Regulatory Capital (Tables)

3 Months Ended

Mar. 31, 2021

Regulatory Capital

Schedule of applicable holding company and bank regulatory capital requirements

The following tables summarize the applicable holding company and bank regulatory capital requirements (dollars in thousands):

									Minimum
					Minimum				To Be Well
	Actual				Capital Requirement				Capitalized
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of March 31, 2021:
Total Capital (to Risk Weighted Assets)
Consolidated	$	1,265,926	17.39	%	$	582,526	8.00	%	$	728,157	10.00	%
Busey Bank	$	1,167,199	16.06	%	$	581,457	8.00	%	$	726,821	10.00	%
Tier 1 Capital (to Risk Weighted Assets)
Consolidated	$	1,007,986	13.84	%	$	436,894	6.00	%	$	582,526	8.00	%
Busey Bank	$	1,094,260	15.06	%	$	436,093	6.00	%	$	581,457	8.00	%
Common Equity Tier 1 Capital (to Risk Weighted Assets)
Consolidated	$	933,986	12.83	%	$	327,671	4.50	%	$	473,302	6.50	%
Busey Bank	$	1,094,260	15.06	%	$	327,070	4.50	%	$	472,434	6.50	%
Tier 1 Capital (to Average Assets)
Consolidated	$	1,007,986	9.85	%	$	409,360	4.00	%		N/A	N/A
Busey Bank	$	1,094,260	10.71	%	$	408,522	4.00	%	$	510,652	5.00	%

									Minimum
					Minimum				To Be Well
	Actual				Capital Requirement				Capitalized
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2020:
Total Capital (to Risk Weighted Assets)
Consolidated	$	1,245,997	17.04	%	$	585,015	8.00	%	$	731,269	10.00	%
Busey Bank	$	1,131,875	15.50	%	$	584,082	8.00	%	$	730,103	10.00	%
Tier 1 Capital (to Risk Weighted Assets)
Consolidated	$	983,033	13.44	%	$	438,761	6.00	%	$	585,015	8.00	%
Busey Bank	$	1,053,910	14.44	%	$	438,062	6.00	%	$	584,082	8.00	%
Common Equity Tier 1 Capital (to Risk Weighted Assets)
Consolidated	$	909,033	12.43	%	$	329,071	4.50	%	$	475,325	6.50	%
Busey Bank	$	1,053,910	14.44	%	$	328,546	4.50	%	$	474,567	6.50	%
Tier 1 Capital (to Average Assets)
Consolidated	$	983,033	9.79	%	$	401,717	4.00	%		N/A	N/A
Busey Bank	$	1,053,910	10.52	%	$	400,581	4.00	%	$	500,727	5.00	%