The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD COMMON STOCK 000375204 287 7,512 SH   DFND 1 7,512 0 0
AT&T INC COMMON STOCK 00206R102 1,513 61,522 SH   DFND 1 61,522 0 0
AT&T INC COMMON STOCK 00206R102 59 2,385 SH   OTR 1 2,385 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 4,562 32,414 SH   DFND 1 30,814 0 1,600
ABBOTT LABORATORIES COMMON STOCK 002824100 479 3,400 SH   OTR 1 3,400 0 0
ABBVIE INC COMMON STOCK 00287Y109 4,864 35,925 SH   DFND 1 34,325 0 1,600
ABBVIE INC COMMON STOCK 00287Y109 465 3,437 SH   OTR 1 3,437 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101 6,066 10,698 SH   DFND 1 10,698 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 3,097 21,519 SH   DFND 1 21,519 0 0
AIR PRODUCTS & CHEMICAL INC COMMON STOCK 009158106 535 1,758 SH   DFND 1 1,758 0 0
ALASKA AIR GROUP INC COMMON STOCK 011659109 233 4,479 SH   DFND 1 4,479 0 0
ALEXANDER & BALDWIN INC COMMON STOCK 014491104 1,082 43,117 SH   DFND 1 43,117 0 0
ALLEGHANY CORP COMMON STOCK 017175100 714 1,070 SH   DFND 1 1,070 0 0
ALLSTATE CORP COMMON STOCK 020002101 2,119 18,015 SH   DFND 1 18,015 0 0
ALPHABET INC COMMON STOCK 02079K107 7,136 2,466 SH   DFND 1 2,457 0 9
ALPHABET INC COMMON STOCK 02079K107 347 120 SH   OTR 1 120 0 0
ALPHABET INC COMMON STOCK 02079K305 11,579 3,997 SH   DFND 1 3,987 0 10
ALPHABET INC COMMON STOCK 02079K305 348 120 SH   OTR 1 120 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 829 17,489 SH   DFND 1 17,489 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 28 600 SH   OTR 1 600 0 0
AMAZON.COM INC COMMON STOCK 023135106 11,297 3,388 SH   DFND 1 3,388 0 0
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 618 6,948 SH   DFND 1 6,948 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,063 6,497 SH   DFND 1 6,497 0 0
AMETEK INC COMMON STOCK 031100100 1,504 10,229 SH   DFND 1 10,229 0 0
AMGEN INC COMMON STOCK 031162100 356 1,583 SH   DFND 1 1,583 0 0
AMPHENOL CORP COMMON STOCK 032095101 1,573 17,983 SH   DFND 1 17,983 0 0
ANHEUSER-BUSCH INBEV COMMON STOCK 03524A108 203 3,358 SH   DFND 1 3,358 0 0
APPLE INC COMMON STOCK 037833100 32,001 180,216 SH   DFND 1 179,816 0 400
APPLE INC COMMON STOCK 037833100 2,034 11,452 SH   OTR 1 11,452 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 5,525 35,113 SH   DFND 1 35,113 0 0
ASTRAZENECA COMMON STOCK 046353108 1,707 29,311 SH   DFND 1 29,311 0 0
AUTOLIV INC COMMON STOCK 052800109 241 2,330 SH   DFND 1 2,330 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 2,870 11,640 SH   DFND 1 11,640 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 503 2,040 SH   OTR 1 2,040 0 0
AUTOZONE INC COMMON STOCK 053332102 704 336 SH   DFND 1 336 0 0
BCE INC COMMON STOCK 05534B760 913 17,543 SH   DFND 1 17,543 0 0
BAKER HUGHES CO COMMON STOCK 05722G100 830 34,490 SH   DFND 1 34,490 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 1,187 26,681 SH   DFND 1 26,681 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109 1,125 13,434 SH   DFND 1 13,434 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109 478 5,704 SH   OTR 1 5,704 0 0
BANK OF MONTREAL COMMON STOCK 063671101 358 3,319 SH   DFND 1 3,319 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 239 4,115 SH   DFND 1 4,115 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 4,787 16,010 SH   DFND 1 16,001 0 9
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 15 50 SH   OTR 1 50 0 0
BILL.COM HOLDINGS INC COMMON STOCK 090043100 875 3,510 SH   DFND 1 3,510 0 0
BLACKBAUD INC COMMON STOCK 09227Q100 350 4,433 SH   DFND 1 4,433 0 0
BLACKROCK INC COMMON STOCK 09247X101 1,286 1,405 SH   DFND 1 1,405 0 0
BLACKROCK INC COMMON STOCK 09247X101 151 165 SH   OTR 1 165 0 0
BOEING CO COMMON STOCK 097023105 166 827 SH   DFND 1 827 0 0
BOEING CO COMMON STOCK 097023105 40 200 SH   OTR 1 200 0 0
BOOKING HOLDINGS INC. COMMON STOCK 09857L108 727 303 SH   DFND 1 303 0 0
BOOKING HOLDINGS INC. COMMON STOCK 09857L108 144 60 SH   OTR 1 60 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,183 18,979 SH   DFND 1 18,979 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 349 5,600 SH   OTR 1 5,600 0 0
BRITISH AMERICAN TOB-SP ADR COMMON STOCK 110448107 239 6,399 SH   DFND 1 6,399 0 0
CSX CORP COMMON STOCK 126408103 828 22,026 SH   DFND 1 22,026 0 0
CVS/CAREMARK CORP COMMON STOCK 126650100 1,081 10,479 SH   DFND 1 10,479 0 0
CVS/CAREMARK CORP COMMON STOCK 126650100 206 2,000 SH   OTR 1 2,000 0 0
CAMPBELL SOUP COMMON STOCK 134429109 281 6,474 SH   DFND 1 6,474 0 0
CANADIAN IMPERIAL BANK COMMON STOCK 136069101 969 8,311 SH   DFND 1 8,311 0 0
CARVANA CO COMMON STOCK 146869102 643 2,776 SH   DFND 1 2,776 0 0
CATALENT INC COMMON STOCK 148806102 1,586 12,386 SH   DFND 1 12,386 0 0
CATERPILLAR INC COMMON STOCK 149123101 4,082 19,745 SH   DFND 1 19,745 0 0
CATERPILLAR INC COMMON STOCK 149123101 538 2,600 SH   OTR 1 2,600 0 0
CHEVRON CORP COMMON STOCK 166764100 4,676 39,847 SH   DFND 1 39,847 0 0
CISCO SYSTEMS COMMON STOCK 17275R102 2,710 42,770 SH   DFND 1 42,520 0 250
CINTAS CORP COMMON STOCK 172908105 491 1,108 SH   DFND 1 1,108 0 0
CITIGROUP INC COMMON STOCK 172967424 1,076 17,810 SH   DFND 1 17,810 0 0
CITIGROUP INC COMMON STOCK 172967424 30 500 SH   OTR 1 500 0 0
CLOROX CO COMMON STOCK 189054109 1,485 8,514 SH   DFND 1 8,514 0 0
COCA COLA CO COMMON STOCK 191216100 5,731 96,789 SH   DFND 1 96,789 0 0
COCA COLA CO COMMON STOCK 191216100 355 6,000 SH   OTR 1 6,000 0 0
COMCAST CORP COMMON STOCK 20030N101 237 4,710 SH   DFND 1 4,710 0 0
COMERICA INC COMMON STOCK 200340107 292 3,362 SH   DFND 1 3,362 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 1,774 24,573 SH   DFND 1 24,573 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 29 400 SH   OTR 1 400 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 884 1,558 SH   DFND 1 1,558 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 5 9 SH   OTR 1 9 0 0
CROWDSTRIKE HOLDINGS INC COMMON STOCK 22788C105 974 4,756 SH   DFND 1 4,756 0 0
CROWN CASTLE INTL CORP COMMON STOCK 22822V101 272 1,302 SH   DFND 1 1,302 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 290 2,301 SH   DFND 1 2,301 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 139 1,100 SH   OTR 1 1,100 0 0
CUMMINS ENGINE INC COMMON STOCK 231021106 316 1,449 SH   DFND 1 1,449 0 0
DANAHER CORP COMMON STOCK 235851102 4,577 13,911 SH   DFND 1 13,911 0 0
DEERE & CO COMMON STOCK 244199105 570 1,661 SH   DFND 1 1,661 0 0
DISNEY WALT CO COMMON STOCK 254687106 2,524 16,295 SH   DFND 1 16,295 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 873 11,118 SH   DFND 1 11,118 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 1,728 16,471 SH   DFND 1 16,471 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 420 5,203 SH   DFND 1 5,203 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 16 200 SH   OTR 1 200 0 0
DOXIMITY INC-CLASS A COMMON STOCK 26622P107 312 6,224 SH   DFND 1 6,224 0 0
EMBRAER SA COMMON STOCK 29082A107 1,019 57,382 SH   DFND 1 57,382 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 1,139 12,249 SH   DFND 1 12,249 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 288 3,100 SH   OTR 1 3,100 0 0
ENBRIDGE INC COMMON STOCK 29250N105 577 14,762 SH   DFND 1 14,762 0 0
ENTERGY CORP NEW COMMON STOCK 29364G103 320 2,842 SH   DFND 1 2,842 0 0
EXELON CORPORATION COMMON STOCK 30161N101 413 7,145 SH   DFND 1 7,145 0 0
EXPEDIA GROUP INC COMMON STOCK 30212P303 268 1,484 SH   DFND 1 1,484 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 2,246 36,711 SH   DFND 1 35,687 0 1,024
EXXON MOBIL CORP COMMON STOCK 30231G102 226 3,700 SH   OTR 1 3,700 0 0
META PLATFORMS INC COMMON STOCK 30303M102 3,816 11,344 SH   DFND 1 11,344 0 0
FASTENAL CO COMMON STOCK 311900104 239 3,730 SH   DFND 1 3,730 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 740 2,861 SH   DFND 1 2,861 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 358 8,221 SH   DFND 1 8,221 0 0
FIRST REPUBLIC BANK/SAN FRAN COMMON STOCK 33616C100 842 4,078 SH   DFND 1 4,078 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 720 17,320 SH   DFND 1 17,320 0 0
FLOWSERVE CORPORATION COMMON STOCK 34354P105 255 8,319 SH   DFND 1 8,319 0 0
FORD MOTOR COMPANY COMMON STOCK 345370860 489 23,547 SH   DFND 1 23,547 0 0
FORTUNE BRANDS HOME & SECURITY COMMON STOCK 34964C106 217 2,030 SH   DFND 1 2,030 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 1,977 9,485 SH   DFND 1 9,485 0 0
GENERAL MILLS INC COMMON STOCK 370334104 2,999 44,506 SH   DFND 1 44,506 0 0
GENERAL MILLS INC COMMON STOCK 370334104 270 4,000 SH   OTR 1 4,000 0 0
GENERAL MOTORS CO COMMON STOCK 37045V100 2,312 39,429 SH   DFND 1 39,429 0 0
GENUINE PARTS CO COMMON STOCK 372460105 322 2,300 SH   OTR 1 2,300 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 2,036 28,036 SH   DFND 1 28,036 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 22 300 SH   OTR 1 300 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 1,664 4,350 SH   DFND 1 4,350 0 0
HP INC. COMMON STOCK 40434L105 1,239 32,889 SH   DFND 1 32,889 0 0
HARLEY-DAVIDSON COMMON STOCK 412822108 395 10,482 SH   DFND 1 10,482 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104 779 11,285 SH   DFND 1 11,285 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104 69 1,000 SH   OTR 1 1,000 0 0
HAWAIIAN ELECTRIC INDS INC COMMON STOCK 419870100 710 17,107 SH   DFND 1 17,107 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,688 4,068 SH   DFND 1 4,068 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,536 3,700 SH   OTR 1 3,700 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 9,977 47,851 SH   DFND 1 47,851 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 636 3,052 SH   OTR 1 3,052 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 460 9,423 SH   DFND 1 9,423 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 347 22,502 SH   DFND 1 22,502 0 0
IRHYTHM TECHNOLOGIES INC COMMON STOCK 450056106 338 2,875 SH   DFND 1 2,875 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 2,529 10,247 SH   DFND 1 10,247 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 617 2,500 SH   OTR 1 2,500 0 0
INTEL CORP COMMON STOCK 458140100 3,327 64,592 SH   DFND 1 64,537 0 55
INTEL CORP COMMON STOCK 458140100 62 1,200 SH   OTR 1 1,200 0 0
INT'L BUSINESS MACHINES COMMON STOCK 459200101 619 4,628 SH   DFND 1 4,628 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 722 15,372 SH   DFND 1 15,372 0 0
INVESCO MUTUAL FUNDS - 46090E103 3,943 9,911 SH   DFND 1 9,911 0 0
INTUIT COMMON STOCK 461202103 3,888 6,044 SH   DFND 1 6,044 0 0
ISHARES MUTUAL FUNDS - 464287168 17,698 144,367 SH   DFND 1 144,183 0 184
ISHARES MUTUAL FUNDS - 464287200 136,531 286,234 SH   DFND 1 286,234 0 0
ISHARES MUTUAL FUNDS - 464287226 29,604 259,506 SH   DFND 1 259,506 0 0
ISHARES MUTUAL FUNDS - 464287234 1,208 24,737 SH   DFND 1 24,737 0 0
ISHARES MUTUAL FUNDS - 464287309 1,203 14,380 SH   DFND 1 14,380 0 0
ISHARES MUTUAL FUNDS - 464287408 2,406 15,362 SH   DFND 1 15,362 0 0
ISHARES MUTUAL FUNDS - 464287465 2,326 29,561 SH   DFND 1 29,561 0 0
ISHARES MUTUAL FUNDS - 464287473 417 3,410 SH   DFND 1 3,410 0 0
ISHARES MUTUAL FUNDS - 464287507 7,470 26,390 SH   DFND 1 26,390 0 0
ISHARES MUTUAL FUNDS - 464287598 1,052 6,262 SH   DFND 1 6,262 0 0
ISHARES MUTUAL FUNDS - 464287614 244 800 SH   DFND 1 800 0 0
ISHARES MUTUAL FUNDS - 464287655 221 994 SH   DFND 1 994 0 0
ISHARES MUTUAL FUNDS - 464287804 10,602 92,585 SH   DFND 1 92,585 0 0
ISHARES MUTUAL FUNDS - 464288273 5,389 73,734 SH   DFND 1 73,734 0 0
ISHARES MUTUAL FUNDS - 464288414 18,519 159,262 SH   DFND 1 0 0 159,262
ISHARES MUTUAL FUNDS - 46432F834 70,830 998,445 SH   DFND 1 998,106 0 339
ISHARES MUTUAL FUNDS - 46432F834 1,155 16,276 SH   OTR 1 16,276 0 0
ISHARES MUTUAL FUNDS - 46432F842 54,477 729,867 SH   DFND 1 512,873 0 216,994
ISHARES MUTUAL FUNDS - 46434G103 14,035 234,456 SH   DFND 1 234,456 0 0
ISHARES MUTUAL FUNDS - 46434G103 18 300 SH   OTR 1 300 0 0
ISHARES MUTUAL FUNDS - 46434V878 1,494 29,643 SH   DFND 1 29,643 0 0
ISHARES MUTUAL FUNDS - 46435G425 5,553 51,464 SH   DFND 1 51,464 0 0
ISHARES MUTUAL FUNDS - 46435G516 224 2,820 SH   DFND 1 2,820 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 9,412 59,440 SH   DFND 1 59,365 0 75
JP MORGAN CHASE & CO COMMON STOCK 46625H100 95 600 SH   OTR 1 600 0 0
JP MORGAN MUTUAL FUNDS - 46641Q837 2,979 59,020 SH   DFND 1 59,020 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 10,406 60,830 SH   DFND 1 60,800 0 30
JOHNSON & JOHNSON COMMON STOCK 478160104 308 1,800 SH   OTR 1 1,800 0 0
KELLOGG CO COMMON STOCK 487836108 557 8,641 SH   DFND 1 8,641 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 2,141 14,982 SH   DFND 1 14,982 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 309 19,492 SH   DFND 1 19,492 0 0
KRAFT HEINZ CO COMMON STOCK 500754106 290 8,071 SH   DFND 1 8,071 0 0
KROGER CO COMMON STOCK 501044101 929 20,520 SH   DFND 1 20,520 0 0
LILLY ELI & CO COMMON STOCK 532457108 1,600 5,793 SH   DFND 1 5,793 0 0
LILLY ELI & CO COMMON STOCK 532457108 392 1,420 SH   OTR 1 1,420 0 0
LITHIA MOTORS INC COMMON STOCK 536797103 587 1,977 SH   DFND 1 1,977 0 0
LIVE NATION ENTERTAINMENT INC COMMON STOCK 538034109 1,604 13,405 SH   DFND 1 13,405 0 0
LOWES COS INC COMMON STOCK 548661107 1,204 4,658 SH   DFND 1 4,658 0 0
M & T BANK CORPORATION COMMON STOCK 55261F104 492 3,202 SH   DFND 1 3,202 0 0
MGM MIRAGE COMMON STOCK 552953101 2,285 50,914 SH   DFND 1 50,914 0 0
MAGNA INTERNATIONAL INC COMMON STOCK 559222401 375 4,639 SH   DFND 1 4,639 0 0
MARQETA INC COMMON STOCK 57142B104 1,046 60,892 SH   DFND 1 60,892 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 298 1,806 SH   DFND 1 1,806 0 0
MASTERCARD INC COMMON STOCK 57636Q104 2,551 7,100 SH   DFND 1 7,100 0 0
MCDONALDS CORP COMMON STOCK 580135101 4,649 17,341 SH   DFND 1 17,341 0 0
MCDONALDS CORP COMMON STOCK 580135101 724 2,700 SH   OTR 1 2,700 0 0
MCKESSON CORP COMMON STOCK 58155Q103 1,174 4,723 SH   DFND 1 4,723 0 0
MERCK & CO INC COMMON STOCK 58933Y105 4,919 64,183 SH   DFND 1 64,183 0 0
MICROSOFT CORP COMMON STOCK 594918104 44,299 131,718 SH   DFND 1 131,718 0 0
MICROSOFT CORP COMMON STOCK 594918104 2,101 6,248 SH   OTR 1 6,248 0 0
MICRON TECH INC COMMON STOCK 595112103 2,683 28,803 SH   DFND 1 28,803 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 808 12,192 SH   DFND 1 12,192 0 0
MORGAN STANLEY COMMON STOCK 617446448 630 6,422 SH   DFND 1 6,422 0 0
NATIONAL GRID PLC COMMON STOCK 636274409 664 9,178 SH   DFND 1 9,178 0 0
NEWMONT CORPORATION COMMON STOCK 651639106 1,957 31,559 SH   DFND 1 31,559 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 3,234 34,636 SH   DFND 1 34,636 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 859 9,200 SH   OTR 1 9,200 0 0
NIKE INC COMMON STOCK 654106103 1,018 6,106 SH   DFND 1 6,106 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 209 541 SH   DFND 1 541 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 6 16 SH   OTR 1 16 0 0
NOVARTIS AG COMMON STOCK 66987V109 302 3,449 SH   DFND 1 3,449 0 0
NVIDIA CORP COMMON STOCK 67066G104 5,618 19,101 SH   DFND 1 19,101 0 0
PNC FINANCIAL SERVICES COMMON STOCK 693475105 809 4,036 SH   DFND 1 4,036 0 0
PAYPAL HOLDINGS INC. COMMON STOCK 70450Y103 3,220 17,074 SH   DFND 1 17,074 0 0
PEPSICO INC COMMON STOCK 713448108 3,209 18,472 SH   DFND 1 18,472 0 0
PFIZER INC COMMON STOCK 717081103 8,247 139,669 SH   DFND 1 139,078 0 591
PFIZER INC COMMON STOCK 717081103 435 7,364 SH   OTR 1 7,364 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 2,342 24,648 SH   DFND 1 24,648 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 38 400 SH   OTR 1 400 0 0
PHILLIPS 66 COMMON STOCK 718546104 606 8,368 SH   DFND 1 8,368 0 0
PHILLIPS 66 COMMON STOCK 718546104 29 400 SH   OTR 1 400 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 10,863 66,406 SH   DFND 1 65,766 0 640
PROCTER & GAMBLE CO COMMON STOCK 742718109 573 3,500 SH   OTR 1 3,500 0 0
QUALCOMM INC COMMON STOCK 747525103 6,269 34,282 SH   DFND 1 34,282 0 0
QUALCOMM INC COMMON STOCK 747525103 475 2,600 SH   OTR 1 2,600 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 1,002 5,794 SH   DFND 1 5,794 0 0
RPM INTERNATIONAL INC COMMON STOCK 749685103 321 3,178 SH   DFND 1 3,178 0 0
REALTY INCOME CORP COMMON STOCK 756109104 220 3,080 SH   DFND 1 3,080 0 0
REGIONS FINANCIAL CORP COMMON STOCK 7591EP100 311 14,258 SH   DFND 1 14,258 0 0
ROKU INC COMMON STOCK 77543R102 621 2,721 SH   DFND 1 2,721 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 3,018 6,395 SH   DFND 1 6,395 0 0
SPDR MUTUAL FUNDS - 78462F103 103,751 218,442 SH   DFND 1 104,531 0 113,911
SPDR MUTUAL FUNDS - 78462F103 43 90 SH   OTR 1 90 0 0
SPDR MUTUAL FUNDS - 78467Y107 782 1,510 SH   DFND 1 1,510 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302 3,667 14,431 SH   DFND 1 14,431 0 0
SANOFI COMMON STOCK 80105N105 603 12,045 SH   DFND 1 12,045 0 0
SAP SE COMMON STOCK 803054204 455 3,249 SH   DFND 1 3,249 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 1,280 15,215 SH   DFND 1 15,215 0 0
SEMPRA ENERGY COMMON STOCK 816851109 584 4,417 SH   DFND 1 4,417 0 0
SHERWIN-WILLIAMS CO COMMON STOCK 824348106 1,601 4,545 SH   DFND 1 4,545 0 0
SHOPIFY INC COMMON STOCK 82509L107 1,566 1,137 SH   DFND 1 1,137 0 0
SIGNATURE BANK COMMON STOCK 82669G104 2,882 8,910 SH   DFND 1 8,910 0 0
SNAP INC COMMON STOCK 83304A106 1,110 23,596 SH   DFND 1 23,596 0 0
SOLAREDGE TECHNOLOGIES INC COMMON STOCK 83417M104 201 715 SH   DFND 1 715 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102 666 11,511 SH   DFND 1 11,511 0 0
SOUTHERN CO COMMON STOCK 842587107 1,877 27,368 SH   DFND 1 26,368 0 1,000
STARBUCKS CORP COMMON STOCK 855244109 1,873 16,013 SH   DFND 1 16,013 0 0
STARBUCKS CORP COMMON STOCK 855244109 35 300 SH   OTR 1 300 0 0
STATE STREET CORP COMMON STOCK 857477103 430 4,621 SH   DFND 1 4,621 0 0
TJX COMPANIES INC COMMON STOCK 872540109 748 9,847 SH   DFND 1 9,847 0 0
T-MOBILE US INC COMMON STOCK 872590104 245 2,111 SH   DFND 1 2,111 0 0
TARGET CORP COMMON STOCK 87612E106 847 3,660 SH   DFND 1 3,660 0 0
TC ENERGY CORP COMMON STOCK 87807B107 242 5,203 SH   DFND 1 5,203 0 0
TESLA INC. COMMON STOCK 88160R101 3,931 3,720 SH   DFND 1 3,720 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 345 1,830 SH   DFND 1 1,830 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 610 3,235 SH   OTR 1 3,235 0 0
TEXTRON INC COMMON STOCK 883203101 1,787 23,146 SH   DFND 1 23,146 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 3,148 4,718 SH   DFND 1 4,718 0 0
3M CO COMMON STOCK 88579Y101 3,252 18,306 SH   DFND 1 18,106 0 200
3M CO COMMON STOCK 88579Y101 66 370 SH   OTR 1 370 0 0
TOTALENERGIES SE COMMON STOCK 89151E109 394 7,975 SH   DFND 1 7,975 0 0
TRANSDIGM GROUP INC COMMON STOCK 893641100 2,243 3,525 SH   DFND 1 3,525 0 0
TRAVELERS COS INC COMMON STOCK 89417E109 419 2,678 SH   DFND 1 2,678 0 0
TRAVELERS COS INC COMMON STOCK 89417E109 235 1,500 SH   OTR 1 1,500 0 0
TWILIO INC COMMON STOCK 90138F102 1,018 3,865 SH   DFND 1 3,865 0 0
TYSON FOODS INC COMMON STOCK 902494103 413 4,740 SH   DFND 1 4,740 0 0
US BANCORP COMMON STOCK 902973304 1,551 27,608 SH   DFND 1 27,608 0 0
UBER TECHNOLOGIES COMMON STOCK 90353T100 1,593 37,997 SH   DFND 1 37,997 0 0
UNILEVER PLC COMMON STOCK 904767704 1,077 20,016 SH   DFND 1 20,016 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 3,631 14,412 SH   DFND 1 14,412 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 831 3,300 SH   OTR 1 3,300 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 1,242 5,795 SH   DFND 1 5,795 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 32 150 SH   OTR 1 150 0 0
US FOODS HOLDING CORP COMMON STOCK 912008109 249 7,163 SH   DFND 1 7,163 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 4,705 9,369 SH   DFND 1 9,369 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 126 250 SH   OTR 1 250 0 0
UNITY SOFTWARE INC COMMON STOCK 91332U101 938 6,561 SH   DFND 1 6,561 0 0
V F CORP COMMON STOCK 918204108 45 612 SH   DFND 1 612 0 0
V F CORP COMMON STOCK 918204108 343 4,680 SH   OTR 1 4,680 0 0
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VENTAS INC COMMON STOCK 92276F100 502 9,827 SH   DFND 1 9,827 0 0
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VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2,110 40,616 SH   DFND 1 40,516 0 100
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 244 4,700 SH   OTR 1 4,700 0 0
VISA INC COMMON STOCK 92826C839 9,004 41,547 SH   DFND 1 41,497 0 50
VISA INC COMMON STOCK 92826C839 2 9 SH   OTR 1 9 0 0
VODAFONE GROUP PLC COMMON STOCK 92857W308 694 46,495 SH   DFND 1 46,495 0 0
WALMART INC COMMON STOCK 931142103 3,596 24,854 SH   DFND 1 24,854 0 0
WALMART INC COMMON STOCK 931142103 130 900 SH   OTR 1 900 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 1,048 25,443 SH   DFND 1 25,443 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 255 3,765 SH   DFND 1 3,765 0 0
YUM! BRANDS INC COMMON STOCK 988498101 207 1,493 SH   DFND 1 1,493 0 0
ZEBRA TECHNOLOGIES CORP COMMON STOCK 989207105 412 692 SH   DFND 1 692 0 0
ZIONS BANCORP COMMON STOCK 989701107 390 6,174 SH   DFND 1 6,174 0 0
ACCENTURE PLC COMMON STOCK G1151C101 1,302 3,140 SH   DFND 1 3,140 0 0
ACCENTURE PLC COMMON STOCK G1151C101 83 200 SH   OTR 1 200 0 0
EATON CORP PLC COMMON STOCK G29183103 1,357 7,852 SH   DFND 1 7,852 0 0
GENIUS SPORTS LTD COMMON STOCK G3934V109 107 14,137 SH   DFND 1 14,137 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 659 6,369 SH   DFND 1 6,369 0 0
PENTAIR PLC COMMON STOCK G7S00T104 220 3,011 SH   DFND 1 3,011 0 0
CHUBB LTD COMMON STOCK H1467J104 746 3,861 SH   DFND 1 3,861 0 0
TE CONNECTIVITY LTD COMMON STOCK H84989104 1,128 6,991 SH   DFND 1 6,991 0 0
NXP SEMICONDUCTORS NV COMMON STOCK N6596X109 444 1,949 SH   DFND 1 1,949 0 0