The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD COMMON STOCK 000375204 366 14,264 SH   DFND 1 14,264 0 0
AT&T INC COMMON STOCK 00206R102 990 64,510 SH   DFND 1 64,510 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 2,841 29,359 SH   DFND 1 27,759 0 1,600
ABBOTT LABORATORIES COMMON STOCK 002824100 329 3,400 SH   OTR 1 3,400 0 0
ABBVIE INC COMMON STOCK 00287Y109 5,460 40,686 SH   DFND 1 39,086 0 1,600
ABBVIE INC COMMON STOCK 00287Y109 461 3,437 SH   OTR 1 3,437 0 0
ACADIA HEALTHCARE CO INC. COMMON STOCK 00404A109 1,024 13,104 SH   DFND 1 13,104 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101 324 1,178 SH   DFND 1 1,178 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 2,374 37,472 SH   DFND 1 37,472 0 0
AIR PRODUCTS & CHEMICAL INC COMMON STOCK 009158106 877 3,767 SH   DFND 1 3,767 0 0
ALASKA AIR GROUP INC COMMON STOCK 011659109 348 8,897 SH   DFND 1 8,897 0 0
ALEXANDER & BALDWIN INC COMMON STOCK 014491104 644 38,813 SH   DFND 1 38,813 0 0
ALIBABA GROUP HOLDING LTD. COMMON STOCK 01609W102 421 5,264 SH   DFND 1 5,264 0 0
ALLEGHANY CORP COMMON STOCK 017175100 799 952 SH   DFND 1 952 0 0
ALLSTATE CORP COMMON STOCK 020002101 2,168 17,406 SH   DFND 1 17,406 0 0
ALPHABET INC COMMON STOCK 02079K107 5,274 54,857 SH   DFND 1 54,857 0 0
ALPHABET INC COMMON STOCK 02079K107 231 2,400 SH   OTR 1 2,400 0 0
ALPHABET INC COMMON STOCK 02079K305 6,659 69,615 SH   DFND 1 69,615 0 0
ALPHABET INC COMMON STOCK 02079K305 230 2,400 SH   OTR 1 2,400 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 661 16,373 SH   DFND 1 16,373 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 24 600 SH   OTR 1 600 0 0
AMAZON.COM INC COMMON STOCK 023135106 7,890 69,822 SH   DFND 1 69,822 0 0
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 535 6,187 SH   DFND 1 6,187 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 962 7,133 SH   DFND 1 7,133 0 0
AMETEK INC COMMON STOCK 031100100 1,271 11,208 SH   DFND 1 11,208 0 0
AMGEN INC COMMON STOCK 031162100 224 995 SH   DFND 1 995 0 0
AMPHENOL CORP COMMON STOCK 032095101 551 8,236 SH   DFND 1 8,236 0 0
ANTERO RESOURCES CORP COMMON STOCK 03674X106 362 11,871 SH   DFND 1 11,871 0 0
ELEVANCE HEALTH INC COMMON STOCK 036752103 242 532 SH   DFND 1 532 0 0
APPLE INC COMMON STOCK 037833100 23,927 173,134 SH   DFND 1 173,134 0 0
APPLE INC COMMON STOCK 037833100 1,583 11,452 SH   OTR 1 11,452 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 315 3,848 SH   DFND 1 3,848 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 16 200 SH   OTR 1 200 0 0
ARCHER-DANIELS MIDLAND CO COMMON STOCK 039483102 635 7,894 SH   DFND 1 7,894 0 0
ASTRAZENECA COMMON STOCK 046353108 847 15,442 SH   DFND 1 15,442 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1,956 8,649 SH   DFND 1 8,649 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 461 2,040 SH   OTR 1 2,040 0 0
AUTOZONE INC COMMON STOCK 053332102 767 358 SH   DFND 1 358 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 233 1,435 SH   DFND 1 1,435 0 0
AXONICS INC COMMON STOCK 05465P101 216 3,063 SH   DFND 1 3,063 0 0
BCE INC COMMON STOCK 05534B760 511 12,186 SH   DFND 1 12,186 0 0
BAKER HUGHES CO COMMON STOCK 05722G100 590 28,167 SH   DFND 1 28,167 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 1,054 34,917 SH   DFND 1 34,917 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109 997 13,092 SH   DFND 1 13,092 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109 434 5,704 SH   OTR 1 5,704 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 4,245 15,898 SH   DFND 1 15,898 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 13 50 SH   OTR 1 50 0 0
BLACKBAUD INC COMMON STOCK 09227Q100 383 8,684 SH   DFND 1 8,684 0 0
BLACKROCK INC COMMON STOCK 09247X101 899 1,633 SH   DFND 1 1,633 0 0
BLACKROCK INC COMMON STOCK 09247X101 91 165 SH   OTR 1 165 0 0
BOOKING HOLDINGS INC. COMMON STOCK 09857L108 120 73 SH   DFND 1 73 0 0
BOOKING HOLDINGS INC. COMMON STOCK 09857L108 99 60 SH   OTR 1 60 0 0
BOOZ ALLEN HAMILTON HOLDING CORP COMMON STOCK 099502106 298 3,224 SH   DFND 1 3,224 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,194 16,792 SH   DFND 1 16,792 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 398 5,600 SH   OTR 1 5,600 0 0
CSX CORP COMMON STOCK 126408103 347 13,008 SH   DFND 1 13,008 0 0
CVS/CAREMARK CORP COMMON STOCK 126650100 1,014 10,630 SH   DFND 1 10,630 0 0
CVS/CAREMARK CORP COMMON STOCK 126650100 191 2,000 SH   OTR 1 2,000 0 0
CANADIAN IMPERIAL BANK COMMON STOCK 136069101 554 12,667 SH   DFND 1 12,667 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104 208 5,855 SH   DFND 1 5,855 0 0
CATERPILLAR INC COMMON STOCK 149123101 3,356 20,453 SH   DFND 1 20,453 0 0
CATERPILLAR INC COMMON STOCK 149123101 427 2,600 SH   OTR 1 2,600 0 0
CENTENE CORP COMMON STOCK 15135B101 1,277 16,408 SH   DFND 1 16,408 0 0
CHEVRON CORP COMMON STOCK 166764100 6,096 42,430 SH   DFND 1 42,430 0 0
CISCO SYSTEMS COMMON STOCK 17275R102 1,479 36,980 SH   DFND 1 36,980 0 0
CITIGROUP INC COMMON STOCK 172967424 201 4,823 SH   DFND 1 4,823 0 0
CITIGROUP INC COMMON STOCK 172967424 21 500 SH   OTR 1 500 0 0
CLOROX CO COMMON STOCK 189054109 1,056 8,223 SH   DFND 1 8,223 0 0
COCA COLA CO COMMON STOCK 191216100 5,323 95,027 SH   DFND 1 95,027 0 0
COCA COLA CO COMMON STOCK 191216100 336 6,000 SH   OTR 1 6,000 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 2,402 23,472 SH   DFND 1 23,472 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 41 400 SH   OTR 1 400 0 0
CORTEVA INC COMMON STOCK 22052L104 227 3,964 SH   DFND 1 3,964 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 1,286 2,722 SH   DFND 1 2,722 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 4 9 SH   OTR 1 9 0 0
CROWDSTRIKE HOLDINGS INC COMMON STOCK 22788C105 1,291 7,836 SH   DFND 1 7,836 0 0
CROWN CASTLE INC COMMON STOCK 22822V101 210 1,452 SH   DFND 1 1,452 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 489 3,700 SH   DFND 1 3,700 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 145 1,100 SH   OTR 1 1,100 0 0
DANAHER CORP COMMON STOCK 235851102 3,875 15,001 SH   DFND 1 15,001 0 0
DATADOG INC COMMON STOCK 23804L103 741 8,342 SH   DFND 1 8,342 0 0
DEERE & CO COMMON STOCK 244199105 523 1,566 SH   DFND 1 1,566 0 0
DISNEY WALT CO COMMON STOCK 254687106 1,209 12,817 SH   DFND 1 12,817 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 681 9,861 SH   DFND 1 9,861 0 0
DOMINOS PIZZA INC COMMON STOCK 25754A201 359 1,158 SH   DFND 1 1,158 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 1,411 15,172 SH   DFND 1 15,172 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 454 9,016 SH   DFND 1 9,016 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 10 200 SH   OTR 1 200 0 0
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 726 8,789 SH   DFND 1 8,789 0 0
EMBRAER SA COMMON STOCK 29082A107 506 58,886 SH   DFND 1 58,886 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 724 9,891 SH   DFND 1 9,891 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 227 3,100 SH   OTR 1 3,100 0 0
ENBRIDGE INC COMMON STOCK 29250N105 408 10,991 SH   DFND 1 10,991 0 0
ENTERGY CORP NEW COMMON STOCK 29364G103 204 2,028 SH   DFND 1 2,028 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 3,621 41,472 SH   DFND 1 40,448 0 1,024
EXXON MOBIL CORP COMMON STOCK 30231G102 323 3,700 SH   OTR 1 3,700 0 0
META PLATFORMS INC COMMON STOCK 30303M102 726 5,352 SH   DFND 1 5,352 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 375 2,524 SH   DFND 1 2,524 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 450 14,070 SH   DFND 1 14,070 0 0
FIRST REPUBLIC BANK/SAN FRAN COMMON STOCK 33616C100 540 4,133 SH   DFND 1 4,133 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 657 17,766 SH   DFND 1 17,766 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 2,056 9,689 SH   DFND 1 9,689 0 0
GENERAL MILLS INC COMMON STOCK 370334104 3,077 40,161 SH   DFND 1 40,161 0 0
GENERAL MILLS INC COMMON STOCK 370334104 306 4,000 SH   OTR 1 4,000 0 0
GENERAL MOTORS CO COMMON STOCK 37045V100 1,075 33,488 SH   DFND 1 33,488 0 0
GENUINE PARTS CO COMMON STOCK 372460105 343 2,300 SH   OTR 1 2,300 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 1,641 26,601 SH   DFND 1 26,601 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 31 500 SH   OTR 1 500 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 1,377 4,699 SH   DFND 1 4,699 0 0
HARLEY-DAVIDSON COMMON STOCK 412822108 212 6,089 SH   DFND 1 6,089 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104 812 13,114 SH   DFND 1 13,114 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104 62 1,000 SH   OTR 1 1,000 0 0
HAWAIIAN ELECTRIC INDS INC COMMON STOCK 419870100 598 17,247 SH   DFND 1 17,247 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,124 4,073 SH   DFND 1 4,073 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,021 3,700 SH   OTR 1 3,700 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 7,925 47,461 SH   DFND 1 47,461 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 510 3,052 SH   OTR 1 3,052 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 414 9,103 SH   DFND 1 9,103 0 0
HUMANA INC COMMON STOCK 444859102 437 900 SH   DFND 1 900 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 168 12,713 SH   DFND 1 12,713 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 1,494 8,269 SH   DFND 1 8,269 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 452 2,500 SH   OTR 1 2,500 0 0
INTEL CORP COMMON STOCK 458140100 1,469 56,988 SH   DFND 1 56,988 0 0
INTEL CORP COMMON STOCK 458140100 31 1,200 SH   OTR 1 1,200 0 0
INT'L BUSINESS MACHINES COMMON STOCK 459200101 353 2,968 SH   DFND 1 2,968 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 392 12,355 SH   DFND 1 12,355 0 0
INVESCO MUTUAL FUNDS - 46090E103 2,593 9,701 SH   DFND 1 9,701 0 0
INTUIT COMMON STOCK 461202103 3,506 9,052 SH   DFND 1 9,052 0 0
ISHARES MUTUAL FUNDS - 464287150 5,199 65,359 SH   DFND 1 65,359 0 0
ISHARES MUTUAL FUNDS - 464287168 12,261 114,355 SH   DFND 1 114,229 0 126
ISHARES MUTUAL FUNDS - 464287168 62 582 SH   OTR 1 582 0 0
ISHARES MUTUAL FUNDS - 464287200 100,576 280,429 SH   DFND 1 280,429 0 0
ISHARES MUTUAL FUNDS - 464287226 26,063 270,531 SH   DFND 1 270,531 0 0
ISHARES MUTUAL FUNDS - 464287234 1,950 55,919 SH   DFND 1 55,919 0 0
ISHARES MUTUAL FUNDS - 464287309 802 13,857 SH   DFND 1 13,857 0 0
ISHARES MUTUAL FUNDS - 464287408 1,925 14,981 SH   DFND 1 14,981 0 0
ISHARES MUTUAL FUNDS - 464287465 1,524 27,201 SH   DFND 1 27,201 0 0
ISHARES MUTUAL FUNDS - 464287473 209 2,175 SH   DFND 1 2,175 0 0
ISHARES MUTUAL FUNDS - 464287507 5,840 26,636 SH   DFND 1 26,636 0 0
ISHARES MUTUAL FUNDS - 464287598 950 6,984 SH   DFND 1 6,984 0 0
ISHARES MUTUAL FUNDS - 464287614 973 4,625 SH   DFND 1 4,625 0 0
ISHARES MUTUAL FUNDS - 464287804 8,591 98,532 SH   DFND 1 98,532 0 0
ISHARES MUTUAL FUNDS - 464288273 3,185 65,287 SH   DFND 1 65,287 0 0
ISHARES MUTUAL FUNDS - 464288414 210 2,043 SH   DFND 1 2,043 0 0
ISHARES MUTUAL FUNDS - 464288448 700 31,051 SH   DFND 1 31,051 0 0
ISHARES MUTUAL FUNDS - 46432F834 62,253 1,222,571 SH   DFND 1 1,222,571 0 0
ISHARES MUTUAL FUNDS - 46432F834 829 16,276 SH   OTR 1 16,276 0 0
ISHARES MUTUAL FUNDS - 46432F842 45,277 859,633 SH   DFND 1 534,483 0 325,150
ISHARES MUTUAL FUNDS - 46434G103 11,704 272,310 SH   DFND 1 272,310 0 0
ISHARES MUTUAL FUNDS - 46434G103 13 300 SH   OTR 1 300 0 0
ISHARES MUTUAL FUNDS - 46434V878 1,352 27,038 SH   DFND 1 27,038 0 0
ISHARES MUTUAL FUNDS - 46435G425 3,704 46,639 SH   DFND 1 46,639 0 0
ISHARES MUTUAL FUNDS - 46435G516 341 6,068 SH   DFND 1 6,068 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 6,103 58,398 SH   DFND 1 58,398 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 63 600 SH   OTR 1 600 0 0
JP MORGAN MUTUAL FUNDS - 46641Q837 2,499 49,822 SH   DFND 1 49,822 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 9,976 61,069 SH   DFND 1 61,069 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 294 1,800 SH   OTR 1 1,800 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 1,334 11,851 SH   DFND 1 11,851 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 349 21,003 SH   DFND 1 21,003 0 0
KONINKLIJKE PHILIPS NV COMMON STOCK 500472303 225 14,637 SH   DFND 1 14,637 0 0
KRAFT HEINZ CO COMMON STOCK 500754106 307 9,220 SH   DFND 1 9,220 0 0
LAMB WESTON HOLDINGS, INC. COMMON STOCK 513272104 402 5,192 SH   DFND 1 5,192 0 0
LILLY ELI & CO COMMON STOCK 532457108 1,734 5,363 SH   DFND 1 5,363 0 0
LILLY ELI & CO COMMON STOCK 532457108 459 1,420 SH   OTR 1 1,420 0 0
LIVE NATION ENTERTAINMENT INC COMMON STOCK 538034109 2,966 39,012 SH   DFND 1 39,012 0 0
LOWES COS INC COMMON STOCK 548661107 896 4,771 SH   DFND 1 4,771 0 0
M & T BANK CORPORATION COMMON STOCK 55261F104 712 4,040 SH   DFND 1 4,040 0 0
MGM RESORTS INTERNATIONAL COMMON STOCK 552953101 2,910 97,921 SH   DFND 1 97,921 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 253 1,806 SH   DFND 1 1,806 0 0
MARVELL TECHNOLOGY INC COMMON STOCK 573874104 463 10,780 SH   DFND 1 10,780 0 0
MASTERCARD INC COMMON STOCK 57636Q104 1,773 6,235 SH   DFND 1 6,235 0 0
MCDONALDS CORP COMMON STOCK 580135101 4,075 17,660 SH   DFND 1 17,660 0 0
MCDONALDS CORP COMMON STOCK 580135101 623 2,700 SH   OTR 1 2,700 0 0
MCKESSON CORP COMMON STOCK 58155Q103 4,108 12,087 SH   DFND 1 12,087 0 0
MERCK & CO INC COMMON STOCK 58933Y105 5,488 63,720 SH   DFND 1 63,720 0 0
MICROSOFT CORP COMMON STOCK 594918104 30,638 131,549 SH   DFND 1 131,549 0 0
MICROSOFT CORP COMMON STOCK 594918104 1,455 6,248 SH   OTR 1 6,248 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 584 10,659 SH   DFND 1 10,659 0 0
MORGAN STANLEY COMMON STOCK 617446448 598 7,563 SH   DFND 1 7,563 0 0
NATERA INC COMMON STOCK 632307104 1,118 25,512 SH   DFND 1 25,512 0 0
NATIONAL GRID PLC COMMON STOCK 636274409 346 6,706 SH   DFND 1 6,706 0 0
NETFLIX INC COMMON STOCK 64110L106 483 2,050 SH   DFND 1 2,050 0 0
NEWMONT CORPORATION COMMON STOCK 651639106 1,261 30,005 SH   DFND 1 30,005 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 3,072 39,179 SH   DFND 1 39,179 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 721 9,200 SH   OTR 1 9,200 0 0
NVIDIA CORP COMMON STOCK 67066G104 1,025 8,440 SH   DFND 1 8,440 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 388 6,308 SH   DFND 1 6,308 0 0
PNC FINANCIAL SERVICES COMMON STOCK 693475105 437 2,926 SH   DFND 1 2,926 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105 661 4,033 SH   DFND 1 4,033 0 0
PARKER-HANNIFIN CORP COMMON STOCK 701094104 266 1,097 SH   DFND 1 1,097 0 0
PAYPAL HOLDINGS INC. COMMON STOCK 70450Y103 1,025 11,914 SH   DFND 1 11,914 0 0
PEPSICO INC COMMON STOCK 713448108 2,769 16,963 SH   DFND 1 16,963 0 0
PFIZER INC COMMON STOCK 717081103 5,913 135,114 SH   DFND 1 134,523 0 591
PFIZER INC COMMON STOCK 717081103 322 7,364 SH   OTR 1 7,364 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 1,926 23,207 SH   DFND 1 23,207 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 33 400 SH   OTR 1 400 0 0
PHILLIPS 66 COMMON STOCK 718546104 669 8,288 SH   DFND 1 8,288 0 0
PHILLIPS 66 COMMON STOCK 718546104 32 400 SH   OTR 1 400 0 0
PIONEER NATURAL RESOURCES CO COMMON STOCK 723787107 2,303 10,636 SH   DFND 1 10,636 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 8,291 65,673 SH   DFND 1 65,033 0 640
PROCTER & GAMBLE CO COMMON STOCK 742718109 442 3,500 SH   OTR 1 3,500 0 0
QUALCOMM INC COMMON STOCK 747525103 1,682 14,885 SH   DFND 1 14,885 0 0
QUALCOMM INC COMMON STOCK 747525103 316 2,800 SH   OTR 1 2,800 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 693 5,650 SH   DFND 1 5,650 0 0
REALTY INCOME CORP COMMON STOCK 756109104 337 5,793 SH   DFND 1 5,793 0 0
REGIONS FINANCIAL CORP COMMON STOCK 7591EP100 235 11,725 SH   DFND 1 11,725 0 0
SHELL PLC COMMON STOCK 780259305 845 16,991 SH   DFND 1 16,991 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 2,353 7,707 SH   DFND 1 7,707 0 0
SPDR MUTUAL FUNDS - 78462F103 81,821 229,076 SH   DFND 1 115,216 0 113,860
SPDR MUTUAL FUNDS - 78462F103 32 90 SH   OTR 1 90 0 0
SPDR MUTUAL FUNDS - 78467Y107 607 1,510 SH   DFND 1 1,510 0 0
SALESFORCE INC COMMON STOCK 79466L302 360 2,501 SH   DFND 1 2,501 0 0
SANOFI COMMON STOCK 80105N105 575 15,128 SH   DFND 1 15,128 0 0
SAP SE COMMON STOCK 803054204 274 3,367 SH   DFND 1 3,367 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 1,341 18,663 SH   DFND 1 18,663 0 0
SEMPRA ENERGY COMMON STOCK 816851109 528 3,522 SH   DFND 1 3,522 0 0
SIGNATURE BANK COMMON STOCK 82669G104 1,381 9,149 SH   DFND 1 9,149 0 0
SOLAREDGE TECHNOLOGIES INC COMMON STOCK 83417M104 459 1,981 SH   DFND 1 1,981 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102 336 5,929 SH   DFND 1 5,929 0 0
SOUTHERN CO COMMON STOCK 842587107 1,822 26,794 SH   DFND 1 25,794 0 1,000
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 216 2,869 SH   DFND 1 2,869 0 0
STARBUCKS CORP COMMON STOCK 855244109 1,119 13,286 SH   DFND 1 13,286 0 0
STARBUCKS CORP COMMON STOCK 855244109 25 300 SH   OTR 1 300 0 0
STATE STREET CORP COMMON STOCK 857477103 308 5,073 SH   DFND 1 5,073 0 0
TJX COMPANIES INC COMMON STOCK 872540109 296 4,769 SH   DFND 1 4,769 0 0
TAKE-TWO INTERACTIVE SOFTWARE COMMON STOCK 874054109 408 3,741 SH   DFND 1 3,741 0 0
TARGET CORP COMMON STOCK 87612E106 590 3,978 SH   DFND 1 3,978 0 0
TESLA INC. COMMON STOCK 88160R101 3,765 14,194 SH   DFND 1 14,194 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 283 1,830 SH   DFND 1 1,830 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 501 3,235 SH   OTR 1 3,235 0 0
THE TRADE DESK, INC. COMMON STOCK 88339J105 585 9,784 SH   DFND 1 9,784 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 2,265 4,466 SH   DFND 1 4,466 0 0
3M CO COMMON STOCK 88579Y101 1,890 17,103 SH   DFND 1 16,903 0 200
3M CO COMMON STOCK 88579Y101 41 370 SH   OTR 1 370 0 0
TRANSDIGM GROUP INC COMMON STOCK 893641100 1,817 3,462 SH   DFND 1 3,462 0 0
TRANSMEDICS GROUP INC COMMON STOCK 89377M109 328 7,857 SH   DFND 1 7,857 0 0
TRAVELERS COS INC COMMON STOCK 89417E109 574 3,748 SH   DFND 1 3,748 0 0
TRAVELERS COS INC COMMON STOCK 89417E109 230 1,500 SH   OTR 1 1,500 0 0
TYSON FOODS INC COMMON STOCK 902494103 334 5,063 SH   DFND 1 5,063 0 0
US BANCORP COMMON STOCK 902973304 1,075 26,660 SH   DFND 1 26,660 0 0
UBER TECHNOLOGIES COMMON STOCK 90353T100 582 21,955 SH   DFND 1 21,955 0 0
UNILEVER PLC COMMON STOCK 904767704 674 15,366 SH   DFND 1 15,366 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 1,203 6,177 SH   DFND 1 6,177 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 643 3,300 SH   OTR 1 3,300 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 1,110 6,870 SH   DFND 1 6,870 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 32 200 SH   OTR 1 200 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 5,778 11,441 SH   DFND 1 11,441 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 126 250 SH   OTR 1 250 0 0
VAIL RESORTS INC COMMON STOCK 91879Q109 461 2,139 SH   DFND 1 2,139 0 0
VANGUARD MUTUAL FUNDS - 921908844 2,896 21,429 SH   DFND 1 21,429 0 0
VANGUARD MUTUAL FUNDS - 921909768 13,292 290,398 SH   DFND 1 72,009 0 218,389
VANGUARD MUTUAL FUNDS - 921910816 1,090 6,256 SH   DFND 1 6,256 0 0
VANGUARD MUTUAL FUNDS - 921910840 1,029 11,449 SH   DFND 1 11,449 0 0
VANGUARD MUTUAL FUNDS - 921937793 2,185 30,367 SH   DFND 1 30,367 0 0
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