Regulatory Capital (Tables)

3 Months Ended

Mar. 31, 2020

Regulatory Capital

Schedule of applicable holding company and bank regulatory capital requirements

The following tables summarize the applicable holding company and bank regulatory capital requirements (dollars in thousands):

									Minimum
					Minimum				To Be Well
	Actual				Capital Requirement				Capitalized
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of March 31, 2020:
Total Capital (to Risk Weighted Assets)
Consolidated	$	1,046,689	13.85	%	$	604,488	8.00	%	$	755,610	10.00	%
Busey Bank	$	1,012,447	13.42	%	$	603,538	8.00	%	$	754,422	10.00	%
Tier 1 Capital (to Risk Weighted Assets)
Consolidated	$	921,827	12.20	%	$	453,366	6.00	%	$	604,488	8.00	%
Busey Bank	$	947,583	12.56	%	$	452,653	6.00	%	$	603,538	8.00	%
Common Equity Tier 1 Capital (to Risk Weighted Assets)
Consolidated	$	847,827	11.22	%	$	340,025	4.50	%	$	491,147	6.50	%
Busey Bank	$	947,583	12.56	%	$	339,490	4.50	%	$	490,374	6.50	%
Tier 1 Capital (to Average Assets)
Consolidated	$	921,827	9.89	%	$	372,696	4.00	%		N/A	N/A
Busey Bank	$	947,583	10.19	%	$	371,799	4.00	%	$	464,749	5.00	%

									Minimum
					Minimum				To Be Well
	Actual				Capital Requirement				Capitalized
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2019:
Total Capital (to Risk Weighted Assets)
Consolidated	$	1,036,143	14.03	%	$	590,826	8.00	%	$	738,532	10.00	%
Busey Bank	$	1,099,449	14.92	%	$	589,681	8.00	%	$	737,101	10.00	%
Tier 1 Capital (to Risk Weighted Assets)
Consolidated	$	922,395	12.49	%	$	443,120	6.00	%	$	590,826	8.00	%
Busey Bank	$	1,045,701	14.19	%	$	442,261	6.00	%	$	589,681	8.00	%
Common Equity Tier 1 Capital (to Risk Weighted Assets)
Consolidated	$	848,395	11.49	%	$	332,340	4.50	%	$	480,046	6.50	%
Busey Bank	$	1,045,701	14.19	%	$	331,696	4.50	%	$	479,116	6.50	%
Tier 1 Capital (to Average Assets)
Consolidated	$	922,395	9.88	%	$	373,360	4.00	%		N/A	N/A
Busey Bank	$	1,045,701	11.19	%	$	373,639	4.00	%	$	467,049	5.00	%