON STOCK 89377M109   586,834 9,508 SH   DFND 1 9,508 0 0
TRAVELERS COS INC COMMON STOCK 89417E109   698,025 3,723 SH   DFND 1 3,723 0 0
TRAVELERS COS INC COMMON STOCK 89417E109   281,235 1,500 SH   OTR 1 1,500 0 0
TYSON FOODS INC COMMON STOCK 902494103   308,957 4,963 SH   DFND 1 4,963 0 0
US BANCORP COMMON STOCK 902973304   1,178,822 27,031 SH   DFND 1 27,031 0 0
UBER TECHNOLOGIES COMMON STOCK 90353T100   547,082 22,122 SH   DFND 1 22,122 0 0
UNILEVER PLC COMMON STOCK 904767704   455,620 9,049 SH   DFND 1 9,049 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   1,221,714 5,900 SH   DFND 1 5,900 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   683,331 3,300 SH   OTR 1 3,300 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   1,195,838 6,879 SH   DFND 1 6,879 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   34,768 200 SH   OTR 1 200 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   5,726,480 10,801 SH   DFND 1 10,801 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   106,036 200 SH   OTR 1 200 0 0
VAIL RESORTS INC COMMON STOCK 91879Q109   536,286 2,250 SH   DFND 1 2,250 0 0
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VENTAS INC COMMON STOCK 92276F100   284,405 6,313 SH   DFND 1 6,313 0 0
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VERIZON COMMUNICATIONS COMMON STOCK 92343V104   82,740 2,100 SH   OTR 1 2,100 0 0
VISA INC COMMON STOCK 92826C839   8,821,278 42,459 SH   DFND 1 42,459 0 0
WABTEC CORPORATION COMMON STOCK 929740108   1,269,385 12,718 SH   DFND 1 12,718 0 0
WALMART INC COMMON STOCK 931142103   3,699,733 26,093 SH   DFND 1 26,093 0 0
WALMART INC COMMON STOCK 931142103   127,611 900 SH   OTR 1 900 0 0
WELLS FARGO COMPANY COMMON STOCK 949746101   464,969 11,261 SH   DFND 1 11,261 0 0
WEYERHAEUSER CO COMMON STOCK 962166104   538,501 17,371 SH   DFND 1 17,371 0 0
XCEL ENERGY INC COMMON STOCK 98389B100   263,964 3,765 SH   DFND 1 3,765 0 0
YUM! BRANDS INC COMMON STOCK 988498101   256,289 2,001 SH   DFND 1 2,001 0 0
ZIONS BANCORP COMMON STOCK 989701107   424,446 8,634 SH   DFND 1 8,634 0 0
ACCENTURE PLC COMMON STOCK G1151C101   316,740 1,187 SH   DFND 1 1,187 0 0
ACCENTURE PLC COMMON STOCK G1151C101   53,368 200 SH   OTR 1 200 0 0
EATON CORP PLC COMMON STOCK G29183103   1,633,385 10,407 SH   DFND 1 10,407 0 0
MEDTRONIC PLC COMMON STOCK G5960L103   986,188 12,689 SH   DFND 1 12,689 0 0
PENTAIR PLC COMMON STOCK G7S00T104   316,933 7,046 SH   DFND 1 7,046 0 0
TRANE TECHNOLOGIES PLC COMMON STOCK G8994E103   351,474 2,091 SH   DFND 1 2,091 0 0
CHUBB LTD COMMON STOCK H1467J104   849,088 3,849 SH   DFND 1 3,849 0 0
TE CONNECTIVITY LTD COMMON STOCK H84989104   652,753 5,686 SH   DFND 1 5,686 0 0