The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD COMMON STOCK 000375204 212 6,555 SH   DFND 1 6,555 0 0
AT&T INC COMMON STOCK 00206R102 1,509 63,863 SH   DFND 1 63,863 0 0
AT&T INC COMMON STOCK 00206R102 56 2,385 SH   OTR 1 2,385 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 3,846 32,498 SH   DFND 1 30,898 0 1,600
ABBOTT LABORATORIES COMMON STOCK 002824100 402 3,400 SH   OTR 1 3,400 0 0
ABBVIE INC COMMON STOCK 00287Y109 5,770 35,591 SH   DFND 1 33,991 0 1,600
ABBVIE INC COMMON STOCK 00287Y109 557 3,437 SH   OTR 1 3,437 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101 3,809 8,359 SH   DFND 1 8,359 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 3,516 32,158 SH   DFND 1 32,158 0 0
AIRBNB INC COMMON STOCK 009066101 598 3,479 SH   DFND 1 3,479 0 0
AIR PRODUCTS & CHEMICAL INC COMMON STOCK 009158106 820 3,283 SH   DFND 1 3,283 0 0
ALASKA AIR GROUP INC COMMON STOCK 011659109 478 8,241 SH   DFND 1 8,241 0 0
ALEXANDER & BALDWIN INC COMMON STOCK 014491104 1,000 43,117 SH   DFND 1 43,117 0 0
ALIBABA GROUP HOLDING LTD. COMMON STOCK 01609W102 681 6,260 SH   DFND 1 6,260 0 0
ALLEGHANY CORP COMMON STOCK 017175100 855 1,010 SH   DFND 1 1,010 0 0
ALLSTATE CORP COMMON STOCK 020002101 2,458 17,747 SH   DFND 1 17,747 0 0
ALPHABET INC COMMON STOCK 02079K107 7,591 2,718 SH   DFND 1 2,709 0 9
ALPHABET INC COMMON STOCK 02079K107 335 120 SH   OTR 1 120 0 0
ALPHABET INC COMMON STOCK 02079K305 10,603 3,812 SH   DFND 1 3,802 0 10
ALPHABET INC COMMON STOCK 02079K305 334 120 SH   OTR 1 120 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 914 17,498 SH   DFND 1 17,498 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 31 600 SH   OTR 1 600 0 0
AMAZON.COM INC COMMON STOCK 023135106 10,680 3,276 SH   DFND 1 3,276 0 0
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 666 6,677 SH   DFND 1 6,677 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,211 6,478 SH   DFND 1 6,478 0 0
AMETEK INC COMMON STOCK 031100100 1,566 11,760 SH   DFND 1 11,760 0 0
AMGEN INC COMMON STOCK 031162100 265 1,097 SH   DFND 1 1,097 0 0
AMPHENOL CORP COMMON STOCK 032095101 629 8,348 SH   DFND 1 8,348 0 0
ANTHEM INC COMMON STOCK 036752103 243 494 SH   DFND 1 494 0 0
APPLE INC COMMON STOCK 037833100 30,359 173,870 SH   DFND 1 173,470 0 400
APPLE INC COMMON STOCK 037833100 2,000 11,452 SH   OTR 1 11,452 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 3,501 26,562 SH   DFND 1 26,562 0 0
ASTRAZENECA COMMON STOCK 046353108 1,946 29,340 SH   DFND 1 29,340 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 2,490 10,945 SH   DFND 1 10,945 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 464 2,040 SH   OTR 1 2,040 0 0
AUTOZONE INC COMMON STOCK 053332102 712 348 SH   DFND 1 348 0 0
BCE INC COMMON STOCK 05534B760 955 17,217 SH   DFND 1 17,217 0 0
BAKER HUGHES CO COMMON STOCK 05722G100 1,255 34,460 SH   DFND 1 34,460 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 1,085 26,316 SH   DFND 1 26,316 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109 1,306 15,564 SH   DFND 1 15,564 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109 479 5,704 SH   OTR 1 5,704 0 0
BANK OF MONTREAL COMMON STOCK 063671101 372 3,154 SH   DFND 1 3,154 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 207 4,173 SH   DFND 1 4,173 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 5,676 16,084 SH   DFND 1 16,075 0 9
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 18 50 SH   OTR 1 50 0 0
BILL.COM HOLDINGS INC COMMON STOCK 090043100 1,478 6,517 SH   DFND 1 6,517 0 0
BLACKBAUD INC COMMON STOCK 09227Q100 473 7,903 SH   DFND 1 7,903 0 0
BLACKROCK INC COMMON STOCK 09247X101 1,105 1,446 SH   DFND 1 1,446 0 0
BLACKROCK INC COMMON STOCK 09247X101 126 165 SH   OTR 1 165 0 0
BOEING CO COMMON STOCK 097023105 254 1,327 SH   DFND 1 1,327 0 0
BOEING CO COMMON STOCK 097023105 38 200 SH   OTR 1 200 0 0
BOOKING HOLDINGS INC. COMMON STOCK 09857L108 643 274 SH   DFND 1 274 0 0
BOOKING HOLDINGS INC. COMMON STOCK 09857L108 141 60 SH   OTR 1 60 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,359 18,614 SH   DFND 1 18,614 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 409 5,600 SH   OTR 1 5,600 0 0
BRITISH AMERICAN TOB-SP ADR COMMON STOCK 110448107 296 7,030 SH   DFND 1 7,030 0 0
BROADCOM INC COMMON STOCK 11135F101 291 462 SH   DFND 1 462 0 0
CSX CORP COMMON STOCK 126408103 778 20,766 SH   DFND 1 20,766 0 0
CVS/CAREMARK CORP COMMON STOCK 126650100 1,092 10,792 SH   DFND 1 10,792 0 0
CVS/CAREMARK CORP COMMON STOCK 126650100 202 2,000 SH   OTR 1 2,000 0 0
CANADIAN IMPERIAL BANK COMMON STOCK 136069101 992 8,151 SH   DFND 1 8,151 0 0
CATALENT INC COMMON STOCK 148806102 1,545 13,927 SH   DFND 1 13,927 0 0
CATERPILLAR INC COMMON STOCK 149123101 4,465 20,039 SH   DFND 1 20,039 0 0
CATERPILLAR INC COMMON STOCK 149123101 579 2,600 SH   OTR 1 2,600 0 0
CHEVRON CORP COMMON STOCK 166764100 6,836 41,983 SH   DFND 1 41,983 0 0
CISCO SYSTEMS COMMON STOCK 17275R102 2,406 43,147 SH   DFND 1 42,897 0 250
CITIGROUP INC COMMON STOCK 172967424 925 17,322 SH   DFND 1 17,322 0 0
CITIGROUP INC COMMON STOCK 172967424 27 500 SH   OTR 1 500 0 0
CLOROX CO COMMON STOCK 189054109 1,174 8,447 SH   DFND 1 8,447 0 0
COCA COLA CO COMMON STOCK 191216100 5,951 95,989 SH   DFND 1 95,989 0 0
COCA COLA CO COMMON STOCK 191216100 372 6,000 SH   OTR 1 6,000 0 0
COMCAST CORP COMMON STOCK 20030N101 251 5,366 SH   DFND 1 5,366 0 0
COMERICA INC COMMON STOCK 200340107 288 3,182 SH   DFND 1 3,182 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 2,409 24,091 SH   DFND 1 24,091 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 40 400 SH   OTR 1 400 0 0
CORTEVA INC COMMON STOCK 22052L104 239 4,163 SH   DFND 1 4,163 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 1,084 1,882 SH   DFND 1 1,882 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 5 9 SH   OTR 1 9 0 0
CROWDSTRIKE HOLDINGS INC COMMON STOCK 22788C105 654 2,882 SH   DFND 1 2,882 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 309 2,233 SH   DFND 1 2,233 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 152 1,100 SH   OTR 1 1,100 0 0
CUMMINS ENGINE INC COMMON STOCK 231021106 221 1,078 SH   DFND 1 1,078 0 0
DANAHER CORP COMMON STOCK 235851102 4,267 14,547 SH   DFND 1 14,547 0 0
DEERE & CO COMMON STOCK 244199105 680 1,636 SH   DFND 1 1,636 0 0
DISNEY WALT CO COMMON STOCK 254687106 2,083 15,187 SH   DFND 1 15,187 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 940 11,066 SH   DFND 1 11,066 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 1,738 15,561 SH   DFND 1 15,561 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 381 5,183 SH   DFND 1 5,183 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 15 200 SH   OTR 1 200 0 0
EMBRAER SA COMMON STOCK 29082A107 746 59,131 SH   DFND 1 59,131 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 1,093 11,143 SH   DFND 1 11,143 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 304 3,100 SH   OTR 1 3,100 0 0
ENBRIDGE INC COMMON STOCK 29250N105 685 14,866 SH   DFND 1 14,866 0 0
ENTERGY CORP NEW COMMON STOCK 29364G103 281 2,404 SH   DFND 1 2,404 0 0
EXELON CORPORATION COMMON STOCK 30161N101 278 5,845 SH   DFND 1 5,845 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 2,861 34,635 SH   DFND 1 33,611 0 1,024
EXXON MOBIL CORP COMMON STOCK 30231G102 306 3,700 SH   OTR 1 3,700 0 0
META PLATFORMS INC COMMON STOCK 30303M102 2,226 10,012 SH   DFND 1 10,012 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 618 2,671 SH   DFND 1 2,671 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 322 7,489 SH   DFND 1 7,489 0 0
FIRST REPUBLIC BANK/SAN FRAN COMMON STOCK 33616C100 668 4,121 SH   DFND 1 4,121 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 800 17,436 SH   DFND 1 17,436 0 0
FLOWSERVE CORPORATION COMMON STOCK 34354P105 264 7,357 SH   DFND 1 7,357 0 0
FORD MOTOR COMPANY COMMON STOCK 345370860 209 12,355 SH   DFND 1 12,355 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 2,285 9,474 SH   DFND 1 9,474 0 0
GENERAL MILLS INC COMMON STOCK 370334104 2,810 41,488 SH   DFND 1 41,488 0 0
GENERAL MILLS INC COMMON STOCK 370334104 271 4,000 SH   OTR 1 4,000 0 0
GENERAL MOTORS CO COMMON STOCK 37045V100 1,614 36,906 SH   DFND 1 36,906 0 0
GENUINE PARTS CO COMMON STOCK 372460105 290 2,300 SH   OTR 1 2,300 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 1,633 27,465 SH   DFND 1 27,465 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 18 300 SH   OTR 1 300 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 1,550 4,697 SH   DFND 1 4,697 0 0
HP INC. COMMON STOCK 40434L105 465 12,820 SH   DFND 1 12,820 0 0
HARLEY-DAVIDSON COMMON STOCK 412822108 264 6,699 SH   DFND 1 6,699 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104 695 9,685 SH   DFND 1 9,685 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104 72 1,000 SH   OTR 1 1,000 0 0
HAWAIIAN ELECTRIC INDS INC COMMON STOCK 419870100 577 13,647 SH   DFND 1 13,647 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,204 4,021 SH   DFND 1 4,021 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,108 3,700 SH   OTR 1 3,700 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 9,332 47,959 SH   DFND 1 47,959 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 594 3,052 SH   OTR 1 3,052 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 486 9,423 SH   DFND 1 9,423 0 0
HUMANA INC COMMON STOCK 444859102 392 900 SH   DFND 1 900 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 259 17,700 SH   DFND 1 17,700 0 0
IRHYTHM TECHNOLOGIES INC COMMON STOCK 450056106 453 2,875 SH   DFND 1 2,875 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 2,177 10,398 SH   DFND 1 10,398 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 524 2,500 SH   OTR 1 2,500 0 0
INTEL CORP COMMON STOCK 458140100 3,203 64,625 SH   DFND 1 64,570 0 55
INTEL CORP COMMON STOCK 458140100 59 1,200 SH   OTR 1 1,200 0 0
INT'L BUSINESS MACHINES COMMON STOCK 459200101 582 4,473 SH   DFND 1 4,473 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 696 15,077 SH   DFND 1 15,077 0 0
INVESCO MUTUAL FUNDS - 46090E103 3,593 9,911 SH   DFND 1 9,911 0 0
INTUIT COMMON STOCK 461202103 3,601 7,489 SH   DFND 1 7,489 0 0
ISHARES MUTUAL FUNDS - 464287168 18,824 146,916 SH   DFND 1 146,732 0 184
ISHARES MUTUAL FUNDS - 464287200 122,360 269,700 SH   DFND 1 269,700 0 0
ISHARES MUTUAL FUNDS - 464287226 27,924 260,731 SH   DFND 1 260,731 0 0
ISHARES MUTUAL FUNDS - 464287234 1,115 24,697 SH   DFND 1 24,697 0 0
ISHARES MUTUAL FUNDS - 464287309 1,058 13,857 SH   DFND 1 13,857 0 0
ISHARES MUTUAL FUNDS - 464287408 2,382 15,294 SH   DFND 1 15,294 0 0
ISHARES MUTUAL FUNDS - 464287465 2,176 29,561 SH   DFND 1 29,561 0 0
ISHARES MUTUAL FUNDS - 464287473 325 2,720 SH   DFND 1 2,720 0 0
ISHARES MUTUAL FUNDS - 464287507 7,177 26,745 SH   DFND 1 26,745 0 0
ISHARES MUTUAL FUNDS - 464287598 1,249 7,522 SH   DFND 1 7,522 0 0
ISHARES MUTUAL FUNDS - 464287614 222 800 SH   DFND 1 800 0 0
ISHARES MUTUAL FUNDS - 464287804 10,516 97,475 SH   DFND 1 97,475 0 0
ISHARES MUTUAL FUNDS - 464288273 4,851 73,119 SH   DFND 1 73,119 0 0
ISHARES MUTUAL FUNDS - 46432F834 67,876 1,019,467 SH   DFND 1 1,019,128 0 339
ISHARES MUTUAL FUNDS - 46432F834 1,084 16,276 SH   OTR 1 16,276 0 0
ISHARES MUTUAL FUNDS - 46432F842 52,719 758,440 SH   DFND 1 534,483 0 223,957
ISHARES MUTUAL FUNDS - 46434G103 14,487 260,786 SH   DFND 1 260,786 0 0
ISHARES MUTUAL FUNDS - 46434G103 17 300 SH   OTR 1 300 0 0
ISHARES MUTUAL FUNDS - 46434V878 2,111 42,091 SH   DFND 1 42,091 0 0
ISHARES MUTUAL FUNDS - 46435G425 5,216 51,464 SH   DFND 1 51,464 0 0
ISHARES MUTUAL FUNDS - 46435G516 208 2,820 SH   DFND 1 2,820 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 8,031 58,911 SH   DFND 1 58,836 0 75
JP MORGAN CHASE & CO COMMON STOCK 46625H100 82 600 SH   OTR 1 600 0 0
JP MORGAN MUTUAL FUNDS - 46641Q837 3,262 64,895 SH   DFND 1 64,895 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 10,856 61,254 SH   DFND 1 61,224 0 30
JOHNSON & JOHNSON COMMON STOCK 478160104 319 1,800 SH   OTR 1 1,800 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 1,716 13,935 SH   DFND 1 13,935 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 386 20,425 SH   DFND 1 20,425 0 0
KRAFT HEINZ CO COMMON STOCK 500754106 341 8,648 SH   DFND 1 8,648 0 0
KROGER CO COMMON STOCK 501044101 562 9,794 SH   DFND 1 9,794 0 0
LAM RESEARCH CORP COMMON STOCK 512807108 204 380 SH   DFND 1 380 0 0
LAMB WESTON HOLDINGS, INC. COMMON STOCK 513272104 295 4,920 SH   DFND 1 4,920 0 0
LILLY ELI & CO COMMON STOCK 532457108 1,621 5,659 SH   DFND 1 5,659 0 0
LILLY ELI & CO COMMON STOCK 532457108 407 1,420 SH   OTR 1 1,420 0 0
LIVE NATION ENTERTAINMENT INC COMMON STOCK 538034109 1,620 13,769 SH   DFND 1 13,769 0 0
LOWES COS INC COMMON STOCK 548661107 1,015 5,020 SH   DFND 1 5,020 0 0
M & T BANK CORPORATION COMMON STOCK 55261F104 483 2,848 SH   DFND 1 2,848 0 0
MGM MIRAGE COMMON STOCK 552953101 2,298 54,786 SH   DFND 1 54,786 0 0
MARQETA INC COMMON STOCK 57142B104 814 73,776 SH   DFND 1 73,776 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 329 1,874 SH   DFND 1 1,874 0 0
MASTERCARD INC COMMON STOCK 57636Q104 2,383 6,668 SH   DFND 1 6,668 0 0
MCDONALDS CORP COMMON STOCK 580135101 4,402 17,803 SH   DFND 1 17,803 0 0
MCDONALDS CORP COMMON STOCK 580135101 668 2,700 SH   OTR 1 2,700 0 0
MCKESSON CORP COMMON STOCK 58155Q103 1,376 4,496 SH   DFND 1 4,496 0 0
MERCK & CO INC COMMON STOCK 58933Y105 5,293 64,504 SH   DFND 1 64,504 0 0
MICROSOFT CORP COMMON STOCK 594918104 40,360 130,907 SH   DFND 1 130,907 0 0
MICROSOFT CORP COMMON STOCK 594918104 1,926 6,248 SH   OTR 1 6,248 0 0
MICRON TECH INC COMMON STOCK 595112103 2,850 36,596 SH   DFND 1 36,596 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 711 11,326 SH   DFND 1 11,326 0 0
MORGAN STANLEY COMMON STOCK 617446448 498 5,697 SH   DFND 1 5,697 0 0
NATIONAL GRID PLC COMMON STOCK 636274409 648 8,426 SH   DFND 1 8,426 0 0
NETFLIX INC COMMON STOCK 64110L106 316 843 SH   DFND 1 843 0 0
NEWMONT CORPORATION COMMON STOCK 651639106 2,506 31,546 SH   DFND 1 31,546 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 2,921 34,488 SH   DFND 1 34,488 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 779 9,200 SH   OTR 1 9,200 0 0
NIKE INC COMMON STOCK 654106103 863 6,410 SH   DFND 1 6,410 0 0
NOVARTIS AG COMMON STOCK 66987V109 357 4,073 SH   DFND 1 4,073 0 0
NVIDIA CORP COMMON STOCK 67066G104 5,606 20,544 SH   DFND 1 20,544 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 358 6,308 SH   DFND 1 6,308 0 0
PNC FINANCIAL SERVICES COMMON STOCK 693475105 635 3,443 SH   DFND 1 3,443 0 0
PAYPAL HOLDINGS INC. COMMON STOCK 70450Y103 1,766 15,272 SH   DFND 1 15,272 0 0
PEPSICO INC COMMON STOCK 713448108 3,213 19,194 SH   DFND 1 19,194 0 0
PFIZER INC COMMON STOCK 717081103 7,105 137,251 SH   DFND 1 136,660 0 591
PFIZER INC COMMON STOCK 717081103 381 7,364 SH   OTR 1 7,364 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 2,379 25,323 SH   DFND 1 25,323 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 38 400 SH   OTR 1 400 0 0
PHILLIPS 66 COMMON STOCK 718546104 733 8,488 SH   DFND 1 8,488 0 0
PHILLIPS 66 COMMON STOCK 718546104 35 400 SH   OTR 1 400 0 0
PIONEER NATURAL RESOURCES CO COMMON STOCK 723787107 623 2,490 SH   DFND 1 2,490 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 9,960 65,184 SH   DFND 1 64,544 0 640
PROCTER & GAMBLE CO COMMON STOCK 742718109 535 3,500 SH   OTR 1 3,500 0 0
QUALCOMM INC COMMON STOCK 747525103 4,462 29,198 SH   DFND 1 29,198 0 0
QUALCOMM INC COMMON STOCK 747525103 397 2,600 SH   OTR 1 2,600 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 772 5,643 SH   DFND 1 5,643 0 0
REALTY INCOME CORP COMMON STOCK 756109104 369 5,327 SH   DFND 1 5,327 0 0
REGIONS FINANCIAL CORP COMMON STOCK 7591EP100 314 14,100 SH   DFND 1 14,100 0 0
SHELL PLC COMMON STOCK 780259305 759 13,821 SH   DFND 1 13,821 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 2,684 6,544 SH   DFND 1 6,544 0 0
SPDR MUTUAL FUNDS - 78462F103 102,979 228,012 SH   DFND 1 114,101 0 113,911
SPDR MUTUAL FUNDS - 78462F103 41 90 SH   OTR 1 90 0 0
SPDR MUTUAL FUNDS - 78467Y107 741 1,510 SH   DFND 1 1,510 0 0
SALESFORCE INC COMMON STOCK 79466L302 2,365 11,141 SH   DFND 1 11,141 0 0
SANOFI COMMON STOCK 80105N105 632 12,314 SH   DFND 1 12,314 0 0
SAP SE COMMON STOCK 803054204 370 3,336 SH   DFND 1 3,336 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 1,301 15,431 SH   DFND 1 15,431 0 0
SEMPRA ENERGY COMMON STOCK 816851109 595 3,539 SH   DFND 1 3,539 0 0
SHERWIN-WILLIAMS CO COMMON STOCK 824348106 1,122 4,495 SH   DFND 1 4,495 0 0
SHOPIFY INC COMMON STOCK 82509L107 1,635 2,419 SH   DFND 1 2,419 0 0
SIGNATURE BANK COMMON STOCK 82669G104 2,205 7,514 SH   DFND 1 7,514 0 0
SNAP INC COMMON STOCK 83304A106 946 26,292 SH   DFND 1 26,292 0 0
SNOWFLAKE INC-CLASS A COMMON STOCK 833445109 500 2,183 SH   DFND 1 2,183 0 0
SOLAREDGE TECHNOLOGIES INC COMMON STOCK 83417M104 338 1,050 SH   DFND 1 1,050 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102 568 9,078 SH   DFND 1 9,078 0 0
SOUTHERN CO COMMON STOCK 842587107 1,976 27,254 SH   DFND 1 26,254 0 1,000
STARBUCKS CORP COMMON STOCK 855244109 1,256 13,802 SH   DFND 1 13,802 0 0
STARBUCKS CORP COMMON STOCK 855244109 27 300 SH   OTR 1 300 0 0
STATE STREET CORP COMMON STOCK 857477103 260 2,983 SH   DFND 1 2,983 0 0
SUMITOMO MITSUI FINL GROUP INC COMMON STOCK 86562M209 83 13,274 SH   DFND 1 13,274 0 0
TJX COMPANIES INC COMMON STOCK 872540109 511 8,432 SH   DFND 1 8,432 0 0
TARGET CORP COMMON STOCK 87612E106 743 3,501 SH   DFND 1 3,501 0 0
TC ENERGY CORP COMMON STOCK 87807B107 289 5,117 SH   DFND 1 5,117 0 0
TESLA INC. COMMON STOCK 88160R101 4,480 4,157 SH   DFND 1 4,157 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 343 1,867 SH   DFND 1 1,867 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 594 3,235 SH   OTR 1 3,235 0 0
TEXTRON INC COMMON STOCK 883203101 773 10,386 SH   DFND 1 10,386 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 2,774 4,696 SH   DFND 1 4,696 0 0
3M CO COMMON STOCK 88579Y101 2,752 18,483 SH   DFND 1 18,283 0 200
3M CO COMMON STOCK 88579Y101 55 370 SH   OTR 1 370 0 0
TOTALENERGIES SE COMMON STOCK 89151E109 371 7,347 SH   DFND 1 7,347 0 0
TRANSDIGM GROUP INC COMMON STOCK 893641100 1,811 2,780 SH   DFND 1 2,780 0 0
TRAVELERS COS INC COMMON STOCK 89417E109 433 2,368 SH   DFND 1 2,368 0 0
TRAVELERS COS INC COMMON STOCK 89417E109 274 1,500 SH   OTR 1 1,500 0 0
TWILIO INC COMMON STOCK 90138F102 680 4,123 SH   DFND 1 4,123 0 0
TYSON FOODS INC COMMON STOCK 902494103 429 4,782 SH   DFND 1 4,782 0 0
US BANCORP COMMON STOCK 902973304 1,460 27,477 SH   DFND 1 27,477 0 0
UBER TECHNOLOGIES COMMON STOCK 90353T100 1,613 45,221 SH   DFND 1 45,221 0 0
UNILEVER PLC COMMON STOCK 904767704 810 17,781 SH   DFND 1 17,781 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 2,497 9,138 SH   DFND 1 9,138 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 902 3,300 SH   OTR 1 3,300 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 1,231 5,742 SH   DFND 1 5,742 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 32 150 SH   OTR 1 150 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 5,378 10,546 SH   DFND 1 10,546 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 127 250 SH   OTR 1 250 0 0
UNITY SOFTWARE INC COMMON STOCK 91332U101 798 8,045 SH   DFND 1 8,045 0 0
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V F CORP COMMON STOCK 918204108 35 612 SH   DFND 1 612 0 0
V F CORP COMMON STOCK 918204108 266 4,680 SH   OTR 1 4,680 0 0
VAIL RESORTS INC COMMON STOCK 91879Q109 469 1,803 SH   DFND 1 1,803 0 0
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VENTAS INC COMMON STOCK 92276F100 688 11,147 SH   DFND 1 11,147 0 0
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VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1,834 35,998 SH   DFND 1 35,898 0 100
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 239 4,700 SH   OTR 1 4,700 0 0
VISA INC COMMON STOCK 92826C839 9,098 41,025 SH   DFND 1 40,975 0 50
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VODAFONE GROUP PLC COMMON STOCK 92857W308 406 24,420 SH   DFND 1 24,420 0 0
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WALMART INC COMMON STOCK 931142103 134 900 SH   OTR 1 900 0 0
WELLS FARGO COMPANY COMMON STOCK 949746101 212 4,373 SH   DFND 1 4,373 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 977 25,778 SH   DFND 1 25,778 0 0
XPO LOGISTIC INC COMMON STOCK 983793100 1,116 15,323 SH   DFND 1 15,323 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 272 3,765 SH   DFND 1 3,765 0 0
ZEBRA TECHNOLOGIES CORP COMMON STOCK 989207105 286 692 SH   DFND 1 692 0 0
ZIONS BANCORP COMMON STOCK 989701107 386 5,887 SH   DFND 1 5,887 0 0
ACCENTURE PLC COMMON STOCK G1151C101 601 1,782 SH   DFND 1 1,782 0 0
ACCENTURE PLC COMMON STOCK G1151C101 67 200 SH   OTR 1 200 0 0
CAPRI HOLDINGS LTD COMMON STOCK G1890L107 206 4,004 SH   DFND 1 4,004 0 0
EATON CORP PLC COMMON STOCK G29183103 1,687 11,113 SH   DFND 1 11,113 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 1,067 9,616 SH   DFND 1 9,616 0 0
CHUBB LTD COMMON STOCK H1467J104 827 3,865 SH   DFND 1 3,865 0 0
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NXP SEMICONDUCTORS NV COMMON STOCK N6596X109 237 1,278 SH   DFND 1 1,278 0 0