Regulatory Capital (Tables)

6 Months Ended

Jun. 30, 2022

Regulatory Capital

Schedule of applicable holding company and bank regulatory capital requirements

The following tables summarize regulatory capital requirements applicable to the Company and its subsidiary bank (dollars in thousands):

	As of June 30, 2022
									Minimum
					Minimum				To Be Well
	Actual				Capital Requirement				Capitalized
	Amount		Ratio		Amount		Ratio		Amount		Ratio
Common Equity Tier 1 Capital to Risk Weighted Assets
Consolidated	$	1,031,356	11.77	%	$	394,196	4.50	%	$	569,394	6.50	%
Busey Bank	$	1,265,418	14.50	%	$	392,637	4.50	%	$	567,142	6.50	%
Tier 1 Capital to Risk Weighted Assets
Consolidated	$	1,105,356	12.62	%	$	525,594	6.00	%	$	700,792	8.00	%
Busey Bank	$	1,265,418	14.50	%	$	523,516	6.00	%	$	698,021	8.00	%
Total Capital to Risk Weighted Assets
Consolidated	$	1,452,813	16.58	%	$	700,792	8.00	%	$	875,990	10.00	%
Busey Bank	$	1,339,875	15.36	%	$	698,021	8.00	%	$	872,526	10.00	%
Leverage Ratio of Tier 1 Capital to Average Assets
Consolidated	$	1,105,356	9.03	%	$	489,513	4.00	%		N/A	N/A
Busey Bank	$	1,265,418	10.37	%	$	488,139	4.00	%	$	610,174	5.00	%

	As of December 31, 2021
									Minimum
					Minimum				To Be Well
	Actual				Capital Requirement				Capitalized
	Amount		Ratio		Amount		Ratio		Amount		Ratio
Common Equity Tier 1 Capital to Risk Weighted Assets
Consolidated	$	995,874	11.85	%	$	378,334	4.50	%	$	546,482	6.50	%
Busey Bank	$	1,241,303	14.81	%	$	377,096	4.50	%	$	544,695	6.50	%
Tier 1 Capital to Risk Weighted Assets
Consolidated	$	1,069,874	12.73	%	$	504,445	6.00	%	$	672,594	8.00	%
Busey Bank	$	1,241,303	14.81	%	$	502,795	6.00	%	$	670,394	8.00	%
Total Capital to Risk Weighted Assets
Consolidated	$	1,320,187	15.70	%	$	672,594	8.00	%	$	840,742	10.00	%
Busey Bank	$	1,306,616	15.59	%	$	670,394	8.00	%	$	837,992	10.00	%
Leverage Ratio of Tier 1 Capital to Average Assets
Consolidated	$	1,069,874	8.52	%	$	502,336	4.00	%		N/A	N/A
Busey Bank	$	1,241,303	9.91	%	$	501,104	4.00	%	$	626,379	5.00	%