Regulatory Capital (Tables)

3 Months Ended

Mar. 31, 2022

Regulatory Capital

Schedule of applicable holding company and bank regulatory capital requirements

The following tables summarize regulatory capital requirements applicable to the holding company its subsidiary bank (dollars in thousands):

	As of March 31, 2022
									Minimum
					Minimum				To Be Well
	Actual				Capital Requirement				Capitalized
	Amount		Ratio		Amount		Ratio		Amount		Ratio
Common Equity Tier 1 Capital to Risk Weighted Assets
Consolidated	$	1,011,861	11.89	%	$	382,962	4.50	%	$	553,167	6.50	%
Busey Bank	$	1,247,370	14.70	%	$	381,747	4.50	%	$	551,413	6.50	%
Tier 1 Capital to Risk Weighted Assets
Consolidated	$	1,085,861	12.76	%	$	510,615	6.00	%	$	680,821	8.00	%
Busey Bank	$	1,247,370	14.70	%	$	508,996	6.00	%	$	678,662	8.00	%
Total Capital to Risk Weighted Assets
Consolidated	$	1,344,541	15.80	%	$	680,821	8.00	%	$	851,026	10.00	%
Busey Bank	$	1,321,050	15.57	%	$	678,662	8.00	%	$	848,327	10.00	%
Leverage Ratio of Tier 1 Capital to Average Assets
Consolidated	$	1,085,861	8.78	%	$	494,948	4.00	%		N/A	N/A
Busey Bank	$	1,247,370	10.11	%	$	493,615	4.00	%	$	617,019	5.00	%

	As of December 31, 2021
									Minimum
					Minimum				To Be Well
	Actual				Capital Requirement				Capitalized
	Amount		Ratio		Amount		Ratio		Amount		Ratio
Common Equity Tier 1 Capital to Risk Weighted Assets
Consolidated	$	995,874	11.85	%	$	378,334	4.50	%	$	546,482	6.50	%
Busey Bank	$	1,241,303	14.81	%	$	377,096	4.50	%	$	544,695	6.50	%
Tier 1 Capital to Risk Weighted Assets
Consolidated	$	1,069,874	12.73	%	$	504,445	6.00	%	$	672,594	8.00	%
Busey Bank	$	1,241,303	14.81	%	$	502,795	6.00	%	$	670,394	8.00	%
Total Capital to Risk Weighted Assets
Consolidated	$	1,320,187	15.70	%	$	672,594	8.00	%	$	840,742	10.00	%
Busey Bank	$	1,306,616	15.59	%	$	670,394	8.00	%	$	837,992	10.00	%
Leverage Ratio of Tier 1 Capital to Average Assets
Consolidated	$	1,069,874	8.52	%	$	502,336	4.00	%		N/A	N/A
Busey Bank	$	1,241,303	9.91	%	$	501,104	4.00	%	$	626,379	5.00	%